Student Loans

Pros And Cons Of Paying Off Student Loans Early – 7 Things I Wish I Knew About Paying Off Debt | Aja Dang


Pros And Cons Of Paying Off Student Loans Early – Highest Rated?

I’m Aja Dang and here are the 7 things I wish I knew about paying off debt while I was paying off my credit card, car and student loan debts. Just remember, you are so brave for wanting to tackle your debt. I feel like now there is this huge momentum for people in our generation to want to get out of debt – we are stick of feeling broke and tired of watching our paychecks go to someone else. No more! This is an exhausting journey but hopefully these 7 things will remind you that you are not alone in your experience. Here are the lessons I learned about paying off debt.

Elaine Zhao:
Michelle Choi:
Chrisline Raymundo:


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  1. Aja Dang
    July 24, 2021 at 1:27 am

    I've set up a Discord! It's just the beginning and I'm new to it so lmk if you have any suggestions OR would like to be an Admin or Moderator!

  2. Angelica B
    July 24, 2021 at 1:27 am

    I love her! She's so positive!💕💖Blessings🙏

  3. Lisa Ly
    July 24, 2021 at 1:27 am

    Thank you so much for these tips Aja! Just starting out my debt free journey and I already can’t wait to get there.

  4. Lacieface
    July 24, 2021 at 1:27 am

    I got a good job again finally! And am excited to save and pay off debt again! 💕

  5. Yellow
    July 24, 2021 at 1:27 am

    I am 100$ away from paying off my credit card debt! yay <3

  6. FanASStik
    July 24, 2021 at 1:27 am

    Just make more money. Buy low sell high.

  7. Eric
    July 24, 2021 at 1:27 am

    Got my cards and loans paid off in a few days thru David, a debt relief specialist. I’m a nurse from LA. His num is 4 6 9 9 8 8 5 0 8 2….:.

  8. christen gardner
    July 24, 2021 at 1:27 am

    I'm pregnant now and wanting to pay off my debt before preparing for baby and looking for a stable home. I appreciate this video

  9. Brittany Huffracker
    July 24, 2021 at 1:27 am

    Thank you for this! I dont know you and I'm so proud of you! I started this journey at the beginning of this year. I'm a single mama, working on passing my nursing boards to make some good money, working a side hustle and trying to keep sane.😳 I've been hitting a road block in confidence….it REALLY is hard and overwhelming. But knowing others are in the same boat with me and trying hard too gives me that little boost to keep going ❤ I cant wait to be debt free and have financial freedom🙌💰🤑

  10. Trader Colt
    July 24, 2021 at 1:27 am

    legal todo conteudo e ingles quem nao fala e não entende e ai?

    youtube caga ….

  11. Breanna Jackson
    July 24, 2021 at 1:27 am

    I am 22 years old and paid off $4,000 in credit card debt! I have about $50K left, including a car loan and undergrad debt. Beginning grad school in August 2021 and I am not looking forward to gaining $40K in student loans so I'm hoping I get a scholarship/fellowship soon! Thank you for inspiring debt-freedom Aja!

  12. Sam Sung
    July 24, 2021 at 1:27 am

    I paid off two credit accounts last year. Just have Amex and Student Loan now. I hope to pay them both off this year. Its going to be tough but I know I can do it. I remember when I was debt free (Under 25 yrs old). I was much more carefree and sometimes irresponsible but going through the process of having debt and paying it off will give me a greater appreciation for being out of debt once again. I will have the maturity it takes to make my dreams come true.

  13. Adrian Olivarez
    July 24, 2021 at 1:27 am

    So true most people don’t want others to be successful especially if they are not in the same place as you financially. Great video!

  14. Stephanie Ramirez
    July 24, 2021 at 1:27 am

    I can’t believe people would criticize someone for making a lot of money and not paying off their debt when they believe that person should have. Paying off debt is a struggle for everyone who has developed bad spending habits and is learning how to change that. Change in general is hard!!! I just paid off my car and have for more debts to pay off and it’s been difficult to dump large amounts of money towards what it feels like nothing, since you’re not getting anything in return (you got something in the past but you don’t really think about that). Thank you Asia for all your inspiration!!

