Student Loans

Student Loans Texas – What I Wish I Knew About Student Loan Debt that I Know Now

student-loans-texas-what-i-wish-i-knew-about-student-loan-debt-that-i-know-now

Student Loans Texas – Whats The Best?

I was clueless in my early 20’s when it came to money. Student loan debt was racking up quicker than my bar tab. There are several things I wish I knew in college about student loan debt that I know now. Had I known these things in my collegiate years, I would have entered the workforce financially stable with a realistic plan to tackle my money goals and student loan debt.

——–
🎬 OTHER DFM VIDEOS YOU MIGHT ENJOY
5 Ways To Save Money In College: https://youtu.be/8Mi1NYFEFfg
$35k in Student Loan Debt Paid Off in 30 Months | My Debt Free Journey: https://youtu.be/3W0VtWGohno

——–
💥ROCK DEBT BY ENROLLING IN THE FREEDOM PROJECT
https://www.debtfreemillennials.com/freedomproject

——–
TRY SURVEY JUNKIE!
http://bmv.biz/?a=1296&c=1&s1=

——–
I’M SOCIAL UP IN HURR:
🔸 Facebook: https://www.facebook.com/debtfreemillennials
🔸 Facebook Group: https://www.facebook.com/groups/debtfreemillennials
🔸 Instagram: https://www.instagram.com/debtfree_millennials
🔸 Twitter: https://www.twitter.com/debtfreejustine
🔸 Site: https://www.debtfreemillennials.com

Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!

Thanks for watching the Student Loans Texas video!

Watch the Student Loans Texas video on Youtube

38 Comments
Share

38 Comments

  1. That Blue Girl
    July 23, 2021 at 8:36 am

    Kansas State University?? I live 5 minutes from there lol.

  2. Great Scott!
    July 23, 2021 at 8:36 am

    Maybe you should've learned the difference BEFORE you took out a loan you didn't understand. Seems like you could've saved yourself a huge headache if you did a little research.

  3. Good Fortune
    July 23, 2021 at 8:36 am

    If I go back to college to get my B.S. it will cost about $40,000 books, computer, tuition, coverage residency, bills. In order to actually pass the 1st 2 semesters I wouldn't be able to hold a job so the loan would have to cover all of that. Then if I wanted to go back for my masters it would cost even more and I would be paying it off for the next 30yrs. Is that normal, to have to pay back a student loan for 30years?

  4. Miss Datoo
    July 23, 2021 at 8:36 am

    What camera do you use?

  5. emaza xiix
    July 23, 2021 at 8:36 am

    oo

  6. Th!nk3R??
    July 23, 2021 at 8:36 am

    Hi this was very impormative..Just wondering how much is the interest rate for this student loan?

  7. jose corbera
    July 23, 2021 at 8:36 am

    Hoping you’ll reply now, but my freshman year I’ll probably be owing about $38k unless I remove the housing cost which will bring the price down to about $26k. Either way, it’s a lot of money mostly cause of out of state tuition. I’m gonna switch my address to receive in state tuition which would save $24k dollars each year, but I’d be independent and wouldn’t receive financial aid. What do I do?

  8. Pete Rojas
    July 23, 2021 at 8:36 am

    Still at a community college working towards my Associate's degree. At a later time, will need to earn Bachelor's, Master's degrees. This well appreciated for future reference.

  9. ChristopherMJackLovesTacos
    July 23, 2021 at 8:36 am

    Never ever EVER take out unsubsidized loans. Absolutely the worst thing you can do financially. Capitalized interest is about 1 step away from a loan shark.

  10. SingleTax
    July 23, 2021 at 8:36 am

    It's not just student loans millions of young people are naive about; it's the value of college degrees themselves. There are many carpenters, plumbers and electricians out there who — despite not having such degrees — are making far more discretionary income than millions of college graduates (particularly those with degrees in such things as gender studies and art history). Exceptions to the rule notwithstanding, college degrees are more of a status symbol than anything else. Why else would millions of "sugar babies" be selling their vaginas to "sugar daddies" in exchange for tuition money?

  11. Joshua S
    July 23, 2021 at 8:36 am

    Guess that 6 figure job you were promised didn't happen lol

  12. smgsng On5
    July 23, 2021 at 8:36 am

    i had a chance to do student loans, but decided to drop my network certificate program and buy all the books and
    required materials and train myself as opposed to going to school. I go at it at my own pace and don't have to worry about gpa or deadlines. I know it will take longer but its just a certificate.

  13. Rare Sito
    July 23, 2021 at 8:36 am

    I dont have student loan debt i have 2 years of school paid for so im applying for scholarships paid for before i finish my first year of school

  14. Robert Boscarato
    July 23, 2021 at 8:36 am

    You can pick up some work with berlitz doing French translation since you have a minor in French why don't you use it before you forget it?

  15. Mike Sanchez
    July 23, 2021 at 8:36 am

    So you can’t take a student loan out greater than your school costs

  16. Jarod Armstrong
    July 23, 2021 at 8:36 am

    These videos always make me believe even more strongly that personal finance needs to be a required competency for high school graduation.

