I do have a question regarding the credit bureaus. Why do I have to write every year to request my credit reports, because they claim they are not available on the free annual credit reports.
I don't do product endorsements, but I have an automatic phone recorder that starts when a call is initiated; either inbound or outbound. When they say the call may be recorded, I say good because I am recording you as well. Before they start the spiel, I say if you are trying to collect on a debt that I do not owe, hang up and send me a written demand letter and I will respond in kind. Then they say we need to verify your address. I then say do I appear to be so stupid I am going to make your job easier. If you have my phone number, you should have my address. Click. It got so bad that I purchased RoboKiller. Now I don't even have to interact with them.
Hey I bought my truck back in September of 2019 and I’ve made my payments on time but my interest is over 19% when I got it it was 22% and it’s killing me santander has beat me around the bush with this what am I supposed to do can I be forgiven and get the truck what is the process
Wow…I've been fighting SANTANDER FOR YEARS!! They reported my account as past due, but all different on all 3 bureaus. Disputed it, for 5 times. This has been going on since 2013.
Steve, can you attach an example of the complaint we can use to file with the CFPB? Where can we also find the petition to sign?
Great information Sir!!!!
Does the statute of limitations apply to the state where you currently reside in or where the debt originated?
Thanks in advance! Keep dropping them 💎
You're awesome keep up the great work Sr.