What Is The Best Fico Credit Score – How To Pick The Best Company

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FICO (r) has announced another new scoring model, they are calling this one “9” what they said was that it will be an improvement over the “8” version currently available. I really like the changes FICO made with the “8” model, the improvements would help many borrowers because of the changes and cut back on the gaming some people have used over the years with the authorized user loop hole. What will version FICO9 bring?

Well the only information has been cryptic at best “Our innovative, multi-faceted modeling approach incorporates a more exhaustive characteristic selection process to build a score that is even more effective across a wide variety of situations,” said Andrew Jennings, chief analytic officer for FICO. “This approach also uses FICO Model Builder’s Multiple Goal Scorecard technology — a sophisticated tool that balances out different scoring objectives applied across various product lines. As a result, we will deliver a new FICO Score that continues to be the credit score that defines U.S. consumer credit risk.”

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