What Can I Get With A Good Credit Score – Tips For Finding The Right One
How To Get The Perfect Credit Score by Will Roundtree!
Ready to take that first step on the road to rebuilding and repairing your credit?
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0:12 Skip Intro
3:13 Understanding Credit
9:32 The 3 different Credit Bureau’s
12:51 What Makes Up A Credit Score
13:34 Payment History
14:54 Goodwill Letter
15:44 Credit Usage
16:42 Revolving Credit
24:45 New Credit
26:11 Authorized User
29:39 Mix Credit
33:53 Length of Credit
Key points include:
– Utilization. Stay in the 0-10% (30% max)
– Payment History. You need a 100% to score “Excellent.”
– Derogatory Marks
– Average Age of Credit History, Total Accounts, and Credit Inquiries
– How to achieve a perfect 850 credit score, FICO SCORE
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