Who Lends On Manufactured Homes – Tips For Finding The Best Company
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In this short video we talk about whether you can do an FHA mortgage on a manufactured home. The simple answer is yes, but it takes further explanation.
1. To get a reverse mortgage on a manufactured home, it has to be a single wide, double wide, or triple wide manufactured home built after June of 1976.
2. You have to own the land. The land cannot be leased or rented
3. Your home needs to be de-titled and taxed as real estate and not personal property.
4. The manufactured home must be affixed to a permanent foundation.
5. Your home has to have the tongue and axle removed.
6. Foundation inspection after your loan is approved.
7. Home has to be 400 square feet or more.
8. Your manufactured home can’t be in a flood zone.
9. Has to have permanent utilities hooked up to it.
10. There needs to be comparable sales (other manufactured homes).
Remember, not every lender does it. So, if you’ve been told “no”, is it because your property specifically, or because the lender you spoke to doesn’t do it. Not every lender does VA mortgages on manufactured homes and even less will do them on single wide manufactured homes
Contact us if you need a mortgage to purchase a manufactured home or to do a refinance OR reverse mortgage.
🔥Get Your Free Info Kit🔥
info@ReverseMortgageLoanAdvisors.com
(714) 271-8524
More Mortgage info at:
https://ReverseMortgageLoanAdvisors.com
🔥Get Your Free Info Kit🔥
info@ReverseMortgageLoanAdvisors.com
(714) 271-8524
#FHAManufacturedHome​ #FhaManufacturedHomeLoans​ #FHAMortgageManufacturedHome​
www.ReverseMortgageLoanAdvisors.com and Reversed TV Is not a lender, bank, or mortgage broker, nor is it affiliated with HUD or FHA. Reverse Mortgage Loan Advisors is simply a website designed to offer information about the FHA insured reverse mortgage program. However, the owner of the site is licensed as a reverse mortgage specialist in several states. Anyone that inquires and requests more information may be contacted by the owner of this site. If the owner of this site is not licensed to conduct business in the state you reside, one of our affiliates will contact you instead.
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