Is Lightstream A Good Loan Company – Questions To Ask
Lightstream personal loans are worth checking out. The Lightstream loan is a simple installment loan without fees.
The interest can be between 3% and up to 21%. Which is way better than many other loans. But to get the lowest possible APR you will need an excellent credit score.
Lightstream checks your credit score and makes a hard inquiry.
The amount you can take can range from $5,000 and up to $100,000 and term is from 2 years up to 7 years.
There are a lot of reasons you may take the loan – Car Purchase, Home Improvement, Debt Consolidation. The reason may also affect your interest.
If you are approved by 2pm you can receive money on the same day. Otherwise on the next business day.
You can sign all documents online, so there is no need to go and sign papers in person.
Lightstream personal loan reports your payments to the credit bureaus, so it may improve your good credit score even more. If you will not be late with payments – obviously.
The good thing is that there are no fees, no prepayment penalties.
The loan is a simple installment loan – fixed payments over a fixed term.