  15. Micah Sabio
    July 24, 2021 at 1:27 am

    How do you go about the support system from the discussion of friends who loves to spent and because I don’t know how to bring out my financial stuff to them to without touching their feelings of the matter ?? I really have a hard time telling them and because I can’t easily say no to whatever we do 😔😭

  16. brokehalo101
    July 24, 2021 at 1:27 am

    Paid off my student loans march 8, debt free baby

  17. Millennial Minority Money
    July 24, 2021 at 1:27 am

    I paid off over $240K in 27 months. It feels amazing. I started sharing my experience to help and motivate other people but I don't think people around me are comfortable with me sharing. They are taking it as though I am showing off Instead of people being happy or using it as motivation. They act differently and don't seem to like it. I feel amazing to be finally debt free. And everything you said in this video is 100% true.

  18. Jazmin Jnée
    July 24, 2021 at 1:27 am

    I am doing just that. Smallest debt, to largest and not worrying about the interest rate because I know I need the confidence too and just need to get it done. It’s also nice to streamline focus. I had 5 total sources of debt (3credit cards, 1car, 1student loan) and have now paid off 2 credit cards, working on the 3rd. I did this adjunct to saving aggressively because I am self-employed as well and was unemployed for 6 months at a time in my life and that scared me so I am working toward $29k saved while also finishing last 3 debts. It isn’t the “Dave Ramsey method” but I think it works for me and what I need to do.

    I realized I really was only making $20k/yr for the past two years (I’m 25 yrs old) and this year I made $40k and put all the rest in savings and overpaid debt. Now my goal is to get to the 60k/yr threshold and that will allow me to save more and pay debt faster. I know a lot of people have an income problem not necessarily a spending problem, like it’s nearly impossible to do anything on $20k (but I live in GA) and that’s the case for a lot of ppl. After this, I’d like to get a master’s degree, but pay for it cash. I researched and it’ll be about $18k. I’d prefer to get it later in life when I’m around 30 than to get it now and have the debt. Degrees can’t guarantee money.

  19. Lucky Present Power
    July 24, 2021 at 1:27 am

    I have met too many arrogant college grads who shove their degree in my face as proof that they are superior to others so excuse me if I don't feel sorry for every snob out there with a degree. I don't know who this woman is, all I know is that snobs don't deserve anything…but destruction. I'm not going to jail for hurting any of one but I do take great pleasure in their suffering. This woman sounds like a snob but I cannot make any judgements until I know someone. I just don't automatically care about people or support them unless I know them. I will always hate snobs and arrogant people. May they all die slowly and painfully. I have no love for evil people and all evil people just deserve pain. In my opinion most college grads are scum and I'm glad they are in debt…maybe they will wake up from their cult and delutions. A bunch of middle class trash and I hope never to be like them…ever. I will always show compassion to real humans and those that are humble, intelligent, mature and kind.
    There are those I love and those that I hate. Those wealthy people such as Bill gates who admit they where lucky and are humble earn my respect. I don't hate everyone except for people who pretend to be human and have a God complex.

  20. Mercy Fae
    July 24, 2021 at 1:27 am

    I understand where you’re coming from. ❤️ I wanted to set aside savings while paying off debt, and got hate for it.

  21. mari chavez
    July 24, 2021 at 1:27 am


  22. Senpaischick
    July 24, 2021 at 1:27 am

    This is late but I feel like when Aja gets angry she’s ready to fight someone LOL

  23. Victoria Gomez
    July 24, 2021 at 1:27 am

    Great video!!

  24. Teresa E.
    July 24, 2021 at 1:27 am

    I just sent an unscheduled repayment of 25k… it HURTS!

  25. Aleyda Hélène Arellano
    July 24, 2021 at 1:27 am

    I paid off $30,000 in 3yrs while tithing at church 10+%😇

  26. Lisa tessi
    July 24, 2021 at 1:27 am

    During your debt free journey… How often did you have to dip into that 5k baby emergency fund? What did you consider as an emergency during your journey.

  27. las 9802
    July 24, 2021 at 1:27 am

    Love your videos and thanks for sharing your journey. Here's to a great 2021 for us all. Love from Texas😊🍾🎆