Credit Repair

766 Credit Score – What's a Good Credit Score (or Excellent, Fair, Bad)? What do credit score ranges mean (really)?

766-credit-score-whats-a-good-credit-score-or-excellent-fair-bad-what-do-credit-score-ranges-mean-really

766 Credit Score – How to Choose

My thoughts. [Click “See More” for Advertiser Disclosure] You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved):
.
– CardMatch™: https://rebrand.ly/p70ubk
– Cash Back Credit Cards: https://rebrand.ly/8tz84x
– Travel Rewards Credit Cards: https://rebrand.ly/27jk4y
– Credit Cards For Good Credit: https://rebrand.ly/yi47oz
– Credit Cards for Fair Credit: https://rebrand.ly/956h4w
– Or, use our Amazon.com link: https://amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.)
.
ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can’t guarantee that we’ve included every company or every available offer.

NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

Our site: https://www.ProudMoney.com
Contact: adam@proudmoney.com

#creditscores #credit

Thanks for watching the 766 Credit Score video!

Watch the 766 Credit Score video on Youtube

36 Comments
Share

36 Comments

  1. ProudMoney - Credit Cards & Personal Finance
    July 22, 2021 at 10:27 pm

    You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved): [Click "Read More" for Advertiser Disclosure]
    .
    – CardMatch™: https://rebrand.ly/p70ubk
    – Cash Back Credit Cards: https://rebrand.ly/8tz84x
    – Travel Rewards Credit Cards: https://rebrand.ly/27jk4y
    – Credit Cards For Good Credit: https://rebrand.ly/yi47oz
    – Credit Cards for Fair Credit: https://rebrand.ly/956h4w
    – Or, use our Amazon.com link: https://amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.)
    .
    ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can't guarantee that we've included every company or every available offer.

    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

  2. Chassity Kellum
    July 22, 2021 at 10:27 pm

    April of 2020 I was at a 587. Today I am a 751. I'm working towards that 850 💪

  3. qmccall0328
    July 22, 2021 at 10:27 pm

    This is all wrong. Anything over 740 is excellent and the same risk rating – and makes no difference in approval. If you are denied at 740 – you would have also been denied at 850. It is about underwriting not credit scores. You need to study underwriting and algorithmic approval data. It is a lot easier to be approved for things than you discuss on your channel. I think you having a high score has you jaded about real world risk metrics. Especially mortgages and car loans. Standard metrics start at 680 most banks and 670-675 for others. Most credit unions 650-660 starts their standard metrics. You gotta a lot to learn here my friend.

  4. George Loveless
    July 22, 2021 at 10:27 pm

    What I don’t get is my scores are 640, 674 and 696. And they all have the exact same things on them. Why the huge range?

  5. Jeffery Okwuoma
    July 22, 2021 at 10:27 pm

    Your score ranges are very interesting, and I find myself in agreement with most of them! For me, I highlight 700 (good) , 720 (above average) , 750 (excellent) , and 800+ (top-tier) as the key milestones in the credit journey!

  6. emontano1112
    July 22, 2021 at 10:27 pm

    As of today, my credit score is 813. I’ll take it! 🙂

  7. Michael Joseph
    July 22, 2021 at 10:27 pm

    With me, anything over 700 I’m happy. 😎

  8. einsteindrieu
    July 22, 2021 at 10:27 pm

    🧡

  9. Brian Clark
    July 22, 2021 at 10:27 pm

    Just crossed into “Pretty Good Still” and I’m finally ready to step up to some better cards!

  10. Jerry Dunn
    July 22, 2021 at 10:27 pm

    821 TODAY. 597 A 114 MONTHS AGO. No late payments in 113 months. X-wife left 114 months ago.

  11. Steven Cabrera
    July 22, 2021 at 10:27 pm

    Just discovered your channel. Exceptionally flowery content or maybe it’s just excellent . Toot time … sitting at 810 😎!

  12. Mitchell.
    July 22, 2021 at 10:27 pm

    That reminds me when you say almost every lender would want excellent credit customers. Remember that company Adam (Credit One) that went after (presumably) bad (or poor) credit that said your credit score was a reason for decline.

  13. Onionhead Jones
    July 22, 2021 at 10:27 pm

    What are differences between Transunion, Experian and Equinox?

  14. 1sexysportsfan
    July 22, 2021 at 10:27 pm

    Ok 698

  15. BARLIGHTBROKER
    July 22, 2021 at 10:27 pm

    Great video.

  16. Lori Mast
    July 22, 2021 at 10:27 pm

    I agree with these numbers. I’m at 615, a year ago I was under 600 and raised it with my Capital One payments being made on time.

