Watch the Pros And Cons Of Paying Off Student Loans Early video on Youtube
Why leasing hurts the credit score?
I think I’ll keep listen to Dave Ramsey. This guy is pretty much promoting being in debt to stay poor. Cash flow everything. Save money on interest. Why does one need credit? To go into debt. Why does one need debt? To get more credit to go into more debt. Think if you didn’t have to pay $450/mo for a car. Think of how much extra money you would have
I came here to see how to pay off my loan early and I am now hearing about silver coins ???
So it doesnt matter how much the installment but instead focus on the age and how long you had the installment by paying most of it and making it mature woth a little interest?
Good news if you have a debt to pay of a know a program that suits you
i owe about 2k on my car and 12 months left. i doubled my payment (didnt click apply to principle, but it showed as principle payment)and it seems like it shows i only made one month payment instead of two. did i do something wrong? or should i just make the $1 minimum payment instead of the norman 158 minimum payment until paid off?
There's no right or wrong, there's only right for you. Depends on your goal. The tactic in this video is primarily to increase your credit score
Hey could you send me a link to your video about the banks using Monopoly money?
I believe everything you are saying. Also the banks are crooks. The whole US system is a lie.
Lol no .. If you finance a vehicle no matter what you negotiate a price for that vehicle not including the dealer fees, taxes etc. But if you buy it cash you don’t pay any interest which means it’s cheaper and also dealerships get kickbacks off running your credit (wich hurts your score ) and off of the interest rates. Lol the beat deals are from your banks and credit unions.
WTH this was the dumbest most ludicrous nonsense I’ve ever heard. This video should up as something I should watch. No thank you! Click do not recommend
I disagree. Having a credit card is enough to build a credit score. You don't need to take out a loan to do so
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Wow that’s awesome you can get student loans dismissed
Thanks so much for wisdom
Thanks so much I’m trying to build my credit
I don't take advice from poor people. And jesus christ you have no idea what you're talking about, when purchasing cars. I take that back, you're a fucking idiot in general. This idiot is just trying to keep you in debt and poor.
This guy has got to be getting paid by the banks LOL
What's the equation to pay the loan?
Video Topic starts at 6:10
I’m a boxing junky, and one very important discipline I’ve learned over years of analyzing fights is to never, and yes I said never allow another so call" boxing insider "to give you the trilogy (then give great credence to their views ) on a match. Without first seeing the match yourself … This guy’s evaluation of credit scoring is only partially correct and for many not practical. Will paying of an installation loan lower your score? It doesn’t help your score, and for that person with only one line of installation debt it may have an effect; because a part of your score is based on the diversity of your credit lines. If you pay off a loan, it’s considered “closed” on your report — and your diversity decreases. However, keep in mind if you have other lines of installation debt (most people do!), then it does nothing; and in fact, it will help because another 1/3 of your overall credit scoring is your “debt to income ratio “(DTI)… Lower that number will raise your credit score.. There are other ways to raise your score without hanging on to the unnecessary/uncomfortable debt. Be careful following this type of advice
I'm wondering, can I take out personal loan of $10k for 24months payment plan. Pay back 99% of the money back right into principal the first week or so, and spend the next 24 months paying back the 1% balance plus interest and build my credit. And just keep taking out bigger loans in the future to do the same thing, until i build enough credit to invest into an apartment or something?
I kind of dont understand. I understand what you are saying, but what kind of large payment are you talking about. You wanna pay towards the principal or towards the interest? I got a 26k loan in Dec 18' for 75months . I got it down to 17k in 4 months. Thats me giving the regular payment 450 a month then giving large amounts towards my principal.
Worst advice ever
Hi Rondi… I went through you a few years ago when I was trying to clean up my credit so I could buy a house after a nastry divorce. You got rid of a bunch of stuff and I was able to get my home. Well it's been a couple years and my credit score is 740.. I am so happy, but I connected again to see if I could finally get the short sale off my credit and, in having a business, I have racked up tons of inquiries I need to dump off. So I was listening today and you mentioned school debt and how you can get it discharged. I hear a lot about that but dont want to destroy my credit to do that. Do you have more information on that and if Fortress does that? Thanks… You and Fortress are rock stars in my book
This has to be the best Channel ever.
I'm new to the this, what is MLM? The generic product you buy, is it real silver?
Where do you purchase your gold and silver?
Man I live this approach Never heard this beforeI have a little over 27,000 in student loans. Debt. I'm definitely going to start paying way above the monthly amount I have to pay to get it down as quickly as possible to where I only have to pay a $1 a month for the reminder of the term. Really appreciate this one