Credit Repair

How to Remove Late Payments From Your Credit Report

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How to Remove Late Payments From Your Credit Report – Review

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Payment history accounts for 35% of your credit score. Here’s how to remove late payments from your credit report so you can boost your credit score back to where it should be because you’ve been working hard to fix your credit. The credit bureaus know times are tough and so do I, so listen up because these are going to be amazing tips from a credit repair standpoint.

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40 Comments

  1. Brigitte Davenport
    July 22, 2021 at 9:35 pm

    What if my late payment is from 2016 I can not use COVID as an excuse. What now?

  2. LK New Solutions
    July 22, 2021 at 9:35 pm

    Does late payments goes to my credit report?

  3. Frances Lam
    July 22, 2021 at 9:35 pm

    Hi Mike,
    Your videos are awesome and very informative. Mike can you talk about student loan debt and how to deal with it. What programs are out there for assistance. Can we remove bankruptcy from your credit history.

  4. odiesback
    July 22, 2021 at 9:35 pm

    Sounds too good. It might not hurt to try but I doubt they would go back to change it.

  5. Dave Miller
    July 22, 2021 at 9:35 pm

    ive got 4 late payments on an account included in a chapter 7 from early 2019. cant get them removed

  6. B F
    July 22, 2021 at 9:35 pm

    Lots of value here

  7. universal Kickz
    July 22, 2021 at 9:35 pm

    Am always smashing on that like button thanks for the knowledge

  8. Rick Phillips
    July 22, 2021 at 9:35 pm

    A little good news: Congress is working on a bill to redo the credit reporting system, In the bill negative and derog info can only be listed for 4 years. Also rent and utility bills half to be reported to, for good stuff

  9. Ju Hef
    July 22, 2021 at 9:35 pm

    My Boy Looks Like Max Kellerman!

  10. shawn sullivan
    July 22, 2021 at 9:35 pm

    All of my late payments (10 out of 30) happened before this covid thing which I have yet to get. I have been blessed with more hours and money than ever this year thanks to this so called epidemic. Not sure a goodwill letter will work. What other methods work for multiple late payments pre covid?

  11. Citie smith
    July 22, 2021 at 9:35 pm

    Do you clean credit and how much is so?

  12. CobraDove
    July 22, 2021 at 9:35 pm

    What did we just go through? A FAKE PLANNEDEMIC. You should learn about securities and trust law, your birth certificate is a security and all debt is paid.

  13. Shadow334
    July 22, 2021 at 9:35 pm

    Thank you for the knowledge!!

  14. Terry Garrett
    July 22, 2021 at 9:35 pm

    your phone number doesn"t work, and man could I ever use your help

  15. Charles Williams
    July 22, 2021 at 9:35 pm

    I'm also a 100% disabled Veteran of the Armed forces. Is there some video in your arsenal that can help me?

  16. Charles Williams
    July 22, 2021 at 9:35 pm

    Covid

  17. Charles Williams
    July 22, 2021 at 9:35 pm

    Mike my lender is VETERANS UNITED, my advisor stated from there said I can't get my late payments removed until six months. My wife's score was in the toilet like mine. I ask her to apply for my jewelry club. Long story short. Got a $5000 trade line. Her score increased 150 points. She is now in the 700 club. I tried to tell veterans united this and made me feel like a idiot.

  18. Richie Almas
    July 22, 2021 at 9:35 pm

    Virus

  19. Richie Almas
    July 22, 2021 at 9:35 pm

    Covid

  20. Sandra Conner
    July 22, 2021 at 9:35 pm

    How to get a closed credit card off your report when the store company closes because of bankrupty.

  21. Damen Barbee
    July 22, 2021 at 9:35 pm

    Hey Mike! How can I remove federal and private student loans from my credit report?

  22. Diana Dwyer
    July 22, 2021 at 9:35 pm

    Covid and I am fighting it

  23. ARCHIE MEGEL
    July 22, 2021 at 9:35 pm

    Self lender is a shit company
    I missed 9 payments with THEM bc I was hospitalzed
    I sent a later kissing ass and they said sorry we are not gonna remove the late payments

  24. Marcus Biddle
    July 22, 2021 at 9:35 pm

    Covid

  25. Shawn Phillips
    July 22, 2021 at 9:35 pm

    I have multiple late payments (15) on my mortgage from the recession none in over a year do I call first or send letter first ?
    Any help would be appreciated

  26. Tom Jones
    July 22, 2021 at 9:35 pm

    Thanks to this channel, I've been awakened to my lack of knowledge on this very important subject. Becoming an expert with a 800+ credit score is now my primary objective.

  27. M Smith
    July 22, 2021 at 9:35 pm

    I need that forgiveness letter asap

  28. Michelle Boydston
    July 22, 2021 at 9:35 pm

    COVID

  29. Cynthia Blakely
    July 22, 2021 at 9:35 pm

    I am hooked. 4th video in a row! Def will send referrals

  30. Gorgeous Que
    July 22, 2021 at 9:35 pm

    COVID

  31. ray rudolf
    July 22, 2021 at 9:35 pm

    Covid

  32. BELEN HETCHLER
    July 22, 2021 at 9:35 pm

    Covid..

  33. Monica C
    July 22, 2021 at 9:35 pm

    Is the magic word: SORRY?

  34. Go Jump
    July 22, 2021 at 9:35 pm

    After holding 2 credit cards for over 15 years each, I missed 1 payment on both in November 2019. The bank closed both accounts, but is still keeping the balances on my credit report, which makes my utilization over 140% on my credit report! It appears that the extra 40% (which I think should not be reported by the bank for those closed cards) is compared against my actual active/good standing credit amount. I'm so screwed but hope that talking to the creditors will help somehow.

  35. William Van Dorn
    July 22, 2021 at 9:35 pm

    Always valuable info and steps I appreciate it

  36. Joseph Jackson
    July 22, 2021 at 9:35 pm

    Covid

  37. patrick Lewis
    July 22, 2021 at 9:35 pm

    Covid

  38. Bertha Coleman
    July 22, 2021 at 9:35 pm

    pandemic

  39. Awesome Life
    July 22, 2021 at 9:35 pm

    Mail a letter to the creditor, explain to them COVID 19 caused this year's late payment and request it be removed under "Affected by natural disaster clause", late payment was no fault of your own.

  40. Shanan Ivory
    July 22, 2021 at 9:35 pm

    Covid