Credit Repair

Debt Consolidation Loans for Bad Credit | Personal Loan or credit card? | Pre Qualify & No Cosigner

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Debt Consolidation Loans for Bad Credit | Personal Loan or credit card? | Pre Qualify & No Cosigner – Whats The Best?

Let’s talk about debt consolidation loans. Specifically, is a personal loan your best option? How to save money by choosing the most affordable personal loan or credit card, how to pre qualify for these loans without even providing your social security number, how to get a loan with bad credit and some more pro-tips that will really help you tackle that debt.

Debt consolidation can be a great option if you are stuck in credit card debt with crazy high interest fees. Typically, when you consolidate your debt you should expect to save a bunch of money on interest, BUT it doesn’t necessarily guarantee a lower payment and I show an example of this in the video.

Credit cards might be a better option than personal loans when considering debt consolidation because even with bad credit because a lot of them offer the option to do balance transfers and waive the balance transfer fee and offer 0% interest for 12-18 months. For more information on balance transfers and some companies to consider, click the video below

https://www.youtube.com/watch?v=MjuekU9kkl4&t=112s

Companies Discussed in Video:

Wells Fargo (Risk Free Calculator)
https://www.wellsfargo.com/personal-credit/rate-and-payment-calculator/#Good

Sofi
https://www.sofi.com/personal-loans/credit-card-consolidation-loans/

Avant
https://www.avant.com/

FREEZE YOUR CREDIT:
https://www.experian.com/blogs/ask-experian/credit-education/preventing-fraud/security-freeze/
https://www.transunion.com/credit-freeze
https://www.equifax.com/personal/credit-report-services/credit-freeze/

Instagram: @thecashcompass

Business e-mail: thecashcompass@gmail.com

My Youtube Set up:
www.amazon.com/shop/thecashcompass

*Please be sure to do your own due diligence before making ANY financial decisions. On my channel I share with you my research but please verify everything for yourself! I do not give investment advice, just share my thoughts any my choices!*

*Some of the links on this page are affiliate links, meaning, I may earn a commission if you click through and make a purchase, at absolutely no cost to you. Affiliate commissions help keep my channel going so thanks for your support!*

Thanks for watching the Debt Consolidation Loans for Bad Credit | Personal Loan or credit card? | Pre Qualify & No Cosigner video!

Watch the Debt Consolidation Loans for Bad Credit | Personal Loan or credit card? | Pre Qualify & No Cosigner video on Youtube

32 Comments
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32 Comments

  1. Gregory Taru
    July 16, 2021 at 9:26 am

    Your act kindness and services show how big of a heart you have for others.. thanks for the 4btc you are such amazing dahcyber oñ instagram..

  2. Gregory Taru
    July 16, 2021 at 9:26 am

    Your act kindness and services show how big of a heart you have for others.. thanks for the 4btc you are such amazing dahcyber oñ instagram..

  3. Rachel fox
    July 16, 2021 at 9:26 am

    "i wanna fight right now" i laughed so hard at this! so true. Absolutely ridiculous. Synchrony Bank just closed my carecredit account for absolutely no reason after 11 years of on time payments and thousands upon thousands of dollars paid in interest smh. These banks are pathetic.

  4. Digologist
    July 16, 2021 at 9:26 am

    Great information! You do talk kind of fast, but I got it all. Thanks and stay well.

  5. ArmedCadaver illustrates
    July 16, 2021 at 9:26 am

    Question though- if you don’t qualify for a loan to consolidate your debt, what are other options? I heard debt wave is good but it closes all your cards by the end of it so the only issue there is you can’t need emergency credit cards for emergencies because they’ll all be closed

  6. ArmedCadaver illustrates
    July 16, 2021 at 9:26 am

    You are a goddess of financial knowledge gracing us with your expertise ☀️🙌🏻

  7. ramzi abdalla carla Stewart
    July 16, 2021 at 9:26 am

    Not true because you can’t get another credit card if you have high credit card bills

  8. Kathy Fitch
    July 16, 2021 at 9:26 am

    I blessed the day I found you @hackerkelly on telegraph you’ve become a blessing to me and my family thanks so much for the help..

