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Explain The Savings Borrowing Investing Cycle – What is the Yield Curve, and Why is it Flattening?

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Explain The Savings Borrowing Investing Cycle – How to Choose

You may have read news articles or heard somewhere that “the yield curve is flattening,” but what does that mean? Find out with today’s video!

Intro/Outro Music: https://www.bensound.com/royalty-free-music
Episode Music: http://freemusicarchive.org/music/Podington_Bear/

DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel – those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

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49 Comments

  1. The Plain Bagel
    July 31, 2021 at 10:53 pm

    What are your thoughts about the flattening yield curve? Do you believe investors should shift their holdings or stay the course with their current investments? Let me know down below!

  2. navjot89
    July 31, 2021 at 10:53 pm

    Is it time panic yet??? Or has that ship sailed?

  3. lPlanetarizado
    July 31, 2021 at 10:53 pm

    from what i have read, the yield curve indicates when economy is likely or more vulnerable to enter a recession because of some trigger: war, pandemic, etc….kinda crazy how exact is tho

  4. Wayne Shamba
    July 31, 2021 at 10:53 pm

    Bro I had economics, investment management and financial management modules in uni but you explained the yield curve way better! Simplified but way better, thank you.

  5. Successful Username
    July 31, 2021 at 10:53 pm

    It would be interesting to see you go back to these older videos and see how covid effected this. How did the curve get affected by the stimulus and shutdowns?

  6. Christian Kincaid
    July 31, 2021 at 10:53 pm

    This is, by far, the best short video on this topic I've ever seen. thank you.

  7. Friedrich Schober
    July 31, 2021 at 10:53 pm

    2021: The curve is very steep: https://www.statista.com/statistics/1058454/yield-curve-usa/

  8. Connie KC Chin
    July 31, 2021 at 10:53 pm

    Dear Richard, very good & informative "lecture". Since this video was done Aug 2018, 2.5 years ago, could you please update whether the situation has changed since then? Thanks.

  9. Sanjeev Basi
    July 31, 2021 at 10:53 pm

    This is an excellent video, very useful information

  10. Thierry Hitti
    July 31, 2021 at 10:53 pm

    This didn't age well…

  11. 77Tigers
    July 31, 2021 at 10:53 pm

    noice

  12. grassoj1
    July 31, 2021 at 10:53 pm

    6% bahaha the good old days

  13. Daman Ryait
    July 31, 2021 at 10:53 pm

    hey i like your shirt, where did you get that? 🙂

  14. Edward McLaughlin
    July 31, 2021 at 10:53 pm

    Now, two and a half years later? Buy plywood, buy lead, buy water purification tablets. Happy daze.

  15. Edward
    July 31, 2021 at 10:53 pm

    Who's here after seeing Michael Burry and his damn tweets

  16. Panda On Steroids
    July 31, 2021 at 10:53 pm

    You're way better at explaining this than my professor. Our last exam the average was a 65, but he took out one question bumping the average up to a 70… Sad.

  17. Evan Meldrum
    July 31, 2021 at 10:53 pm

    More like covid 19

  18. Venkatesh Thevar
    July 31, 2021 at 10:53 pm

    That was great🙏

  19. Big Neuton
    July 31, 2021 at 10:53 pm

    Well we did have a recession, but it was fueled by a stupid virus that, just like most of the things people buy at walmart, is made in China.

  20. Firstname Lastname
    July 31, 2021 at 10:53 pm

    But I would like to point out that the yield curve looks very healthy again.

  21. Firstname Lastname
    July 31, 2021 at 10:53 pm

    And this was before the Fed going nuts because of the pandemic.

  22. Barry
    July 31, 2021 at 10:53 pm

    Only God knows why he speaks so fast and plays background music so loud that u cannot hear the content. Re-record.

