There are three key areas to monitor if your credit is crashing. These areas are Payment Timing, Increased credit card balances, and Credit Utilization Ratio. You can take action to…

There are a few ways to reduce the total amount you owe on your credit cards. Here are three of the most effective. Make extra payments if you can, and…

Inflation causes distortions in economic decisions. For example, if you pay your mortgage interest in cash, it becomes more valuable at higher inflation rates. Inflation also makes non-interest bearing checking…

You may be asking, “How can I clear my debt fast?” If so, there are many steps you can take. Try paying more than the minimum, selling unwanted items, creating…

If you have a credit card balance of $10,000, paying it off within a year may seem impossible. However, this is a doable goal if you make extra payments and…

In this article, we will discuss the question, “Does Freedom Debt Relief charge a fee?” as well as the services that are included in the program. Moreover, we will talk…

When you fall behind on your debt, you will likely receive collection letters and phone calls. While you may not respond to these attempts to collect, the creditor can still…

If rates are low, refinancing may be a good idea. Refinancing should not negatively affect your credit score as long as you continue to make timely payments on your existing…

To raise your credit score, try making small changes, such as paying your monthly bills on time and not carrying a balance. Your credit utilization ratio is a big factor,…

The question “Can a debt come back after seven years?” has long confounded individuals with a diverse range of financial backgrounds. For instance, some may assume that medical debt cannot…