Student Loans

Td Bank Student Loans – STUDENT LOAN DEBT: What I Wish I Knew (Canada)


Td Bank Student Loans – 10 Tips

Student Loan Debt: What I Wish I Knew! Do you have student loans or student loan debt?! Today, we’re sharing what I wish I knew about student loan debt, paying off debt fast, how to pay off debt, and what to know before debt repayment period! Student loan debt is often something you get into before you realize what it’s like later on – so hopefully this will help you prepare! Are you paying off student loans?! Let us know in the comments below!

▸ Student Loan Debt Information – 0:37
▸ Choose An Affordable School – 2:33
▸ Financial Aid Options – 4:06
▸ Student Loan Debt Repayment Period – 6:12

Debt Free Journey | Student loan debt can be a struggle, and Den’s documented his entire journey, from $40,000+ to $0! Watch him pay it off over two years and hear his tips and insights along the way.

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Den’s Instagram: @denslife
Steph’s Instagram: @stephdgordon

▸ Camera – Sony A6400 –
▸ Lens – Sigma 16mm –
▸ Microphones –
▸ Tripod –
▸ Small Tripod –
▸ External Hard Drive –

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This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.


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  1. Steph & Den
    July 24, 2021 at 2:32 am

    Are you paying off student loans?! Let us know! ⬇️

  2. Umidjon Zokirov
    July 24, 2021 at 2:32 am

    Thank you a lot

  3. Antarpreet Singh
    July 24, 2021 at 2:32 am

    Wth is going on here? Just take all the extra money interest free, invest it, take the capital gains home and return it after 4 years of school.

  4. Lindsay Burchill
    July 24, 2021 at 2:32 am

    I've been paying off my loans since 2013, and I'm only just over half-way through.

  5. Lara Schmidt
    July 24, 2021 at 2:32 am

    I'm so scared to start getting student loans…

  6. mimi abraham
    July 24, 2021 at 2:32 am

    Thank you for sharing

  7. Tega-yombi Mutimura
    July 24, 2021 at 2:32 am

    what school did you attend?

  8. BigHeadClan
    July 24, 2021 at 2:32 am

    I went with a line of credit instead of a student loan, qualified for super low interest rates and got to build up credit because I was making payments.
    Only downside is the amount you can actually qualify for is dependent on your credit history and income so it usually on the lower end
    so you either need to save up some money to cover the remainder or have family who are okay taking on some risk to open a line of credit
    on your behalf.

    On a positive note though it sets a hard limit to what you can actually use and forces you to be acutely aware of how you manage your money and only what you need,
    it also means you start thinking ahead to the next semester and how you will need to budget for that.

    Definitely not a path that would work for everyone but I managed to put myself through school without any help
    when tuition was 12-13K per year (not the worst) and had it all paid off in 2 or 3 years after getting out of school.

  9. Màažÿ
    July 24, 2021 at 2:32 am

    My favourite couple <3

  10. minjjunk
    July 24, 2021 at 2:32 am

    still in high school and considering student loans cuz i do plan on getting higher education but aaaaa this is so scary why does money need to exist hhhhjj

  11. Alpine Dividends
    July 24, 2021 at 2:32 am

    I racked up $92,000 between my tuition and cost of living while I was in school. I hustled a lot in those 5 years and managed to walk away from my graduation debt free 💪

  12. Debt Free For Canadians
    July 24, 2021 at 2:32 am

    Congratulations on getting rid of that debt.

  13. mary lambros
    July 24, 2021 at 2:32 am

    In Quebec schooling cost must less . I payed off two student loans of my two kids by saving in everything , no shopping ,no trips ,no eating out . My kids were working part time while going to school, paying for their expensive books and their expenses .

  14. tiinaiiceey
    July 24, 2021 at 2:32 am

    I am in Repayment Assistance but my debt is 10 years old. I wasnt ever able to pay it because life happened…. and they put me on stage 2 i think where the gov helps you pay off your student debt. This far… i have had them help me pay almost 7000!

  15. Phoenix
    July 24, 2021 at 2:32 am

    If I have the total repayment amount three months before I graduate, can I just pay it before I graduate ? I'm afraid they will make you wait for their collections letter and it comes later and interest accrued because the six month grace period accrues interest correct?

  16. Amanda Scott
    July 24, 2021 at 2:32 am

    Has the student loan interest tax credit affected how fast you plan to pay off student loan debt?

  17. karatepop
    July 24, 2021 at 2:32 am

    Here's a thing you didn't mention: Ten years after your last day of study, or after 60 months of Repayment Assistance, the government starts RAP Stage II, which is them making payments to help pay your loan off for you. They did this saying it was to prevent people from carrying massive debts (instead of, y'know addressing the real problem?). HOWEVER – you are never notified when this begins AND it bars you from receiving ANY funding – provincial loans, federal grants, etc – if you want to return to school.
    So, say you leave school to take care of children, or a loved one, or just to gain some life experience. You're stuck. And who is most likely to be affected by this? Low-income people who need it most – especially single mothers and BIPOC. Cool.

  18. Raptors2019
    July 24, 2021 at 2:32 am

    Den, I bet you could make money being a toothpaste model

  19. Tamas
    July 24, 2021 at 2:32 am

    for international students for example in toronto I would cost 40.000 cad per year to study )))
    what the ….
    are you recommending any solution for international students ?

  20. Mehnaz
    July 24, 2021 at 2:32 am

    When I was paying off my student loans, I couldn’t find any Canadian resources on YouTube. So awesome you guys are sharing this information!

  21. Israella
    July 24, 2021 at 2:32 am

    Post secondary student, from a single mother, low income family… my mom didn't have the financial experience to manage that kind of money.

  22. Jonrenz Materdo
    July 24, 2021 at 2:32 am

    What i’m planning to do is to take student loan for a 2 year course. And i’m gonna pay the loan partially while i’m studying in that 2 year period because i have few savings just to decrease the total amount of the loan. Is it okay? And will the interest still exist in the remaining balance even if i paid it partially?