Credit Repair

Credit Score 778 – Credit Repair for First-Time Home Buyers


Credit Score 778 – Review

Credit Repair for Home Buyers:

Today I’m discussing the ins and outs of credit repair for aspiring homeowners. There’s a lot you can do to boost your credit score to prepare for your next home purchase . I’ll give all the details on how your credit score is actually calculated, where you ca go to get a FREE and accurate credit report, how your credit score can help or hurt you when shopping for a lender and I’ll even share a way for you to boost your credit score in right now! You won’t want to miss it!

Please be sure to visit my website to search for listed homes for sale in South Florida. It’s updated hourly so you know all the homes on my website are actually available for purchase:

#movingtosouthflorida #southflorida #livinginsouthflorida

I’m Dan Crlenjak a full-time Realtor® here in Coral Springs, Florida with eXp Realty, the best, most forward-thinking real estate brokerage in the USA. I’ve been bitten with the love of real estate and helping my clients, including first-time homebuyers, find their Ideal Florida Home. My wife Jessica and I have two great kids and a Maine Coon Cat named Romeo who loves the good life here in Coral Springs and watching the wild parrots who frequent our feeders in the yard.

🎤 Curious about the tools I use? 🎬

Wired microphone: Sennheiser MKE400
Tripod: Manfrotto MKCOMPACTADV-BK
Lighting kit: Viltrox VL-162T (I use two of them)
Camera: Canon M50 Mirrorless Camera
Lenses: Canon EF-M 15-45mm, Canon EF-M 22mm, Canon EF-M 18-55
Editing Software: Final Cut Pro X

L E T ‘ S B E F R I E N D S !

B L O G ➳
F A C E B O O K ➳
I N S T A G R A M ➳

I am so grateful for all my viewers and subscribers, so thanks for spending your valuable time with me!

If you want to talk to me about South Florida or Coral Springs, FL real estate feel free to email me at or call/text at (954) 778-0172.

eXp Realty, LLC, FL real estate license #SL3436303.

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  1. Ideal Florida Homes by Dan Crlenjak
    July 26, 2021 at 11:10 am

    Hello James. Currently, FICO is still the most widely used brand of credit score in the US, that's the main reason why it was mentioned in this video. As you stated, the big 3 agency scores can vary widely for a single applicant so some lenders will base their lending decisions on the average of those 3 scores. Both are valid. The important thing to consider is that having a plan to increase your credit score and following through on that plan will raise all your credit scores from all agencies putting the home buyer in the best position to get qualified or get a great interest rate no matter what data the lender decides to use. Thanks for the comment James, all the best.

  2. James Bishop
    July 26, 2021 at 11:10 am

    Isn’t your FICO score irrelevant? Most lenders have told me that they look at your experian, transunion and equifax scores and use the middle score out of those 3.