What’s A Very Good Credit Score – 8 Tips For Choosing The Best Company

How to Get a Perfect Credit Score | How to Get Perfect Credit | How to Get a Good Credit Score

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✔Get Your Free Credit Report Here:
https://www.annualcreditreport.com/
✔Get Your Free Credit Score Here:
https://clark.com/credit/free-credit-score/
✔What is Use to Track my credit(It’s Free):
https://creditwise.capitalone.com
✔Dispute Letter (Dispute in Writing in your own words, Don’t Just Copy & Paste – Certified Mail with Proof of Delivery):
https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports
✔Where to mail dispute letters: https://www.thebalance.com/where-should-i-send-credit-report-disputes-960435
✔Goodwill Letter (Put the letter in your own words, you can call company as well, DO BOTH)
https://www.thebalance.com/remove-negative-credit-report-information-960367
✔Pay for Delete: (Only do this if is necessary – Remember the older it is the less impact it has on your score)
https://www.thebalance.com/sample-pay-for-delete-letter-960563
✔Credit Freeze:
https://clark.com/credit/credit-freeze-and-thaw-guide/
✔Discover Secured Card(To Establish Credit):
https://www.discover.com/credit-cards/secured/
✔Fair Credit Reporting Law – YOUR RIGHTS BY LAW (Including 30-day and 7-year Rule, All Inaccurate information must come off and after 7 years negative information comes off):
https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
✔Medical Debt:
https://www.experian.com/blogs/ask-experian/can-medical-bills-affect-credit-report/
✔Advice on Collections – See below (Paying collections does NOT automatically improve your score – The older the collection is the less impact it is having on your score, a good lender can tell you what you should focus on if you want to improve your credit for a home purchase)
https://www.myfico.com/credit-education/faq/negative-reasons/should-i-pay-my-collections
https://www.thebalance.com/should-you-pay-an-old-collection-960595
https://www.credit.com/blog/8-things-debt-collectors-wont-tell-you-55045/

Ready to Buy Your First House? Watch these videos & Visit my playlists!
⭐8 Steps to Buy a House – https://youtu.be/2HHQg7PnK8k
⭐ Where Should You Start? – https://youtu.be/0IOl5pAC_Gk
⭐ What is Included in your Mortgage Payment: https://youtu.be/P_JC8b6wKMU
⭐New Construction – https://youtu.be/QoCctKxuJxA
⭐FHA or Conventional – https://youtu.be/gXfEGPd3k4Y
⭐Student Loans – https://youtu.be/yunqWv1xIUU
⭐How to get a good credit score –https://youtu.be/qwm570RVeM8
⭐Can you afford a house: DTI Ratio – https://youtu.be/S3glBuf2fRw
⭐What happens at closing –https://youtu.be/heCUdtcGMls
⭐NACA Home Buying Program –https://youtu.be/HLLluwaAfrQ
⭐Should I Rent or Buy? – https://youtu.be/NPgOyRZKfmU
⭐ Get Your Real Estate License Online- https://youtu.be/kHen6QrArwg
⭐⭐PLAYLISTS – https://www.youtube.com/c/ShaheedahHillRealEstate/playlists

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⭐Join My First Time Buyers Facebook Group⭐
https://www.facebook.com/groups/HillsFirstTimeBuyers/members/

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