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Student Loans For Community College – Community College: Reducing Your Student Debt Loan

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Student Loans For Community College – Most Popular?

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Community College: Is it a good way to reduce your Student Debt Loan?

In this video, I’ve answered a question from a reader about community college. He is thoughtful about going to community father, which is what his father thinks it will be best for him.

Will it be good for him to attend community college and, then, be transferred to a university? In that case, I really believe it is a good idea.

The main issue that new people is facing right now on the USA is the biggest student loans that they get from University. This is a good way to reduce student debt loan.

Are you interested in more? Watch the video and find out.

If you have a question, email me at john@simpleprogrammer.com

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14 Comments

  1. Hey does anyone here play runescape?? also,
    July 22, 2021 at 10:26 pm

    You said it may not be worth going to a bottom tier uni. Im just wondering if you consider CSUN bottom tier, and if its a bad idea to choose over ucsb

  2. Arianny Valdez
    July 22, 2021 at 10:26 pm

    I'm 20, and I've been attending cc part time for two years now, it's taken me longer to graduate because I really don't know what I'm good at and it does get quite discouraging, I've also had a few jobs, and with those jobs I've really enjoyed working with customers, letting them know about promotions but then again I also hated it because the pay sucked! #youngandconfused

  3. Bryan Moore
    July 22, 2021 at 10:26 pm

    What type of degree do I pursue to be a software developer? A computer science degree?

  4. Mikhail
    July 22, 2021 at 10:26 pm

    Professors in community colleges are actually there to teach. They are not preoccupied with a research, so you get the most out of them. Definitely apply for scholarships. Student underestimated there chances of winning the scholarship and getting a free ride. Go for the cheapest school, go for the hardest major, and hustle your way up.

  5. stoneykr
    July 22, 2021 at 10:26 pm

    I've been in community colleges, public and private universities all over the country. John is right. No one cares what college you went to, unless in the off chance that the person hiring you went there which is small if taking in the country as a whole. I just finished three semesters at a private university and hated it. Compared to community college, I received less education and had to deal with exponentially more individuals who were intellectually elitist, politically motivated, and received more indoctrination as opposed to education. You have to educate yourself. I like the classroom atmosphere and am taking classes where instructors are extremely beneficial. Go to community college and receive the same education (perhaps better) for less money and when you're older, you won't care about the bragging rights of a certain piece of paper.

  6. Marquis Patterson
    July 22, 2021 at 10:26 pm

    I went to a Community College for 2 yrs and left with a high paying job plus a business. While most of my friends and family went to a university and didn't graduate with student loan debt. I'm glad I don't have student loan debt bc you have to find a good paying job just to pay off the debt. In reality you are a slave to your debt. Word to wise, especially to young people please apply for grants, do well in high school to get scholarship, take college seriously and don't fall into to the student loan trap.

  7. john2knj
    July 22, 2021 at 10:26 pm

    It's true that what you get out of college depends on what you put in. A friend of mine has the exact same comp sci bachelors degree from the same college. He graduated a few years after me, so he should maybe have a slightly more updated education. A few years after graduating his exact words to me were that his bachelors in computer science degree qualifies him to stock shelves at Best Buy. Needless to say, he has a good job but in an entirely unrelated field.

    Another quick story. A few years ago I was sitting next to a recent graduate at a casino poker table. He graduated comp sci from a top state univ. One of my disappointments in comp sci edu in college was knowing that so many graduate with these degrees without even understanding the basic components of a computer and how to assemble one. To me, being able to assemble a working computer (from a box of both working and broken parts should be a requirement). So I asked this guy if I gave him all the parts, would he be able to build a computer. He told me he would have no clue whatsoever on how to do that!

  8. john2knj
    July 22, 2021 at 10:26 pm

    I've been suggesting the same to people for many years. A great way to save money. However, an important note to add would be to make sure that your end goal college accepts credits and/or associates degrees from the community college attended. Verify that beforehand.

    I've known people who transferred into a 4-year state univ only to find that more than half of their community college credits were not accepted by the univ. With that particular univ & community college, the way around that is to transfer in with a 2-year degree, in which case all the credits are transferred in. But that is not the case for all colleges/universities.

  9. Tom Johnson
    July 22, 2021 at 10:26 pm

    I'm doing this right now and nearing the end of my associates in web development. I honestly don't think CC is great, but there's no way I'd ever recommend anyone going to a 4yr school right off the bat and running up debt – unless they had an academic scholorship of course. In reality I've found that I have to learn a lot of things on my own (as John mentions) they degree is just a simple piece of paper that certainly doesn't mean you know how to write code and can do the job. I've seen so many people go into debt out the wazoo for their degree and go into coding interviews and not know how to do anything. Knowing how to do the job highly outweighs the degree.

  10. pavXX
    July 22, 2021 at 10:26 pm

    Good video and topic. I personally started out at community college, majoring in Business. As I am writing that, in addition to being less expensive than a typical 4-year per class, it's also easier switch your major if that happens.

    As far as schools I would absolutely recommend going to a school with a solid "computer" program if that's what you're looking for. Or whatever field you want to pursue, make sure the school is known for it. Yes a lot of school is what you make of it, but a lot is also what the quality is. For example I have taken Masters level CS courses at Harvard and MIT.. and while most of the time they are far and away better than what I had at my undergrad, a couple were complete dogs. You will find that everywhere, but something to keep in mind.

    Another option is looking into the boot camps. I am in one now myself, and think it's awesome how they are more geared towards building technology rather than math proofs (I'm looking at you Harvard). I got into and enjoy Software Engineering because I like building software, not writing proofs. Also, the majority of employers are going to want this.

    So don't mean to steal your thunder JS. But it is a great topic, and one that should be looked at with both eyes open for folks considering "college". It's no guarantee of anything anymore. You have to be able to produce.

  11. 2LegHumanist
    July 22, 2021 at 10:26 pm

    Software development is one of very few careers where you can actually get experience without even having a job. You can work on your own projects, open-source projects, enter competitions etc.

    I did a 2-year diploma and then started a business based on the final year project. The business didn't make me millions but it gave me much better experience than I would have received going straight into employment. While my peers were answering phone calls on support desks, I was doing real programming on a serious project and gaining experience on the entire SDLC. I was also negotiating contracts with national companies who were interested in the software.

    When I decided to leave that company I had four years of incredibly high-intensity experience and I walked straight into a senior role.

    I did decide to get my degree later and also a masters, but both on a part-time basis while working full time in industry.

  12. undercurrent
    July 22, 2021 at 10:26 pm

    what's with the bodybuilding.com shirt? Southpark has taught me to be wary of ads 🙂

  13. undercurrent
    July 22, 2021 at 10:26 pm

    What are student loans 🙂

  14. Ryan in Georgia
    July 22, 2021 at 10:26 pm

    Spot on!
    1) You won't learn more at a more expensive school, go to a community college first.
    2) Professors at larger Universities often have egos in my experience, and aren't willing to work with you. Their primary focus IS NOT your education.
    3) Community colleges more often than not are on the quarter system, and you can actually achieve your 2 year quicker if you're dedicated due to this. Large universities are more often than not on the Semester system. This difference might save you 6 months of time, but 6 months sooner to graduation is 6 months more income in life.