Student Loans

How Often Can You Refinance Student Loans – Student Loan Refinance – Top 5 Companies for Refinancing Student Loans

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How Often Can You Refinance Student Loans – Review

5.🔸Sofi ($300 Bonus for refinancing): https://trufinancials.com/sofiloan
4.🔸Splash Financial ($300 Bonus for $30k refi or more):
https://trufinancials.com/splashfinancial
3.🔸Commonbond: https://trufinancials.com/commonbond
2.🔸LendKey ($200 Bonus): https://trufinancials.com/lendkey
1.🔸Earnest ($100 Bonus): https://trufinancials.com/earnest

*Keep in mind that any bonus can change at any time*

We go over the top 5 Student Loan Refinance Companies. As well as talk about a few important things to know before doing a student loan refinance.

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🎓Refinance your student loans for free to lower your interest rates. $100 bonus for you when using my link: https://trufinancials.com/earnest
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Check your credit score for free with Credit Karma:
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Great online bank to use, check out SoFi Money (Get a $50 Bonus): https://trufinancials.com/sofimoney
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For more resources check out:
https://www.trufinancials.com/resources
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🎥💰Interested in making videos for the TruFinancials channel? Reach out at contact@trufinancials.com
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DISCLAIMER: Please note that TruFinancials is not a financial advisor, and these videos are for entertainment purposes only.

AFFILIATE DISCLOSURE: Some of the links on this page are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our opinions or comparisons.

Earnest Client Welcome Bonus Disclosure:
Terms and conditions apply. To qualify for this Earnest Welcome Bonus offer: 1) you must not currently be an Earnest client, or have received the bonus in the past, 2) you must submit a completed student loan refinancing application through the designated (https://trufinancials.com/earnest) link; 3) you must provide a valid email address and a valid checking account number during the application process; and 4) your loan must be fully disbursed. The bonus will be automatically transmitted to your checking account after the final disbursement. There is a limit of one bonus per borrower. This offer is not valid for current Earnest clients who refinance their existing Earnest loans, clients who have previously received a bonus, or with any other bonus offers received from Earnest. Bonus cannot be issued to residents in KY, MA, or MI. Individual bonus offers may not be combined.

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29 Comments

  1. TruFinancials
    July 31, 2021 at 10:31 pm

    5.🔸Sofi ($300 Bonus for refinancing): https://trufinancials.com/sofiloan
    4.🔸Splash Financial ($300 Bonus for $30k refi or more):
    https://trufinancials.com/splashfinancial
    3.🔸Commonbond: https://trufinancials.com/commonbond
    2.🔸LendKey ($200 Bonus): https://trufinancials.com/lendkey
    1.🔸Earnest ($100 Bonus): https://trufinancials.com/earnest

  2. Sarah Herreh
    July 31, 2021 at 10:31 pm

    Thanks to the referral I just bought my cloned card from Bigblunty on telegramand it really works well definitely his the best 💯

  3. Nwakaego Amaechina
    July 31, 2021 at 10:31 pm

    Thank you for creating this list. Super helpful.

  4. Turner By Design
    July 31, 2021 at 10:31 pm

    Please add private loans to title, it was misleading.

  5. Jasmine Daniel
    July 31, 2021 at 10:31 pm

    This video was helpful thanks. Do you have to have a certain credit score before you refinance your loans? And would you advise going through a credit union rather than private companies?

  6. Terrence Holmes
    July 31, 2021 at 10:31 pm

    I have about 50k worth of loans. 18k is private with a 9% interest and 32k is federal with a 6% interest rate. My credit score is about 750. What advice would you give as far as refinancing???

  7. Shawn Warnick
    July 31, 2021 at 10:31 pm

    What about for people with 200k in private loans and 200k in fed loans and makes 102k a year? This is my wifes situation and her private loans are up to 9% with citizens and salie mae. She has never missed a payment and i think her score is at least 660. Mine is 720+ and i make 45-50k a year. Would it be better for her to consolidate the three(2 salie mae and 1 citizens) or keep them separated and just refinance them?

  8. Jaclyn Shaw, MS BIS II
    July 31, 2021 at 10:31 pm

    Sofi sucks… they only offered me 4% interest on a 20 year plan.

  9. Philip Smith
    July 31, 2021 at 10:31 pm

    If you refinance your school loans with one of these companies will your student loans be considered private loans rather than school loans?