  9. Kaylyn Faith
    July 16, 2021 at 9:26 am

    What is a balance transfer?

  10. Blah Blah Blog
    July 16, 2021 at 9:26 am

    I remember seeing the rates on Avant. I get it though, they’re trying to make sure you’re not getting over on them

  11. Blah Blah Blog
    July 16, 2021 at 9:26 am

    Lmaoooo not mathematical. Omg I love this nerd lolll

  12. Blah Blah Blog
    July 16, 2021 at 9:26 am

    I love this SO much! I like how you’re showing the differences because I feel like I am NOW disciplined enough to use credit cards but I appreciate how you breakdown with a PL it’s a fixed amount & you can’t get too cray cray with that.

  13. Blah Blah Blog
    July 16, 2021 at 9:26 am

    Yeah they lying about that damn “no late fees”. 🤥🤥🤥🤥

  14. Blah Blah Blog
    July 16, 2021 at 9:26 am

    Yessss!!! I love learning these little tricks like taking advantage of balance transfers because of that introductory period. It’s like they’re giving you time to get yo sht together lol

  15. Blah Blah Blog
    July 16, 2021 at 9:26 am

    BBB been MIA, but heyyyyyyyyyyyyy

  16. Chelley&Nay
    July 16, 2021 at 9:26 am

    Girl, you are so well-spoken and knowledgeable, that alone keeps us watching your videos! And forever teaching us so much 🙌🏽🙌🏽🙌🏽

  17. The Dragon Manifest Show
    July 16, 2021 at 9:26 am

    GEMS

  18. The Dragon Manifest Show
    July 16, 2021 at 9:26 am

    I didn't know

  19. Hakim Yisrayl
    July 16, 2021 at 9:26 am

    As always, great info,

  20. Demi Sanya
    July 16, 2021 at 9:26 am

    Value Value Value. Debt can be the biggest liability in ones life if they do not get it under control. This is the only way this country operates, let's not be part of their leverage, and learn to leverage debt the right way, to build wealth. Thank you for your wisdom.

  21. Milone Money Mindset
    July 16, 2021 at 9:26 am

    Another great breakdown! bankrate is the best, I'm always on there when I look at potential mortgages. even though I have awhile bro that! Another great video Krystal, have a great weekend!

  22. EthanGamer
    July 16, 2021 at 9:26 am

    Girl, I LOVE me some KRYSTAL TODD but all that math gave me a headache lol GREAT VIDEO BTW.

  23. AJ Golden - Personal Finance Made Easy
    July 16, 2021 at 9:26 am

    Great content, as usual!

  24. Ryan Neal
    July 16, 2021 at 9:26 am

    Great video 😊👍🏾

  25. MrNightpwner
    July 16, 2021 at 9:26 am

    We gonna survive, but are we gonna thrive? Cus I want you to thrive; If only you knew someone with a solid ice cream parlor business plan you could partner with… 🙂

  26. Micheck MAGG
    July 16, 2021 at 9:26 am

    🔥🔥

  27. Omega Black
    July 16, 2021 at 9:26 am

    Geez! I wish she was my CPA! If the person you have in charge of your finances can't break it down like she did, find someone who can.

    Great video!

  28. Wise Money Women
    July 16, 2021 at 9:26 am

    When deciding to pay down debt, there are so many options available that even just being a little savvy can help shave thousands of dollars in interest off your repayments and can be a credit boost. But a HUGE caveat is that balance transfers and consolidation loans are NOT for people who haven't come to terms with how they got into debt (and changed those habits if needed) and are no longer spending on credit. It can be very tempting to rack up the debt on the cards again once they are clean so you have to be vigilant with the debt payoff plan

  29. AndaishaG
    July 16, 2021 at 9:26 am

    Sounds like you mentioned having good credit for these sites

    What if your credit is about 500 and you need a consolidation for personal loans you have.?? What site would be good??

  30. WillVillage Media
    July 16, 2021 at 9:26 am

    T😍hanks for the info!

  31. Team Sk
    July 16, 2021 at 9:26 am

    Thanks for holding class 😂😂😂

  32. Berlinda R
    July 16, 2021 at 9:26 am

    Love your content. I am early!