How Anyone Can Get a PERFECT 850 Credit Score 
How Anyone Can Get a PERFECT 850 Credit Score  – 9 Tips
How to Get a Perfect 850 Credit Score
If you want to score a perfect 850 credit score, then this video is for you.
I’m a flight hacking expert who has traveled to 39 different destinations for free using points.
Keep watching this video because I’m going to show you step by step how boost your credit score fast.
How to Check Your Credit Score Free
Free Scores from: Amex, Discover, Citi
CreditKarma, free score without a pull
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Credit Score Breakdown
As long as you are 760 or above, you qualify for the best credit cards and mortgage rates
But some people want perfection or perhaps you have a 730 and want to know how to get to a 760 or above, and in this case, let’s talk about how to get there.
How to Get an 850 Credit Score
1. Credit utilization 0-9%
1. If you have a total credit limit of $50,000, can’t have any more than $4500 current balance (even if you pay it off)
2. Payment history 100%
1. Never miss any payments. You can get these missed payments removed via AnnualCreditReport.com
3. Derogatory marks 0
1. Audit anything here
4. Credit history 9+ years
1. This just takes time. The earlier you start, the better. If you’re just getting started, checkout this link for my top Starter Cards
5. Total accounts 21+
1. This includes bank loans, mortgages, etc. This has a lower impact so don’t start applying for cards just to hit this
6. Credit Inquiries 0
1. Dont apply for anything, although this has a temporary impact
If you’ve learned anything from this video, give us a like and make sure to Subscribe so you get all my credit card hacks first, we publish new videos every Monday.
And since you now know how to build your credit score fast, checkout my list of the top travel credit cards with killer sign up bonuses. The link to the playlist is going to show up right here.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
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