16 Comments

  1. Louis Matassa
    July 30, 2021 at 9:32 am

    👍 📹 and my fico 💳 score is 850

  2. Rebecca Odom
    July 30, 2021 at 9:32 am

    Do you need somebody that wouldn't risk your scores while boosting? My genuine appreciation goes to deepdarkwebcracker411@gmailcom after such huge numbers of repetitive inquiry on who to work my credit yet all proposals and gratefulness dives to DEEP DARK am currently in the 800 club

  3. Virel360
    July 30, 2021 at 9:32 am

    Car insurance is partly based on your credit score, I bet they would care if you were 850 vs 750 etc.

  4. kauigirl808
    July 30, 2021 at 9:32 am

    $2000/month car is too ridiculous of an example 😅 I'd be curious what loan someone get approved making only 40grand.

    I do not work and cannot buy a car. But using credit cards helped raise my score to 750! I applied for Hawaiian Airline card and they gave me a CL of $15,000!! Wow 😂😅

  5. World Walker
    July 30, 2021 at 9:32 am

    Credit shifu. Please tell me you create each video. Like what is the production process? Thanks so much!

  6. Natalie Cheah
    July 30, 2021 at 9:32 am

    You mentioned income matters. If I have a good credit score what do you think is the minimum income needed for the CSP?

  7. Javier Ballon
    July 30, 2021 at 9:32 am

    Can you please talk about the barclay credit cards and their benefits. I'm a big apple product fan and would like to know if it would be worth applying for one of their credit cards or use another credit card?

  8. Gurupdesh Brar
    July 30, 2021 at 9:32 am

    Can you do Canadian credit card videos?

  9. Chien-Min Hung
    July 30, 2021 at 9:32 am

    Hey Ben, why I haven't seen any new video of A Laowai's View of China & Taiwan for a while? However, I found you here and I like your Shifu channel too.

  10. KillTheMethod
    July 30, 2021 at 9:32 am

    I actually disagree that a 760 credit score has all the same benefits as higher scores. If you're interested in churning cards, canceling cards, applying for multiple cards in a short period of time etc., you'll need a very high score. It mostly comes down to redundancy. Having an extremely high credit score will give you more flexibility because your score will be able to tolerate numerous hard inquiries and applications. If you have a 760 score and apply for several cards in a short period of time, you will drop into the sub-optimum score range and start to get denials.

  11. OneNewHope
    July 30, 2021 at 9:32 am

    Of course higher is always better though. If you only have a 760 and you're getting a mortgage AND a car loan around the same time, the first one may knock you down under the threshold before you apply for the second one (therefore giving you a worse interest rate on one).
    This is obviously a niche example, but again, doesn't hurt to keep raising your score!

  12. Krista King
    July 30, 2021 at 9:32 am

    I just love this channel! Keeps me going in the right direction

  13. Davish Lamburnt
    July 30, 2021 at 9:32 am

    Thanks for the video Shifu. I'd like to get as high as I could for the fun of it. I don't need house or car loans so I won't likely ever get a perfect score.

  14. 6.7PS1720
    July 30, 2021 at 9:32 am

    When are the wallets restocking?

  15. Sapphire Glade Comics
    July 30, 2021 at 9:32 am

    I'm in the high 500's across all 3 scores which puts me just about 20-40 under the 600 score range. I have a rough history with cards and collections and late payments, but I'm slowly climbing back up. I finally settled down on inquiries too.

  16. Jaciel Espinosa-Severo
    July 30, 2021 at 9:32 am

    I guess second is okay