    The reason I ask is for the slight chance a bill is passed in the U.S. to forgive school loan debt in the future, would these refinanced loans still qualify?

  10. Patrick Pereira
    July 31, 2021 at 10:31 pm

    Thank you for the work put into this video. New subscriber !

  11. Jose Inoscencio
    July 31, 2021 at 10:31 pm

    You saved me lots of time thank you so much really appreciate your work.

  12. Britt R
    July 31, 2021 at 10:31 pm

    Have you heard of MEFA financing?

  13. Courier12
    July 31, 2021 at 10:31 pm

    Can someone help with my question. Are any of these interest rate compounded? Meaning do I have to pay interest on the interest that's accrued? Because that could get out of hand!
    Thanks ahead for whoever can solve my confusion.

  14. Truck-sama
    July 31, 2021 at 10:31 pm

    Doesn't help me at all since all of them have so far denied me because I'm too fucking poor, aka bad debt to income ratio in their words. I have an amazing credit score around 750, but I make minimum wage with over 70k in debt, they won't even touch me.

  15. Xyra Palomares
    July 31, 2021 at 10:31 pm

    Do you think it’s better to have your student loan refinance before your repayment starts? My unsubsidized loan is already accruing some interest rates (9%). And i think my repayment starts on january 2020.

  16. austin foust
    July 31, 2021 at 10:31 pm

    Can/should you refinance while you’re in school? Or is it better to just wait until you’re done?

  17. Bryan
    July 31, 2021 at 10:31 pm

    Stop saying actually

  18. nakia bellamy
    July 31, 2021 at 10:31 pm

    I have a private loan with Salliemae and I don’t even make enough to pay the monthly bill. I wish I could get rid of this private loan. This loan is 10.7% interest rate. I don’t even have benefits for Salliemae loan. Ugh 😑

  19. Sandy Seibel Hager
    July 31, 2021 at 10:31 pm

    My rate actually went up. I work for the government and have been paying on student loans for over ten years. I applied for this program that forgives student loans if you work in civil service and have made 120 payments. I was told I needed to switch payment plans and service providers to qualify. I did that but it didn't do any good because they said none of my prior payments qualified. I will have the loan paid off before I make another 120 payments so I am just paying extra to get it paid off now. I should be paid off in 15 months if I keep this pace up. I will check out the links. My loan is with FedLoan and was with GSManagement.

  20. Rebecca's Quest to FIRE
    July 31, 2021 at 10:31 pm

    This episode is super timely- gonna do just that in the next few months!🔥🔥🔥

  21. Daniela Trufin
    July 31, 2021 at 10:31 pm

    Great video , Denis! I shared the video to my FB page already ,
    had others share also. You never know who sees your video & can BENEFIT from the info!🥰

  22. Bulletcore
    July 31, 2021 at 10:31 pm

    Great info. Unfortunately I don't have any student loans, maybe I will get a couple so I can refinance them.

  23. Honest Finance
    July 31, 2021 at 10:31 pm

    Great video!! Just shared w my community cuz they’ll like it 😉

  24. Nick Scuderi - RealLife Money
    July 31, 2021 at 10:31 pm

    This vid is definitely needed with the CRAZY amount of student loans out there now!

  25. The Bemused: Making Sense of Money 💰
    July 31, 2021 at 10:31 pm

    Cool video idea! Most of my personal student loans have pretty low interest rates, so I'm not looking into refinancing. I did, however, look into refinancing Parent Plus Loans that my dad took out on my behalf into my own name at one point! I didn't end up going through with it, but it was definitely an interesting learning experience! -Akeiva

  26. Warren Wright
    July 31, 2021 at 10:31 pm

    Great information

  27. fiona fiona
    July 31, 2021 at 10:31 pm

    University is way too overrated and I only pay 320€ a term!

  28. The Wealth Vibe - Shana Green
    July 31, 2021 at 10:31 pm

    Right on time Dennis! I'm about to start paying on my student loans in June/July. I wasn't sure if it made sense to refinance since I want to pay off my loans by February 2021 and I'm not currently in repayment (until September) or accruing interest on my subsidized loans. Going to watch the video to see if you have some good resources for me to check out.

  29. Damon Keizer
    July 31, 2021 at 10:31 pm

    Great video idea Dennis!