Credit Repair

Is 639 A Good Credit Score – HOW TO INCREASE YOUR CREDIT SCORE IN 2020!


Is 639 A Good Credit Score – Highest Rated?

A credit score is simply a score of how trustworthy you are with borrowing money.

It’s important because the more trustworthy you are, the more money you will save when getting a loan.

As you might remember from before, your credit score is made up of 5 different categories.

The first category is payment history. Payment history is simply if you made all of your payments on time or if you missed any payments along the way.

The second category is credit utilization, which is simply how much credit you use compared to how much you have available.

Next is credit history, this category was mostly scored by your length of credit, meaning how long you’ve had credit.

After that is new credit. Simply put, it can hurt your credit score if you take out multiple sources of credit in a short period of time.

The fifth and final category is the types of credit. This category’s score was based on the different types of credit you had. In general, the more types of credit you had, the better.

To increase your credit score, I recommend applying for a secured credit card, keeping your credit utilization low, making all your payments on time, and keeping this credit card forever!

Follow Us on Instagram:

Check Out Our Website:

DISCLAIMER: Making Cents of Finance and all of the content I produce is purely for education and entertainment purposes only. I am NOT a licensed financial professional NOR am I a licensed financial advisor. Therefore, I do NOT provide any financial or investment advice. You are responsible for your own money and your decisions. Please consult a CPA, Financial Advisor, or Investment Advisor for professional advice.⠀

#makingcentsoffinance #investing #personalfinance

Thanks for watching the Is 639 A Good Credit Score video!

Watch the Is 639 A Good Credit Score video on Youtube



  1. Ebug yt
    August 1, 2021 at 1:30 am

    Yo I have the same name as you

  2. LaNae Lang
    August 1, 2021 at 1:30 am

    I always learn a lot from your videos!!! Keep them coming!

  3. KelechIwuaba
    August 1, 2021 at 1:30 am

    I'm one of those few people who has found ways to avoid having to use credit for anything cause I hate debt lol.

  4. Ricwel Bre
    August 1, 2021 at 1:30 am

    Winner of a video, been searching for "tips improve credit score" for a while now, and I think this has helped. Ever heard of – Benathan Zoniliyah Idea – (should be on google have a look ) ? Ive heard some pretty good things about it and my buddy got amazing success with it.

  5. Boristien405
    August 1, 2021 at 1:30 am

    Around 3:30 your audio gets quiet I think. Just FYI

  6. Boristien405
    August 1, 2021 at 1:30 am

    No credit gang. Might regret it in the future but for now it's just a peace of mind I have. Don't have to worry about another account or card 🤷🏽‍♂️