Credit Repair

727 Credit Score – Credit and Mortgages – How to help raise your FICO score to qualify for a home loan.


727 Credit Score – Review

One of the first steps in buying a home is pre-qualifying for a mortgage. Your credit score can affect the ability to qualify, but also can affect the interest rate and type of homeowner’s loan that you can obtain. It’s one of the most important factors a lender considers. It’s ideal if you can maximize your credit and FICO score before trying to obtain a pre-approval.

We interviewed Cliff Kreditor, a Senior Credit Analyst with Credit For Home Loans for advice on credit repair and raising your credit score. He answered some the questions below and more…

1. Are there different types of credit scores?
2. If I pay my collection accounts off will it help my scores go up?
3. Are there ways to get negative items off my credit report other than disputing them?
4. When something is deleted can it come back on my credit report?
5. What makes credit scores go up or down?
6. Do you charge a fee upfront or have payment plan options if needed?
7. Do you give any guarantees?
8. What makes someone a good candidate to help restore their credit?

Thanks for watching!
Cindy Coggins, Realtor – Cindy Coggins Realty Group

Michael Copeland – Farmer’s Insurance

#C²Insights #CindyCogginsRealtyGroup #FarmersInsurance #CopelandCares #CreditForHomeLoans #HomeOwnersInsurance # RealEstate #Mortgages #CreditRepair #CollinCounty #AllenTX #RealtorAllenTX #FriscoTX #PlanoTX #McKinneyTX #RichardsonTX #NorthDallasTX #NewsYouCanUse @cindycogginsrealtygroup

Thanks for watching the 727 Credit Score video!

Watch the 727 Credit Score video on Youtube



  1. Ann Lewis
    August 1, 2021 at 4:58 am

    My fears about this new credit model are if they start implementing the Chinese model with this model. I’ve heard rumblings of them wanting to use your Internet search history and other social decisions that you make to be included like whether or not you get your vaccine. I know they want to implement more of a Chinese style social credit score system which would be horrific for freedoms in our country. They always make it seem like a good idea and try to spin it with the fluffy stuff but I have a feeling this goes much deeper than just helping out the little guy. I can almost guarantee this will grant people more control over our lives. I feel so lucky for coming across some guys. I was in bankruptcy and glued to crushing student loan debt which I still battle in my mid 40’s. Thanks to the team at anonymoussolutionx⏺org .. I am no longer in bankruptcy & repo; all negative marks erased and to top it off they assisted me with my student loans, which I no longer have! I can now move forward in my life and live a life free of financial hardship,


  2. Empress Templar T
    August 1, 2021 at 4:58 am

    Thank you , I’m having trouble trying to increase my fico score for a home loan and this video was helpful . I’m going to reach out

  3. Crystal Paine
    August 1, 2021 at 4:58 am

    Thanks for sharing such valuable content!

  4. Michael Leahy
    August 1, 2021 at 4:58 am

    Love this type of content! Any advice how to season funds?

  5. Nancy Love
    August 1, 2021 at 4:58 am

    All thanks to @Darkdrey on telegram he help with bitcoin and I clips and fresh cc and it work I don't no what I will do without you ….you are the real vendor deal 💯

    August 1, 2021 at 4:59 am

    Sounds easy

  7. Tim Cook
    August 1, 2021 at 4:59 am

    I’m writing here to tell all Americans facing challenges in their credit report, there’s a Reputable credit specialist called (Spy Hacker) I meet him on a credit blog with good reviews and I told him the issues I’m having regarding my credit report then I was having Bankruptcy, Tax liens, DMV two closed accounts in my collections with one credit card debts after I told him all this and he helped me removed all those from my report within a couple of days that I wasn’t expecting and he raise my fico score to high 798 I got lifted again with good a credit profile all gratitude goes to this great specialist and I will advice everyone out there to go for him he’s good and trustworthy. contact him