Mortgage Company Reviews

Union Home Mortgage Review – Navy Federal HomeBuyers Choice Program (PROCESS, CREDIT SCORE, REALTY PLUS PROGRAM, MY EXPERIENCE)


Union Home Mortgage Review – Most Popular?

I give a detailed explanation of Navy Federals Home Buyers Choice Program. I’ll provide you with the process and requirements needed in order to get your PRE APPROVAL LETTER. In addition, I also talk about the Realty Plus Program and my experience with Navy Federal Home Buyers Choice Program.

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  1. yallipop
    July 24, 2021 at 2:50 pm

    Can u do a video on ur process? Like each step lol application process to closing…how would rate the process was handled by NFCU??

  2. yallipop
    July 24, 2021 at 2:50 pm

    I’ve seen & read mixed reviews for this loan. Don’t if it was due to the pandemic or not. Done of the bad reviews are from service members. Some good reviews from service members as well………

  3. Robert Browne
    July 24, 2021 at 2:50 pm

    Hey wassup man. Question… I worked for the past two years. Made 51 and 65k in those respective years. This year back in April, I got into a car accident and so now I'm on disability for at least 6-9 months. Next year I'll have a job again, only income I have now is unemployment and sporadic off the book jobs. Will I be able to still get approved with Navy with my special circumstances? Like will I be able to show them 30 days paystubs and be good? Thanks beforehand for your video and response..

  4. Renee Gaskin
    July 24, 2021 at 2:50 pm

    What the credit score have to be

  5. Eric Ponce
    July 24, 2021 at 2:50 pm

    Only helps people who only have the funds for only the closing costs that have to buy now. Bad idea. That super high interest rate makes up for no PMI and the 1.75% funding fee helps offset the no downpayment. You can get a 2.750% loan rate and a 0.55% PMI rate on a 5% conventional loan with other lenders right now with the same 740+ credit score that gets you that 4.125% with Navy Fed. PMI drops off after year 7, sometimes sooner. This 4.125% loan rate lasts for the entirety of the loan. Everyone falls in love with no downpayment and no PMI but do the math people. This loan ends up costing more after year 5.

  6. Myra
    July 24, 2021 at 2:50 pm

    No hassle, that's what I like. A simple approval for a home loan. Thanks for the info.