Student Loans

Student Loans And Marriage – My Wife Has $250,000 Of Student Loans!

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Student Loans And Marriage – Best Deal Right Now?

My Wife Has $250,000 Of Student Loans!

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23 Comments
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23 Comments

  1. Enigma The Gray Man
    July 25, 2021 at 10:27 pm

    1:14 the look of doom on Dave Ramsey’s face!

  2. Edge HODL
    July 25, 2021 at 10:27 pm

    PhD in psychology……its game over, change ur name move to mexico

  3. Frankie’s Mom
    July 25, 2021 at 10:27 pm

    Does anyone see how stupid this plan was?

  4. Holly B
    July 25, 2021 at 10:27 pm

    Geez. The old psychology degree. That profession never pays enough to justify that college debt.

  5. Tae Kim
    July 25, 2021 at 10:27 pm

    𝑆𝑡𝑢𝑝𝑖𝑑 𝑜𝑛 𝑠𝑡𝑒𝑟𝑜𝑖𝑑𝑠

  6. Joseph Jakubec
    July 25, 2021 at 10:27 pm

    Wouldn't everyone like to double their income? Easier said than done.

  7. Damian.
    July 25, 2021 at 10:27 pm

    You should not have married that woman !!!. 250.000 $ in debt plus 14K in credit cards ? , what ?, thats crazy ! . Man, I don't care how hot a woman can be, if she is that much in debt I would not want anything to do with her.

  8. Dagobert1234
    July 25, 2021 at 10:27 pm

    Someone with 250k student loan debts and a yearly income of 55k a year is not marriage material, he or she is a liability for my future income and mental well-being

  9. Immortal SoFar
    July 25, 2021 at 10:27 pm

    Take the degree to another country.

  10. Jessica Olson
    July 25, 2021 at 10:27 pm

    Yuck what's with the incel brigade that comments on all of Ramsey's vids involving women. (Don't see you fools on the clips of men in trouble). You live in your mom's basement, go watch some self improvement vids instead.

  11. princesslamour1985
    July 25, 2021 at 10:27 pm

    Has any1 tried to find a therapist??? They stay BOOKED AND BUSY. She can make BANK $$$$ shes just not doing it right.

  12. harrison wintergreen
    July 25, 2021 at 10:27 pm

    Someone should do a research project on the psychology of psychology majors who go into massive debt for 6 year psychology degrees that lead to careers earning less than many full-time blue-collar workers with 2 year certificates

  13. Scott Tracy
    July 25, 2021 at 10:27 pm

    Would she have married him if she didn't have student loans ?

    If I was this man I'd not be in a hurry to pay the loan off.

    When he's still making $50k and she's a professor with a practice and no student debt will she stick around??

  14. Ben G
    July 25, 2021 at 10:27 pm

    And people wonder why it's hard to get in to see psychiatrists and therapists. That is ridiculous to have that kind of fee to get that license. The psych board should be ashamed of themselves.

  15. GrandLethal16
    July 25, 2021 at 10:27 pm

    The best way to approach that is with divorce.

  16. Al Lopez
    July 25, 2021 at 10:27 pm

    Dave sounds like he's getting tired of answering the same questions.

  17. DD0922
    July 25, 2021 at 10:27 pm

    These kind of stories honestly make me glad I got into drugs. I was pressured by both my parents and high school counselors to go (no joke, I was summoned to the office with my father and was told about how I WANTED to go to college, specifically a 4-year right out of high school, no – no community college, trade school are for those that couldn't get into a 4-year, etc.). Chose to study English because I liked reading anyway and was good at BS-ing papers. About half way through is when my substance abuse began, hid that for a while and then it all came out after a failed suicide attempt and hospitalization for an over dose. Funny thing was, everyone around me still wanted me to go to school but I chose to drop out to fix this. It was during rehabilitation that I began questioning the whole system and after talking with a therapist who pointed out the inflated cost of school it dawned on me how much of a fool I had been.

    Compared to my peers my debt is negligible. The only one in the hole right now is my husband with under $9000 in student loans for an Engineering degree he never wanted (he originally wanted to join the Marines but was dissuaded by his parents) and had the misfortune of graduating right when the recession hit. We were both idiots for buying into what were were sold. I'm just lucky that what could have been the biggest mistake of my life turned out for the best.

  18. blacksuite1
    July 25, 2021 at 10:27 pm

    250k for a psyc dagree?

  19. Latimer
    July 25, 2021 at 10:27 pm

    This is the only thing about Dave that bugs me. Their income is 110k with them both working. Dave's Answer? Double your income. Does he not realize how difficult that is? I'm the breadwinner for my family, so if we wanted to double our income, the easiest way is for my wife to find work with the same pay rate. That isn't an option for these guys. Does he think that they can make 90k delivering pizzas?

    Sure she can do private practice….in a couple years when she has experience and a client base. She could maybe move to a bigger town to get a better salary (if her current job doesn't upgrade her with the degree being conferred)…but if they move, HE loses HIS job. And what is his job? Can it be transferred?

    Down the road they'll be better off, but none of these things will help them in the time frame Dave wants them to pay it off. I agree, they made bad choices with money and they need to work their tails off, but he's tossing out the solution like it's candy. Bit disappointed, really. Taking 100k to 200k is not the same as taking 30 to 60, or 50 to 100.

  20. Nick Joslin
    July 25, 2021 at 10:27 pm

    The comments under virtually all of Dave's videos are complete cancer.

  21. Ed notstated
    July 25, 2021 at 10:27 pm

    $250,000 . Seriously… No woman is such a good lay that I would marry that woman. I would have asked the CALLER if he was suffering from a mental illness.

  22. Chris Dexter
    July 25, 2021 at 10:27 pm

    Dave's dismissal of PSLF continues to amaze me… If she could save, easily, over $100k, why give up that opportunity to live like an untouchable for 5 years and pay way more money!? Because it feels better to be out of debt? That's not just stupid, it's immature. I also believe if he was in her shoes, he would absolutely take advantage of the law, like he took advantage of the bankruptcy laws.

  23. ecouhig
    July 25, 2021 at 10:27 pm

    why are there so many incels commenting on this channel?