  17. Destin Freddie
    July 22, 2021 at 10:27 pm

    Lol

  18. blkbeauti05
    July 22, 2021 at 10:27 pm

    Right now I am sitting at 779 FICO. I think that's "VERY GOOD."

  19. Jesus Barraza
    July 22, 2021 at 10:27 pm

    I disagree with your ranges. I’ve been rebuilding my credit but across the three main bureaus my scores range from 680-720. With these scores I attained a 30yr mortgage 2.25 fixed, a 48k auto loan at 2.29, I was recently approved for the Amex platinum and navy federal flagship 50k limit.

  20. George Senda
    July 22, 2021 at 10:27 pm

    If you have really old charge offs which are disputed, they ignore your GOOD credit marks and solely focus on the charge offs.
    I have or am on 9 credit cards with a perfect payment record for over 2 years, yet no one will give me a new credit card due to 3 charge offs, 2 of which I have disputed.
    I have now lowered my utilization to below 50% and in coming months I will lower it further as I pay off all the credit cards.
    Capital One, Credit One and Discover, even for a secured card also discriminate if you are a renter & will refuse you a card if you don't have a home or mortgage experience.

  21. Amari Grant
    July 22, 2021 at 10:27 pm

    Way I feel about it 🧐 >600=bad; 600-640=subprime; 640-680=fair; 680-720=good; 720-780=very good; 780 and up=sign and drive 😎

  22. Garry Myers
    July 22, 2021 at 10:27 pm

    No push back on this one Adam. Very good video thanks

  23. Tiffania Carter
    July 22, 2021 at 10:27 pm

    Thank you for this critical information. I value your expertise. And it’s helping me to get my credit to a better place.

  24. Ken Shaw
    July 22, 2021 at 10:27 pm

    If you have a credit card with an annual fee and you pay the fee every year and don't use the card would it be closed out.

  25. Olinda
    July 22, 2021 at 10:27 pm

    Almost Excellent…almost. 😔

  26. Jeremy Moore
    July 22, 2021 at 10:27 pm

    Adam,

    I have so much issue with the FICO scores to. It isn't exactly a fair system because they could use let's say a bankruptcy from 5 years ago and everything else has been good but you get denied and punished because you have negative info on the report. I personally think the stuff on our reports stay on and are used against us for to long. Defiantly the FICO score needs to be retuned because IMO I don't think it accurately reflects what people's financial choices are now. The system punishes bad behavior for a long time.

  27. Michael Swaim
    July 22, 2021 at 10:27 pm

    800 credit score means every lender would be proud to have you. Credit One: Not so fast my friends.

  28. Angel Rosado
    July 22, 2021 at 10:27 pm

    Soon all 3 credit Bureaus will be gone good stuff

  29. Jockstraps Save Lives
    July 22, 2021 at 10:27 pm

    I heard the real effective cutoff for the best rates/terms is 780. That 800+ really isn't necessary for the best terms. Now if I could only remember where I heard that…. 😂 Thinking it was Sebby?

  30. 1coolcat95835
    July 22, 2021 at 10:27 pm

    Hi Adam I thought it would be interesting to add that we are still in a pandemic and most banking institutions are still tightening their underwriting until the economy somewhat rebounds . Thus that feeds into more rejections and higher score consideration even before the deep dive into the report. Maybe you can do an update video related to where we are covid-wise .

  31. oCaliforniaBoy
    July 22, 2021 at 10:27 pm

    Thank you for the explanation, you help me understand credit in a way that I feel like I could teach others about it, I appreciate the videos 💸

  32. Adam Harper
    July 22, 2021 at 10:27 pm

    Very cool video. I'm young so I'm doing okay. Just turned 21 with a 738 score. Just got the discover It and and I'm gonna get more after an auto loan next year and grind baby!

  33. Mister Unbothered
    July 22, 2021 at 10:27 pm

    Borderline in the house lol!!!!! we trying though…

  34. Levi Rothstein
    July 22, 2021 at 10:27 pm

    I swear the credit system is like a scam. We would never except this level of inconsistency in any other system. How could I apply for a card , the issuer said this is my Transunion score , but that Transunion score is different based on who they check with 👀

  35. SAMMY CHICAGO
    July 22, 2021 at 10:27 pm

    Well done thank you for the information!
    I follow the past two years and I remember my credit score it was 625 watching your videos for the past two years and today my FICO 795😁

  36. Cardario Jackson
    July 22, 2021 at 10:27 pm

    Thanks for doing the good work man!