Thanks to the help of some people from this submarine. I was able to remove a collection agency account from my credit report, which was also reported by Bank of America! I cannot thank you enough.
With that said, the problem I had with BoA was that they sold the account to the debt collection agency and inaccurately reported the date of the first crime. It was reported even after I paid off the debt collection agency’s account. So the account is set to fall on 08/2022 while the CA should fall this July. I wrote to the credit bureaus, luckily the CA fell off but the BoA updated the account (report date shows this month) but didn’t change the report date. Does anyone know if this is normal and they are still investigating? Or does the update of the reporting date by the BoA mean that the investigation has already ended? Should I wait before contacting the BoA?
I’ve attached some screenshots showing what my TransUnion report is currently showing for the BoA and the previous CA report date before it was removed.
