Debt Collection Fraud Call Recording


Again, my name is Investigator Sharon Wright. I am investigating a criminal complaint that
has been forwarded here in the office versus you by ___ Cash Express. We remain in the procedure of proceeding against
you legally. Now, prior to forwarding this to your regional
authorities, and, in return, them issuing a warrant for your arrest, I did wish to contact you to get a declaration
Im not comprehending– what is this? _____ Cash Express is stating that you did
stroll into their facility to obtain a payday advance. You did give them your personal checking information,
together with a date as to when they can extract the funds to be paid back for the loan. The funds once they went to get the funds
were not available. Now, they did make numerous efforts to attempt
to call you to remedy it. They sent it to three different collection
agencies. They also made the attempts in trying to rectify
it, received no resolution.So they did move your file to my office. I said that we go on and proceed lawfully. Now prior to forwarding it, like I stated, to
your regional authorities, we did desire to contact you, get a declaration, find out exactly what
was going on, and what are your intentions on attempting to correct it now that you know
of the problem here. Okay, so correct ways what? Well, I indicate, naturally to hold it from going
legal, you know, they desire the money.Okay. You have– What quantity is this? You have a balance of $819.04. Okay, at this moment today Im not working. Well, see, with that being said, I would have
no choice however to forward it to Los Angeles County. Los Angeles County will release you
with a warrant for your arrest. It will be for depository check scams
Now, theyre willing to set you up on a.
payment arrangement. They need that you come up with.
a deposit of a minimum of half of your balance. And then what well do is make a plan.
with you on the staying part of the balance. That will go ahead and get it put.
on hold. It will avoid all legal actions from being.
pursued. Okay, so let me do that then. due to the fact that I do not want none of the … Because right now Im actually pregnant.
I cant be going through things like this. Right.Uh, hold for one minute. Im in fact seven– Im really 8.
months. I turn 8 months next week, so, I suggest,.
I cant … Hold for one minute. Let me talk with the attorney. Okay? Okay. Okay, thats fine. Go on, uh, grab your inspecting information,.
When youre ready, and you let me understand. Im going to have them send you out a letter.Once you receive that letter, you have 2.
hours to call me back. If I do not hear from you within those two.
hours, at that time, I will take it as a refusal to rectify on a voluntary basis, I will go on and approve it, the attorney.
will proceed and, at that time, forward it to Los Angeles County for a warrant to be.
issued for your arrest.Im not attempting to say that Im not going.
to pay it. Im simply– Maam, I know. I need to know that Im going to do this.
Due to the fact that I do not want it to backfire on me and then you come and tell me another, properly.
thing. Maam So. Its debit, credit, or check, whichever.
way works best for you. Okay. Thank you. Okay? And good luck to you.As discovered on YouTube – Creative Commons License.

Video Transcript:

I said that we go ahead and continue lawfully. Well, I indicate, of course to hold it from going
I cant be going through things like this. Go ahead, uh, grab your inspecting details,.
I desire to know that Im going to do this.

License: Creative Commons