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Is 722 A Good Credit Score – Maxed Out Credit Cards? | Here's What To Do Next & How To Lower Your Utilization Boost Scores NOW


Is 722 A Good Credit Score – Review

Do you have Maxed out credit cards? Maxing your credit cards can lower your credit score because you have a high utilization rate on your credit cards. I created a small e-course to show you how to lower your utilization without paying down your credit cards.

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  1. Debra Jean
    July 31, 2021 at 5:40 pm

    Rickita is so right about the utilization. I paid off the only 2 CC's I had left- had them both for about 10 years and would only pay the minimum every month (the rest in charge off which I won't pay unless they give the cards back) and my score jumped up 84 points. Got 2 new credit cards because my score went up 84 points just paying off Paypal and the Amazon Store Card. So now I have 4 beautiful CC's. And those charge offs – screw (can you say screw on You Tube?) the banks. They made enough off of me the 20 years I had those charged off cards. Yea me :)))))))))))

  2. Marian Morris
    July 31, 2021 at 5:40 pm

    Rikita, I would like to work with you to decrease my utilization and learn more! Currently I work with Lexington law but I see no improvement. I have called the number but no luck.

  3. hottgritz1
    July 31, 2021 at 5:40 pm

    Rickita can you please share with us the cards you referencing so i can look into those please?

  4. Natasha Mitchell
    July 31, 2021 at 5:40 pm

    Hey thanks for the video! One quick question I don't see a link to the two $5,000 credit cards you are talking about in your video anywhere in the description. Can you provide them?

  5. Sam Sprague Finance Formula
    July 31, 2021 at 5:40 pm

    Great tips! A lot of people need to hear these strategies