Credit Repair

Is 664 A Good Credit Score – Why Your CREDIT SCORE Went Down!

is-664-a-good-credit-score-why-your-credit-score-went-down

Is 664 A Good Credit Score – Whats The Best?

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In today’s video, how old discuss why your credit score went down! If you suddenly saw your credit score go down, make sure you watch his video to understand why it to prevent this from happening in the future! Add me on IG: https://bit.ly/3dl8aOA

It’s pretty difficult to see your credit score go down especially you really don’t know what just happened. In this video, I’ll break down five key reasons some scores go down. So if you recently had a score dropped, make sure you watch this video to the end.

Enjoy!

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#credit #creditcards #creditscore

DISCLAIMER:
This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author makes no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video.

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34 Comments
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34 Comments

  1. Naam Wynn
    July 24, 2021 at 3:00 pm

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  2. Tracy B
    July 24, 2021 at 3:00 pm

    Hello. Can you please answer this question. I do not have any late payments nothing derogatory on my credit on my Discover credit card I pay on time I wait for my statement to post I pay the balance off and make another charge on it I basically have a cycle that I follow. In May I payed the balance off but not in time for the statement to post an amount. Why did my points drop 21… account is 5 years old and I’ve never been late one time

  3. Dick Tingleberry
    July 24, 2021 at 3:00 pm

    The whole credit scoring is bullshit.

  4. KG Sriram
    July 24, 2021 at 3:00 pm

    Naam, thanks for the video. just one question:
    How did you know why did the score went down?
    my credit score went down 25+ points in the last 2 months and am tearing my hair tracking the reason! The credit report is not giving me the exact reason!

  5. Joah Diax
    July 24, 2021 at 3:00 pm

    Hey, Im new to credit building and I barely spend a lot of money on my credit card. But when I pay it off, it goes down even thought I pay it off asap. What am I doing wrong?

  6. Ajay
    July 24, 2021 at 3:00 pm

    My credit drop 62 points I don’t know why I always pay earlier

  7. Shirley Vang
    July 24, 2021 at 3:00 pm

    I paid off my credit card and left it open, but a month later, my credit score dropped 21 points! Will someone explain this to me??? I just want answers! πŸ™

  8. WPGinterceptor
    July 24, 2021 at 3:00 pm

    Differant creditors give differant scores!! one guy did a test and got 800+ from one, then 5 minutes later did another check and got 650 from another, then checked again from another creditor and got 540 lol.. then lastly the last creditor gave him an 811

  9. Mary Thoj
    July 24, 2021 at 3:00 pm

    Hi Naam, would this also happen if opening a new checking account? My score just dropped 19 points for no reason but now I’m thinking it’s due to opening a new checking account. I don’t know what other reason it would be. I keep my CC below 30%, payments on time so I don’t know.

  10. I BROKEMYOWNHEART
    July 24, 2021 at 3:00 pm

    Just woke up and I dropped 17 for no reason lol, I literally did nothing so I guess that’s why it dropped

  11. Mr.Taylor Trucking
    July 24, 2021 at 3:00 pm

    This guys kool

  12. Alex Math
    July 24, 2021 at 3:00 pm

    Mine when down with freaking child support 4 points

  13. DJ brand new brand new songs
    July 24, 2021 at 3:00 pm

    Mine drop 29-point because I bought a new car

  14. mi ke
    July 24, 2021 at 3:00 pm

    I closed a 9 year old AF credit card and my score dropped 6 points but it recovered all back after 2.5 months.

  15. Jeff E
    July 24, 2021 at 3:00 pm

    Wow, I thought I needed MORE credit cards to get a high score! I have 5 now, so I'm good. Repeat after me: NO MORE HARD INQUIRIES!!

  16. Pa S
    July 24, 2021 at 3:00 pm

    Hi !!! Great topic this is what I need to learned more about this lesson ..I be like πŸ€¦β€β™€οΈ dang my credit scores is not where I want it to be but now I know .I always tracked my credit score to see where I am …Thank you I learned as I go watching your YouTube video..πŸ‘πŸ‘

  17. Cupcake BabyNurse
    July 24, 2021 at 3:00 pm

    Thank you for sharing…and its ok….you are still doing greaT work

  18. Elisa Flores
    July 24, 2021 at 3:00 pm

    omg I had pay pal bill me later for 10 years with a $9,000 credit limit ….they closed mine and never reopened it πŸ™„….. they said they had to give me another one

  19. Elisa Flores
    July 24, 2021 at 3:00 pm

    omg mines too ..wth?

  20. dwill771
    July 24, 2021 at 3:00 pm

    Same thing just happened to me! So frustrating.😑

  21. Korey Paul
    July 24, 2021 at 3:00 pm

    2:00 "I woke up one morning, checked my credit score as a normal person would…" – Me every morning πŸ˜…

  22. Tasi Ward
    July 24, 2021 at 3:00 pm

    Yeah, mine went down too. Thanks for the information, very helpful.

  23. Vicious-Gaymer
    July 24, 2021 at 3:00 pm

    We still love ya Naam! πŸ’™

  24. KeemPlays
    July 24, 2021 at 3:00 pm

    I got approved for a loan and lost 40 pts …

  25. Hector Nieves
    July 24, 2021 at 3:00 pm

    I received a response from the collection agency update stating and I quote " We are unable to respond to the attached letter from you because we are unable to identify the account record without further information " is this proof that I can legally have it removed? Those letter templates are awesome by the way. Thank you!

  26. Richard Buscemi
    July 24, 2021 at 3:00 pm

    This is why I refuse to sign up for any of these short term credit lines. I financed a couch from a furniture store and when I was done paying it, after inactivity it was closed.

  27. Francisco Rojas
    July 24, 2021 at 3:00 pm

    I had the same thing happen to me with PayPal in 2018

  28. YRACEU
    July 24, 2021 at 3:00 pm

    @naamwynn the really sad thing about credit scores if they drop for any reason that can be rectified it will never go back up the same amount it drops. That is seemly unfair and shows that its not a fair system.

  29. Mr. Martinez
    July 24, 2021 at 3:00 pm

    What if I got a auto repo from capital loan?

  30. Drew V
    July 24, 2021 at 3:00 pm

    Keep the info coming, Naam!! Always appreciate your vids

  31. Hong Foote
    July 24, 2021 at 3:00 pm

    Thanks πŸ‘πŸ»πŸ‘πŸ»πŸ‘πŸ»

  32. Joy Mae NYC
    July 24, 2021 at 3:00 pm

    Mine went down everytime I had a credit score run

  33. Mr Herks Homemade
    July 24, 2021 at 3:00 pm

    My equifax just dropped 63 points πŸ™ I disputed a collections account and i guess that drew attention to it from the creditor and they added interest to my balance which shot what I owed up. I was so close to a 700 score for the first time in my life and now i have to recover from this. It's so devastating, I've been in repair mode for 6 years from a 420 score.

  34. Aiden Sean
    July 24, 2021 at 3:00 pm

    First