What if you have a score in the 700s and you haven’t graduated college yet but you trying to get 850 because you don’t want to settle?
Does this method still work? 2 of 4 inquiries are due to fall off in November. And 4 accounts that's been in collections between 2 – 5 years. I was considering calling to get a couple of pay to deletes but if I could save money I'd rather that.What would be the best route?
Does this work with foreclosures?
Sent my letters 11/3/16 and now it shows delivered. Just waiting on a response.
Any updates people. My score did went up 60 points after first letter. Still waiting for some words from the 3 Bureaus. Please keep me posted.
after 2 months and two rounds I'm up 110 points on fico8
do I need to copy the letter word for word and do I need to dispute the accounts in collection and the negative accounts and I'm married should I do both of ours at the same time thanks
I went to a Notary to ask for info on how much they charged for notarizing my letters and the lady asked if I really wanted to send these letters with a copy of my id and social. Did she just try to scare me or is it safe to do? Or should I just go to somoeone else? Do they need to see our actual letters?
I'm depending on you Maaaaan
One of my credit score went from 461 to 585 with my first round of letters went out 2/22/2016. 2nd round going out Monday.
I just submitted my payment. Thanks for all the useful info Brandon Weaver
Sent my 1st letters. 18 days ago. Equifax went up 53 fico points. I don't know about the other two yet. Equifax finished the investigation pretty fast. I still have about 6 items that did not come off. Only disputed collections and revolving accts. I have a student loan and tax lien. I can tell this is going to take about 4-5 Months to clean it all up. And I applied for an unsecured Capital One Credit Card and got approved the day after my score went up.
Sent my letter 3.15.16 and I got my returned receipt from transunion and experian today still waiting for equifax, and let see what happens.
Just sent my first letters .hoping for the best 🙂
I'm about to send out my first round of letters. I went to Citibank (my bank of 8 years) and they said they didn't know how to notarize my documents. Then I called another branch and they said you need to be a Gold member. Stupid Citibank. I'm going to see if the lady at work will notarize them so I don't have to pay. If anything, I'll just pay $10 a signature, because disputing these items and cleaning up the credit is worth it ten fold. You're the man Brandon!!!
I sent my letter out 2/22/16 and my fico score increased 62 points! Yes! it does work!
Hi Brandon, I mailed out my letter 3 weeks ago and my Fico score went up 62 points for equifax but transunion hasn't made any changes yet. Tomorrow is will be 30 days. Is this normal?
Brandon, did you pay any of those items before you disputed them?
Hey Brandon, I was able to get my credit report from TransUnion, but I can't get mine from the other two. A notification popped up saying I will have to get it through the mail?Is there anyway around this, or should I just go ahead, and request it through the mail? I'm hoping they're a faster method than the mail, but if not I will go ahead, and press on with through the mail method. Thanks so much for all you do, & for helping people like me 🙂
Woow!!! I'm going to your website ASAP! THANK YOU KINDLY!
Sent out letters today.. Fingers crossed!
Did you dispute your 15 disputes all at once
Sent my letter last week. Checked my credit this morning and my score went up 56 points. Thanks so much Brandon!
Hi Brandon, I just sent my first round letters out about 2 weeks ago. I am excited to see the results! Thank you for this great resource!
I sent my letter. I'm waiting on some results now man. Excited!!!!!