  17. Rosaline
    July 23, 2021 at 8:36 am

    I wonder why it’s easy for people to pay car note for over $1000 but complain about student loan payments 🤨🤨🤨

  18. Daniel Zhang
    July 23, 2021 at 8:36 am

    If you loan $10000, with an interest rate of 12% over 15 years. If you pay the $10000 right away after graduation due to unexpected financial success, will you still pay the total balance of $26000, which is the total cost for 15 year or just $10000.

  19. heyy its sj
    July 23, 2021 at 8:36 am

    I was so triggered when you said aggeville lol

  20. Robert Baker
    July 23, 2021 at 8:36 am

    How can I get a loan to help pay for bills off campus. I'm honestly not worried about the debt much, when I worked as a ready mix driver I paid off a 20,000 car in a year.

  21. Rick jobs
    July 23, 2021 at 8:36 am

    Thanks for the video, it's crazy kids get big loans. I have rented to many college kids for years. Do you really think if you had known, would you have really changed. I see kids living the life with know worries. Thanks for the video hopefully many more kids will watch this.

  22. jay rider
    July 23, 2021 at 8:36 am

    I never went to college so I don't have any student loans …. I make 65k a year as a Trucker…. I don't understand why college cost so much…I've met college graduates who make less then Truckers…🤔🚛

  23. Daniel Villarreal
    July 23, 2021 at 8:36 am

    Are you aware that there's a petition with almost 3/4 of a million signers asking the current or future President to cancel student loans by Executive Order with no cost to the US taxpayer?
    https://www.change.org/p/pandemic-economic-stimulus-cancel-student-loans-by-executive-order?recruiter=1644046&utm_source=share_petition&utm_medium=copylink&utm_campaign=share_petition

  24. John Kidder
    July 23, 2021 at 8:36 am

    I really appreciate the help of Fausatools1 on îñstàgràm who help fund my cashapp to clear all my dept i guess you check her out thank me later for it…

  25. Mohammad was illiterate
    July 23, 2021 at 8:36 am

    I learned everything about student loans in high school maths, did military trade school own 4 houses debt free and woodland trees growing, 2yrs living expenses banked at 50yrs old 😂

  26. Nikki Martinez
    July 23, 2021 at 8:36 am

    I'm scared right now, its very pressuring, whether or not to go for a student loan🥺hearing all these stories

  27. Mark Odessy
    July 23, 2021 at 8:36 am

    You’re cute, are you on YouTube? Yeee!

  28. WeflyHigh
    July 23, 2021 at 8:36 am

    Lol she has half of what I have coming out of college now

  29. Team ABC
    July 23, 2021 at 8:36 am

    Excellent suggestions. Thanks

  30. abby chambers
    July 23, 2021 at 8:36 am

    is this jenny from the L word

  31. Laraib Zohra
    July 23, 2021 at 8:36 am

    Never thought I would need to get student loans so high up there. The total amount I have right now is $19k…out of which $7k is unsubsidized. I plan to pay the whole thing off while still in school (have around 1.5 yrs left) hopefully and not having to take out any more loans its just soooo stressful thinking about it!

  32. Will Parsons
    July 23, 2021 at 8:36 am

    Thank you so much for sharing your knowledge! I'm so much more comfortable making a solid decision with my loans!

  33. Lexishere
    July 23, 2021 at 8:36 am

    Im literally so confused 😩. Im entering college as a freshman this fall. On my financial aid report, i have $1,750 for subsidized and $1,000 for unsubsidized loans thats are offered. None of then have been applied yet and i have to pay $787 on August 10th of this month but thats too much. What do I do? Im so confused. Do i ask my school if they can add it for me?

  34. H R
    July 23, 2021 at 8:36 am

    First off, start off with community college. It is way cheaper than university. I also avoided living in dorms.

    So I did this thing where I have a special envelope. Money goes in but it is never to be taken out until I hit university. I worked part time and saved maybe 50 percent of my income while living with parents. That 50 percent went inside the envelope. I also had Pell Grant, money that does not need to be paid back. They give more than enough to pay for community college and even give money back. So when I cashed them in, I put them in a envelop as well. Anything that wasn't in the envelop is what I was willing to spend.

    By the time I got to university, I stacked up about $10,000. I still received Pell Grant but it didn't cover for everything in university. Instead I had to pay around $1800 on hand at most for 12 credit hours. You also pay the same if you decide to be part time student because Pell Grant adjust how much they give you based on the number of credit hours you take. So really, it's cheaper to take more classes.

    I didn't take out a loan from the government. If anything, I graduated with a surplus. This is mostly thanks to financial planning and working part time.

  35. Mr. S
    July 23, 2021 at 8:36 am

    One of the biggest lies pushed on the American public the past 70 to 80 years, is that you absolutely need a college education to be successful or to get rich in the United States. Right now we have two full generations of people that either were in educational debt or currently are in educational debt. While millions of Americans without a college education own the very businesses that many college educated people work to pay off that debt. IDIOTS!

  36. jennifer Lam
    July 23, 2021 at 8:36 am

    I am looking for student loan but I think I might look for different option. Do you have advice for me?

  37. Suma Suma
    July 23, 2021 at 8:36 am

    I’m about to cry 😢 I didn’t realize that American students suffer financially.

  38. SUNNY D
    July 23, 2021 at 8:36 am

    Debt Free Millennials, the School of Hard Knocks, otherwise known as Life University, although painful at times can be one of life's best teachers. It only makes you stronger and better prepared for the next round. Hindsight is 20/20.