Five Best Personal Loans | The Lowest Rates & Least Annoying Lenders

Is Lightstream A Good Loan Company?

Lightstream is an online lending company that offers competitive, low-interest personal loans. Founded in 2013, Lightstream is a division of SunTrust Bank, a long-standing financial institution with more than 150 years of experience. With Lightstream, customers can apply for a loan of up to $100,000 with no fees and no origination charges.

Lightstream offers a range of loan options, including home improvement loans, auto loans, and personal loans. They also offer competitive interest rates and flexible repayment options, allowing customers to customize their loan terms. Additionally, Lightstream provides customers with tools and resources to help them make informed decisions about their loan. These resources include an interactive calculator to help customers compare loan options, a loan rate tracker, and a credit score simulator.

Lightstream also has a reputation for excellent customer service. Customers can contact their customer service representatives via phone, email, or chat. And, if they have a problem, they can submit a complaint to Lightstream’s customer service department. Lightstream also has a helpful FAQ page, which provides answers to many common questions.

Overall, Lightstream is a great option for those looking for a personal loan. They offer competitive interest rates, flexible repayment options, and excellent customer service. Additionally, their online resources make it easy to compare loan options and make informed decisions about your loan.

Key Points:
• Lightstream is an online lending company that offers competitive, low-interest personal loans.
• They offer a range of loan options and flexible repayment options.
• They have no fees and no origination charges.
• They provide excellent customer service.
• They have helpful online resources to help customers make informed decisions about their loan.

People Also Ask Questions and Answers:
Q: How much can I borrow from Lightstream?
A: Lightstream offers loans up to $100,000 with no fees and no origination charges.

Q: What types of loans does Lightstream offer?
A: Lightstream offers home improvement loans, auto loans, and personal loans.

Q: Does Lightstream have customer service?
A: Yes, Lightstream has customer service representatives available via phone, email, or chat.

Is Lightstream A Good Loan Company – Best Deal Right Now?

These are the five best (online) lenders for personal loans. Doesn’t matter if you want to use the money for debt consolidation, a vacation, or to improve your Beanie Baby collection – these guys are who you should consider. Applications below:

Easy peazy, lemon squeazy:
Earnest: http://bit.ly/apply-with-earnest
SoFi: http://bit.ly/apply-with-sofi

Difficult difficult, lemon difficult:
Lightstream: https://www.lightstream.com/

I compare these 5 lenders based on the CAT test – Cost, Annoyance, and Time. You want cash cheap, fast, and without being spammed to kingdom come by flyers/emails – so that’s what you’re going to get here.

Here’s the highlights (TL;DW version):
1. Lightstream has the best rates, but is super hard to qualify with. They aren’t known for spamming, so give them a try if your credit score is 750+ (AT LEAST)
2. SoFi has decent rates and a solid “club” that offers a bunch of borrowing perks. The perks come with a cost, though – their rates aren’t exactly groundbreaking.
3. Earnest is great for student loans / refinancing, and has the fewest complaints out of any of the lenders I looked into. Cool dudes, too.
4. Marcus by Goldman Sachs. Bad customer service, solid rates. Wanna take a bet that nothing will go wrong? Give them a go. Lose your bet? Deal with meanies.
5. Credible. While not a real lender, they’ll hook you up with a bunch of solid lenders online (not reviewed). Lets you quickly compare rates from a bunch of lenders you’ve probably heard of.

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