So when you pay your card off every month faithfully, does that improve your credit?
I have a question about building credit with my Amex card. I pay whatever my balance is at the the time every few days. Is that good, bad or pointless? I want to maximize building my credit but at same time I do not want to carry any balances longer than needed. I use my Amex for everything instead of my debit card to maximize points which is why I like to pay off quickly. I do not want to treat it like a charge or credit card. Thanks in advance for any insight!
Will it ding my credit report like when I open a credit card?
Seb, does Amex review your business experience score at all or it’s just PG score and that’s it? I got a prequalify platinum but I have an old charge off that falls off in December. 720 score but I don’t want to get denied because of that charge off. You think it still matters or I just wait till end of year
Hey I have question I have an Amex gold card. I love the fact that I’ve improved snd polished my credit enough to get the card. It is a premium luxury travel card and I like that feeling when I go to pay for something. My question is, is there a premium luxury card out there, for the everyday user, to maximize my everyday purchases? I know this is kind of child but I like that metal feeling of my AMEX. Can’t tell you how many ppl have said wow I like ur card(Amex Gold)!
What if you cancel a charge card, how does that effect your credit.
I got my Blue cash everyday card less than 2 years ago w/ around a 650 FICO and just recently got approved for Platinum w/ 705 or so.
Got platinum yesterday after getting sapphire preferred, and Hilton surpass just two weeks ago. Plus I’m only 20 for anyone who feels like there not old enough.
Do you offer a points consultation?
Doesn't getting a charge card also impact average age of accounts and also hits for score lookups?
If you upgrade your green card to Platinum will it require another credit check?
Do you feel having a loan of $6,000. (Never late, or missed) And a score of 690 and credit history over 6 years with no lates or missed payments could get the gold card?
How often can you/should you apply for a charge? I just applied for Amex card 3-4 days ago and was planning on applying for a different card today
What about cancelling/closing charge cards?
Does adding authorized users to Amex Platinum card help them build there credit? Or would you recommend adding them to a standard credit card?
Hi Sebby, question, so I just got the amex platinum and my closing date was Nov 22nd and says due date Dec 18th, so can I pay until Dec 18th to avoid interest or should I've paid in full before the 22nd? Thanks in advance.
LoL I use my Credit Card like a Charge Card 😂 Now I have the the Platinum
Hey I have the gold card my question is do they report to the credit bureau‘s on the statement date like a credit card or can you pay before your due date and not hurt your credit score
Your videos are very helpful and beneficial. Thank you. I have six Amex cards including the one I just got approved for; the Amex gold card. Amex is a great credit card company. Been with them since 2000.
I started with the blue card then the every day card and then they invited me, when I got the card in the mail I was nervous because of the presentation I was like "what did I get myself into" but it's not bad at all
So this won’t raise my credit score by upping my available credit?
Do charge cards count towards 5/24?
I read a rumor about the AmEx Green getting some love by March 2019 to make it more desirable. Any news on this yet?
I'm ready to apply for a charge card by American express. I am nervous because of a charge off on my credit report and I'm also closing on a mortgage. When would be the best time to apply?
I am around 650-660 but have had Amex blue everyday for 2 years – I got targeted offer 3 times in snail mail , email and when I logged in – I called to ask Should I bother applying for platinum and she said definitely since they could see a pattern of paying of rent and utilities with other car. I applied and was approved in 20 seconds so Sebby is 100 percent right. I may as well get the benefits of the Platinum card since it’s my monthly spend on anything.
Hey guys! I’m not sure if this question has been answered but with anyone who has a Amex gold card or Amex card in general, does it help to improve your credit score?
I am someone who’s using an Amex card as a 2nd card and has a good credit history but want to increase my credit score
Getting my first charge card what if you don’t pay the full balance? Do you get a miss payment ? Or they kill you with fees? Or both? Thanks
I just got a amex gold card im a owner of a truck ..dump question but does the membership fee start as soon you activate card ?
my question is, the amex gold report credit to the 3 bureau?
Can you make a video wellfergo propel Amx with all Amx on benefits.
I wish you can do a video on the quick silver capital one cards.
676 Transunion score 20k income 6 months of credit history my only other card is a capital one secured increased to $500 credit limit I also had 5 inquiries before hand
How does using the pay over time feature with Amex affect your credit?