  23. Brian Mesias
    July 31, 2021 at 10:53 pm

    well here we are, full pandemic and this shit was right

  24. Incognito
    July 31, 2021 at 10:53 pm

    "Probably not"
    "Sigh…"

  25. zsilverz
    July 31, 2021 at 10:53 pm

    Really well explained. Thanks

  26. Tai Calvin
    July 31, 2021 at 10:53 pm

    omg this video is so magical, the yield curve in 2018 really flatten and it proves that the everything in 2020 .

  27. meera K
    July 31, 2021 at 10:53 pm

    hello , Can yuo please explain point 5.27 again the perception in investors of flattening curve. Thank you

  28. Annoying Commentator
    July 31, 2021 at 10:53 pm

    2:16 EU: You don't understand how this works.

  29. marco
    July 31, 2021 at 10:53 pm

    stop the stupid music

  30. Mark Morris
    July 31, 2021 at 10:53 pm

    I need to go to college

  31. FHI Prince Peter
    July 31, 2021 at 10:53 pm

    When the Yield curve inverts. Don't question it, prepare for it.

  32. PRAFUL GUPTA
    July 31, 2021 at 10:53 pm

    I love your channel and learn a lot from your videos.
    But doesn't the yield curve capture yield to maturity instead of current yield? Although I understand that the shape of curve will look similar in both scenarios but the slope can vary.
    Are different types of yields used to plot the yield curve in different markets?
    Just curious to know.

  33. Andrei Pascu
    July 31, 2021 at 10:53 pm

    wait 8.5 years? you assuming i wont kill myself

  34. KARAN SAHNI
    July 31, 2021 at 10:53 pm

    Thanks , well explained

  35. Jonathan Oliver
    July 31, 2021 at 10:53 pm

    SO yield is equal to coupon at par, but when the yield is less than the coupon the bond is trading at a premium and vice versa?

  36. Gilberto de Morais Targino Neto
    July 31, 2021 at 10:53 pm

    excelent video , thanks !!

  37. Luke
    July 31, 2021 at 10:53 pm

    Sorry I do not get it, if my expectation of long term bond is low why would I buy it

  38. marion albergo
    July 31, 2021 at 10:53 pm

    This is the first time – ever that the yield curve has been concisely explained to me ….thank you so much

  39. Investing Made Simple - Nathan Sloan
    July 31, 2021 at 10:53 pm

    The bond yield has been CRUSHED recently. Even Ray Dalio has said that bonds are not a great investment right now. If you want to diversify in this economy, you will be better protected with Gold & Silver.

  40. Jesse Ajuda
    July 31, 2021 at 10:53 pm

    Watching this in 2020 just hits differently

  41. Gleb petukhov
    July 31, 2021 at 10:53 pm

    wouldn't it then become very profitable for investors to hold short term government bonds during a recession seeing as the yield is high whilst the risk associated with them is seen the same as with long term bonds?

  42. Alexander Bond
    July 31, 2021 at 10:53 pm

    Hi! Would you pretty please share what software you use for those animations? Looking to transition from stock footage to something similar to your animations.

  43. Rachel Gooden
    July 31, 2021 at 10:53 pm

    Great video

  44. Like Father Like Son
    July 31, 2021 at 10:53 pm

    Great video.. but just FYI… economics is not ever changing. That’s why the yield curve works.

  45. Like Father Like Son
    July 31, 2021 at 10:53 pm

    Yield curve wins again.

  46. Andrés
    July 31, 2021 at 10:53 pm

    Aaaand we're in recession 😀

  47. Engr Ahmed
    July 31, 2021 at 10:53 pm

    Kindly make a video on how gold price behaves in a depression and inflation economy. Thanks

  48. Samuel Pham
    July 31, 2021 at 10:53 pm

    You need to speak slower and clearer mate!

  49. Stuart Ferguson
    July 31, 2021 at 10:53 pm

    Wow, that music at the beginning is the same as the music they play when I'm on hold with my broker. I've listened to it for endless hours it seems.