Credit Repair

756 Credit Score – Beware of Predatory Lending for Car Dealerships


756 Credit Score – 9 Tips

This was an experience that my son and I had this weekend during our car buying process.

He is 22 years old with a 756 credit score. On his credit report, he is listed with 2 authorized user accounts, 1 credit-builder bank loan, 2 unsecured credit cards both with $10,000 limits, and a couple of student loans.

He brought $10,000 to the table as a down payment for his new car.

The dealership offered him a 22% interest rate loan BEFORE I went off on them. He ended up with a 4.5% rate when it was all finalized. Do you think this was predatory lending?

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  1. Wanda Warden
    August 1, 2021 at 5:15 am

    WHHHAT??? you should be mad as hell when will this end? REPORT THEM!!! 🤬 Thank you for sharing I will share.

  2. Jacqueline Stephens
    August 1, 2021 at 5:15 am

    Thank you for sharing this story with us. Congrats!! Shameful how people are not honest any more. Great lesson for us all.