Independent Financial News

Debt Consolidation

How Do I Get My Credit Score From 500 to 700?

May 19, 2022

If you have bad credit, the best way to boost your score is to pay down as much debt as possible. Making aggressive payments...

Student Loans

Risks and Drawbacks of IDR Forgiveness

May 19, 2022

If you've recently stopped and restarted your payments on your student loan, you've likely heard about IDR forgiveness. This new program allows you to...

Debt Consolidation

Should I Pay a Debt That is 7 Years Old?

May 19, 2022

Once a debt is over seven years old, it isn't considered "debt-erasure." It's still recoverable through legal means. For example, a debt collector may...

Credit Score

What Is A Good FICO Score For Auto Loan?

May 19, 2022

The FICO(r) Auto Score differs from the base score in a number of ways. The base score considers your overall credit information, including any...

Student Loans

Student Loan Forbearance – Will Biden Extend the Forbearance Period?

May 19, 2022

Washington Democrat Sen. Patty Murray is pushing the Biden Administration to use the forbearance period to put in default borrowers back in good standing....

Student Loans

Is it Better to Pay Off Student Loans Or Save?

May 19, 2022

Financial experts recommend putting money aside in an emergency fund before paying off your student loans. Without this emergency fund, you may have to...

Credit Score

What Would Be Considered a Good Credit Score?

May 18, 2022

What Would Be Considered a Good Credit Score? focuses on your payment history, length of credit history, and credit utilization ratio. Your score will...

Credit Score

What Is A Good Fico 8 Credit Score?

May 18, 2022

If you're curious about the factors that determine a good Fico 8 credit score, then this article is for you. Learn about the different...

Debt Consolidation

Freedom Debt Relief – What Happens If You Quit?

May 18, 2022

If you're considering a debt settlement program, you may be wondering if Freedom Debt Relief is right for you. Despite the company's good reputation,...

Credit Score

How To Keep A Good Credit Score?

May 18, 2022

While a number of factors contribute to a good credit score, paying all of your bills on time each month is a good start....