Credit Repair

716 Credit Score – Credit Score Crashed 103 Points & BofA Credit Card Shut Down 😳


716 Credit Score – Most Popular?

My credit score crashed 103 points and Bank of America closed my $25K credit card // In this video I share why my credit score plummeted from 716 to 613 this month, and how quickly years of building credit can disappear. I am grumpy.

Have you noticed any changes with your lines of credit? Let us know in the comments!

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  1. Stock Compounder - Brad Kaellner
    July 26, 2021 at 12:26 am

    What's your biggest credit card blunder?

  2. Demo demo
    July 26, 2021 at 12:26 am

    So bad I am really feeling the pain

  3. The Brains
    July 26, 2021 at 12:26 am

    Sorry to hear what happened to you. I believe banks should be for the people and if they were smart, they should come up with a way if it's not there fault then give us the ability to pay a small fee to get these derogatory remarks off our credit file. Why should anyone have to suffer a 7 year setback for these minor mishaps. Let's all take our money back from them and not use them for anything, let's see where they'll be! Just my 2 cents. Am sick of what they do to people who put them where they are!

  4. ThatCho
    July 26, 2021 at 12:26 am

    I’m so sorry to hear that this happened.

  5. F H
    July 26, 2021 at 12:26 am

    BOA wouldn’t let you explain what happened?

  6. Doc
    July 26, 2021 at 12:26 am

    Ya that's tough lesson to learn from and go through. i went through a similar experience. After a medical crises lead to financial crises for me in 2017, i went from 8 credit cards & low to mid 700 scores to low 600s and 5 cards were cancelled. i spent all of 2018 and most of 2019 only using cash and rebuilding my credit. I'm finally back up to 7 cards and my scores and ranging from 720 – 740. It will take some time, but you can get back up there. And yes income is becoming much more important for banks these days. Best of luck.

  7. Robert B
    July 26, 2021 at 12:26 am

    Call and ask them to reinstate your card

  8. TheCapitalist Investor
    July 26, 2021 at 12:26 am

    The annoying thing is it can take ages to build a credit rating up but can lose it quick! Sorry to hear your story but great to inform others.

  9. JustChecking87
    July 26, 2021 at 12:26 am

    I'm happy to hear your rebound sentiment: looking at what you currently have. It could be worse. I can certainly relate to experiencing blunders. In fact, just last night I was thinking of should have, would have, could have and then I was reminded that I would not even be where I am today without some help. I'm just grateful of where I am today.

  10. headphone james
    July 26, 2021 at 12:26 am

    Oh man. That feels unfair.

  11. Kieran Murphy
    July 26, 2021 at 12:26 am

    Honestly curious. Why would you have so many credit cards?

  12. Renan Palma
    July 26, 2021 at 12:26 am

    banks are screaming for disruption….

  13. Emily Peters-Limbeck
    July 26, 2021 at 12:26 am

    Yikes! I wonder how fast your credit score will rebound?