Credit Repair

Is 731 A Good Credit Score – High Credit Score=Good Credit Ba Palagi?

is-731-a-good-credit-score-high-credit-scoregood-credit-ba-palagi

Is 731 A Good Credit Score – Highest Rated?

Pag “High Credit Score” ba ibig sabihin “Good Credit”?

Napakarami po sa atin ang naka focus masyado sa “credit score”. Yes, a high credit score IS important. BUT it is only 1 part of the equation ika nga.

In tonight’s video, Im sharing 4 examples of people na may “high credit score”, pero not necessarily “good credit”. In fact, yung isa had an almost 700 Transunion credit score, yun pala 582 sa Equifax. So bad credit pa din.

P.S. Credit Karma is NOT a credit reporting agency. A lot of their “scores” are based off your TransUnion account–Pero not your Equifax.

Here are some important tips na I wanna share when you are creating/establishing/building credit history:

1. Start Early. If you are 18, start. If bago ka pa lang sa Canada, kahit wala ka pang papel/PR/LMIA/Open Work Permit, START. Wag daanin sa “nahihiya” or “takot ako mangutang”.

2. Maintain your trade lines, a.k.a your credit cards, cellphone bills, line of credit, etc. Wag imaxout palagi.

3. Set autodebit payments for the minimum amounts sa bawat credit card mo kada sweldo. That way, bago mo pa maubos sweldo mo, nakabayad ka na ng minimum amount sa mga credit cards mo. This advice is NOT how to pay off your utang faster, but to maintain the health of your credit by making sure na wala kang late payments sa mga accounts mo

Please watch the video, I’m sure marami po kayo matututunan ūüôā
Let me know what you guys think ūüėĀ Thank you po!
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Ready ka na ba bumili ng New or PreOwned na sasakyan? ūüôā

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Gerry Domingo,
Specialty Finance
Pinoy Car Talk
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