What Is A Good Vantagescore 3.0 – Personal Credit 101: What's a VantageScore 3.0 | Shamika Saves
What Is A Good Vantagescore 3.0 – 5 Key Tips For Finding The Best Company
A VantageScore 3.0 is a consumer credit score that is a competitor to FICO. It is used by lenders, landlords and credit card issuers.
A VantageScore 3.0 is a credit score jointly developed by the three major credit bureaus to predict how likely you are to repay borrowed money. It is used by lenders, landlords and financial institutions to evaluate creditworthiness.
Credit bureaus Experian, TransUnion and Equifax came up with the algorithm to produce VantageScore in 2006, competing against the better-known FICO scores. Initially, VantageScore was on a different scale than FICO, but the most recent revisions have a 300 to 850 scale, just like FICO’s.
VantageScore has begun to get lenders’ attention, and it is widely offered to consumers for free.
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