Credit Repair

Is 771 A Good Credit Score – Credit Utilization Visualized | See a Credit Score Change Over 4 Months Due to Utilization


Is 771 A Good Credit Score – Most Popular?

Summary: Amounts owed (also known as credit utilization) is the second most important factor that impacts your credit score. It impacts your credit score by 30%. But it is easily the least understood factor, so a visualization can be helpful.

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  1. Mojica, Patricia Paulette
    July 31, 2021 at 11:12 am

    Hello, so if I have a credit like of $500 and then on my first month I spend $30 dllrs (keeping it way below the 30% util. Rate) the next time I spend something I would calculate the utilization rate based off on the $470 dllrs available?

  2. John Sams jr
    July 31, 2021 at 11:12 am

    Awesome video 💯💯💯