Just to clarify, I can send a “Cease and Desist” letter IF I get a letter from a debt collection agency, for them to stop all “Collection Activity”? Does that include them actually reporting to my credit report?
I paid my capital on charge off because I didn’t want another collections hitting my account plus I’m cleaning up my credit atm. I would have to wait 60 days for it to appear on my report and spend more money paying to have it removed plus it was only 900$! I wasn’t gonna pay it but I wanted my credit fixed faster so I could get on with rebuilding
Hi , I have a question see if u can help me out ,I have small collection account 450 from a credit card after 1-2 years years was removed from my credit , 2 years later I get a credit card from them again the had sold debt to collection agency as soon as I open credit card with them they notified collection agency which they put on my credit and damaged it only $450 been trying to get resolve dont no what to do , just settle for less or pay in full.and have them remove from.my credit or is their something else I can do
Unless they sue you lol
What do we do with judgements then?
I need my collections removed and my car loan is not up to date it says I still owe way more than I do. My car was totaled and my insurance paid all but 2,100.00 of my car loan. The balance should be forgiven because it’s threw Santander bank with is forgiving balances for car loans between certain time periods and my car loan falls into that category. I need to purchase a home or would like to soon so I’m trying to get my credit in order.
Account with statue of limitations on the credit report is rare. Give us something real
What about when you're ready to buy a house and they see all of that on your credit, should you settle them then? Are private student loans any different or should you pay them?
It's all good till they send a lawyer letter to your mailbox
Your awesome man love the tips ❤️
Can you explain it like I’m a 2 year old? I have no idea what I m looking at.