Credit Repair

786 Credit Score – How I Hacked The Credit Bureaus And Got A 786 Credit Score

786-credit-score-how-i-hacked-the-credit-bureaus-and-got-a-786-credit-score

786 Credit Score – How to Choose

How I Hacked The Credit Bureaus And Got A 786 Credit Score..
Go To http://creditrepairletter.info and Find Out Today!

References:
http://www.creditkarma.com/
https://en.wikipedia.org/wiki/Credit_
http://www.annualcreditreport.com/
https://en.wikipedia.org/wiki/Credit_

Fix Bad Credit 1. DELETE COLLECTION ACCOUNTS Did you know that paying a collection account can actually reduce your score? Here’s why: credit scoring software reviews credit reports for each account’s date of last activity to determine the impact it will have on the overall credit score. When payment is made on a collection account, collection agencies update credit bureaus to reflect the account status as “Paid Collection”. When this happens, the date of last activity becomes more recent. Since the guideline for credit scoring software is the date of last activity, recent payment on a collection account damages the credit score more severely. This method of credit scoring may seem unfair, but it is something that must be worked around when trying to maximize your score. How is it possible to pay a collection and maximize your score? The best way to handle this credit scoring dilemma is to contact the collection agency and explain that you are willing to pay off the collection account under the condition that the all reporting is withdrawn from credit bureaus. Request a letter from the collector that explicitly states their agreement to delete the account upon receipt/clearance of your payment. Although not all collection agencies will delete reporting, removing all references to a collection account completely will increase your score and is certainly worth the involved effort. 2. DELETE PAST DUE ACCOUNTS Within the delinquent accounts on your credit report, there is a column called “Past Due”. Credit score software penalizes you for keeping accounts past due, so Past Dues destroy a credit score. If you see an amount in this column, pay the creditor the past due amount reported. 3. DELETE CHARGEOFFS AND LIENS Chargeoffs and liens do not affect your credit score when older than 24 months. Therefore, paying an older chargeoff or a lien will neither help nor damage your credit score. Chargeoffs and liens within the past 24 months severely damage your credit score. Paying the past due balance, in this case, is very important. In fact, if you have both chargedoff accounts and collection accounts, but limited funds available, pay the past due balances first, then pay collection agencies that agree to remove all references to credit bureaus second. 4. DELETE LATE PAYMENTS Contact all creditors that report late payments on your credit and request a good faith adjustment that removes the late payments reported on your account.

Thanks for watching the 786 Credit Score video!

Watch the 786 Credit Score video on Youtube

18 Comments
Share

18 Comments

  1. Zakhele Mdaka
    July 22, 2021 at 11:15 pm

    Wow nice can I send the letters as iam in south Africa?

  2. Reb Khosh
    July 22, 2021 at 11:15 pm

    Anyone tried this?

  3. Genius
    July 22, 2021 at 11:15 pm

    Your site doesn't work when I try to pay!

  4. Genius
    July 22, 2021 at 11:15 pm

    Does someone here have tried it yet?! Did it work?! And Ted… how do I know which credit bureau I need to write to?! Is it good for Canada too? Thank you so much!

  5. Donald Stanski
    July 22, 2021 at 11:15 pm

    Is this opportunity still available?

  6. sikandar Bhai
    July 22, 2021 at 11:15 pm

    You can increase my bad CIBIL score to -1

  7. Fred Brea
    July 22, 2021 at 11:15 pm

    Hello Ted! I’m wondering how is your template different from a dispute letter. Could you please elaborate a little?

  8. Miss Khan
    July 22, 2021 at 11:15 pm

    will your service help for uk credit scores?

  9. Q Will
    July 22, 2021 at 11:15 pm

    The website doesn't work

  10. Caramel Alphonso
    July 22, 2021 at 11:15 pm

    All quarantined but I’d love to help

  11. Nook Suber
    July 22, 2021 at 11:15 pm

    What's up Ted, I'm going to do this tomorrow but my question is how to find addresses for the credit bureaus and do each one get its own letter?

  12. random topic queen
    July 22, 2021 at 11:15 pm

    Do i have to type the letters up myself,?? How long before the items start showing deleted . Are there anymore fees besides the 97$

  13. random topic queen
    July 22, 2021 at 11:15 pm

    Nice !! Can i pay someone to do this for me??

  14. Sajan Anwar
    July 22, 2021 at 11:15 pm

    nice video thans for share

  15. Jason Lampione
    July 22, 2021 at 11:15 pm

    Ted, how can I get in touch with you? I want your services, please!

  16. Knock_Knock
    July 22, 2021 at 11:15 pm

    I've paid hundreds to Lexington Law over the course of 5 months and yes some things did come off, but I still need help. Hoping this system will work.

  17. Dogecoin_Girls
    July 22, 2021 at 11:15 pm

    You sound like that guy from the Quantum YouTube account

  18. Ted Sanders
    July 22, 2021 at 11:15 pm

    How T Hacked The Credit Bureaus And Got A 786 Credit Score..

    Go To http://creditrepairletter.info and Find Out Today!