How To Build Credit With A Loan – 8 Questions To Ask

Part 2 of the credit hack series dives into secured loans. The concept of a secured loan works the same as a secured credit card but has a unique twist that is very important not to miss. This credit hack WILL increase your credit score,however Austin Harley discusses IF IT’S WORTH IT and HOW TO GET APPROVED?

Welcome to the credit hack series, directed, instructed and filmed by #AskAustinHarley. The goal of each video is to provide you with a fast, easy, and free way to boost your credit no matter what your current financial standpoint is. I will be making a multiple videos on every way possible I can think of to increase your credit score fast and for free (or relatively low cost). Stay Tuned!

Time Cards:

Difference between credit card and loan? – 1:05
Unsecured vs. Secured – 1:46
How it Works – 2:43
How to get approved – 4:32
Pro’s & Con’s – 6:00
Does this credit hack apply to me? – 7:59
Quick Recap – 9:13

The CFPB announced that you are entitled to 1 free credit report each year. You can get yours for free here. (Doesn’t come with score, only your actual report):

Lists of videos coming soon:
–Paying before the minimum due date (Filmed) (PT.1)

–Secured Loans to boost your credit without an inquiry (Filmed) (PT.2)

Lists of videos coming soon:
–Paying before the minimum due date (Filmed)
–Secured Loans to boost your credit without an inquiry (Filmed)
–Credit card balance transfers to trick the credit bureaus (Filmed)
–“Piggy-backing” on someone else’s credit to boost your score (Filmed)
–Writing to remove inquiries
–3 credit line strategy
–Writing to remove negative remarks on credit profile
–Increasing lines of credit
–Disputing collections/settlements
–Consolidation loans
–Opening new accounts to trick the credit bureaus
–Charging small amounts to inactive credit cards or lines of credit

Links to check your credit:
My Fico – (Not Free)

Credit Karma – (Free)

Credit Wise – (Free)

Credit Bureaus –
P.O. Box 7404256
Atlanta, GA 30374-0256

Dispute Department
P.O. Box 9701
Allen, TX 75013

Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000

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👍Interested in buying a rental property? Check out this video on how to buy one with $0:
👍Fastest way to increase your credit score:
👍Buying expensive cars for cheap:

Disclaimer: The tips and tricks taught in these videos are from personal, hands-on learning AKA “The Hard Way”. THE GOAL: To educate and help any and everyone, no matter the financial situation you are in. Comment your video request in the comments section below!

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