Student Loans

Can You Pay Student Loans With A Credit Card – How You Should Pay Student Loans With The Current Interest Rate Freeze

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Can You Pay Student Loans With A Credit Card – Highest Rated?

How You Should Pay Student Loans With The Current Interest Rate Freeze
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30 Comments

  1. The Ramsey Show - Highlights
    July 24, 2021 at 7:12 pm

    Get life-changing financial advice anytime, anywhere. Subscribe today: https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1

  2. FManAngryAmerican
    July 24, 2021 at 7:12 pm

    Just paid off my student loans.

  3. Jane Doe
    July 24, 2021 at 7:12 pm

    I dropped out of college…in 6 months I owed an awful lot! It was starting to weigh on me and almost felt like robbery lol. I landed a gig that I loooove and really didn't qualify for but here i am making 80k a year. Paid the loan off in no time.

  4. Ms. Missy miss
    July 24, 2021 at 7:12 pm

    I think what she (me) was asking is, should she pay off the accrued interest while the loan is frozen as she is paying off the principal amount

  5. AJ H.
    July 24, 2021 at 7:12 pm

    I bet she suffers from lifestyle inflation. Once she heard $2500 a month, her tune changed. It’s possible because those are the numbers I’m working with at the moment. I’ve been managing my money well so it’s not stressful nor do I feel deprived. I do a zero based budget, use cash envelopes, spend less than I earn and I keep my expenses low. Working 2 minimum wage jobs. People don’t know what they’re capable of until they have no other choice.

  6. NgMoreplay
    July 24, 2021 at 7:12 pm

    I had a private student loan with a variable interest rate that was at the time around 9%, i absolutely put every dime into that while my federal loans had 0% interest

  7. Josefina Agnes
    July 24, 2021 at 7:12 pm

    I requested for a loan from a loan company here online and i got scammed.But thanks to "vortexhackers. com" for helping me with $12,000 via hack. So, i didn't request for a loan again. . . .

  8. riseredeos
    July 24, 2021 at 7:12 pm

    They gave most students NO NOTICE that they froze their auto-debit payments. If you have a kid or friend who has federal student loans on auto pay- TELL THEM TO CHECK THE WEBSITE! Otherwise they will miss this great opportunity to pay off more of the principle.

  9. Bruno Millalaf
    July 24, 2021 at 7:12 pm

    I got $5k left! Wahoo! Ready to pay these loans off!

  10. Wendy Reyes
    July 24, 2021 at 7:12 pm

    Glad I came across this. Currently doing the same, good to know I'm not completely lost.

  11. Endia Bush
    July 24, 2021 at 7:12 pm

    What about when the interest rates are resumed? My thought is would it be better played to pay as much as possible on the loan w/ the highest “frozen” rate? That’s how I’ve been paying on my student loans, so when the rates are put back in effect I’ll have those that were accumulating the most in interest paid off.

  12. ArmoredClown
    July 24, 2021 at 7:12 pm

    Best way to do this is pile up money until end of September then put it all on the highest interest rate loan (which is usually the largest loan). For example I have 21k in student loans 4 different federal loans that total that amount. Highest rate is 6.55% and the rest are 3.15% so going to throw 6k at the highest interest rate loan which will pay it off.

  13. nakedshadows
    July 24, 2021 at 7:12 pm

    Tackle the highest interest loan first

  14. DJ 89
    July 24, 2021 at 7:12 pm

    Dave has no concept on taxes and deductions. If someone is making $60k a years there’s no way they can put $2500 a month to their debt even on beans and rice. You still have to cover your 4 walls u less you are living completely free

  15. Kris
    July 24, 2021 at 7:12 pm

    Wouldn't it be better so save your money during a pandemic? At least til September

  16. Coach Hannah
    July 24, 2021 at 7:12 pm

    When my kids went to school, I refused to allow them to take a commercial loan. I got infinitely better deals when needed on credit cards. Commercial student loans are a Republicon scam.

  17. Maurice W
    July 24, 2021 at 7:12 pm

    Dave usually tells people to get another job.

  18. Natalie Grah
    July 24, 2021 at 7:12 pm

    Student loans clears just in 14days All I did was put in some of my savings of $1000 into btc mining investment. In 14days I made and extra of 38,000usd so. I saved up and cleared all my student loans debt of 110,000usd within three months.
    Thanks to dirk hess. He cleared my credit card debt of chase. He cleared $2500 debt without no issues or setbacks
    All he does is legit
    He replies messges on his mail forums legionofgloomhackers at gmail dot com

  19. Daniela Campos
    July 24, 2021 at 7:12 pm

    Hello Dave! How can I not pay for my for profit student loans?!
    they have me up to the neck with debt and obviously cant pay it back since the "certificate" I got from them is not valid anywhere?!

  20. Area 11 Productions
    July 24, 2021 at 7:12 pm

    14000-17000 will go towards taxes… not feasible to pay 2500 a month making 60k

  21. Jake
    July 24, 2021 at 7:12 pm

    Does Dave Ramsey actually know anything about money or does he literally just tell everyone to snowball and live frugally?

  22. PhillyBaggS
    July 24, 2021 at 7:12 pm

    I don't think she can afford 2500/month making 60k w/ a 16k car loan

  23. James Marrero
    July 24, 2021 at 7:12 pm

    having the interest rate at 0% does not make the student loan go away. I'm paying consumer debt first since that's at 25%

  24. J L
    July 24, 2021 at 7:12 pm

    $60000 after taxes is around $45000. There's no way she can live off $15000 a year for three years even living with her parents.

  25. Celeste A
    July 24, 2021 at 7:12 pm

    I'm so happy she asked that question! I was just thinking the same thing about the interest freeze 🙌❤

  26. FreeAgent97
    July 24, 2021 at 7:12 pm

    Just paid one of my student loans off (all in forbearance) got $5,000 to go! Let’s go 🔥💪🏽

  27. RMD
    July 24, 2021 at 7:12 pm

    If you have the extra income now is the best time to attack your loans

  28. Mohammed Ahmad
    July 24, 2021 at 7:12 pm

    if your in debt with $75000.00 of student loan how you going to pay it with current economy situation ? this is dumb question

  29. InsideOutside UpsideDown
    July 24, 2021 at 7:12 pm

    Public health care worker:

    60k to be a health coach

  30. Desmon Flonnory
    July 24, 2021 at 7:12 pm

    Beans and rice. If you want variety, rice and beans.