Credit Repair

656 Credit Score – Lenders Choosing Your Credit Scores? (Mortgage, Auto, Loan) | Shamika Saves


656 Credit Score – Most Popular?

Lenders Choosing Your Credit Scores? (Mortgage, Auto, Loan) | Shamika Saves

How do lenders use new FICO® Scores?
When a new FICO® Score version like FICO Score 9 is developed, we release it to the market.

From there, each lender determines if and when it will upgrade to the latest version. Some lenders make the upgrade quickly, while others may take longer. This is why some lenders are currently using different versions of the FICO® Score. As an example, FICO Score 5 at Equifax is the FICO Score version previous to FICO Score 8 at Equifax.

Other FICO® Score versions, including industry-specific auto and bankcard versions, are also included in the FICO Score products on so you can see what most lenders see when looking at your scores.

Regardless of the FICO® Score version, the keys to obtaining favorable FICO Scores remain the same:

Make payments on time
Keep credit card balances low
Open new credit accounts only when needed

For more help with Personal and Business finances go to

Get Helpful Tips on Personal and Business credit, Follow us on Social Media.

Want a Complimentary Discussion about Wealth Goals???
Email us:

Like👍, Share ↗️, and Subscribe✅.

Don’t forget to hit that 🔔 to stay up to date on our videos.

Get your DUNS Number for free here:
Select that you are a government contractor
Here is your custom link to our Standard (Free) plan

Here is your custom link to our Business Manager ($29.99/month) plan

Here is your custom link to our Business Boost ($39.99/m) plan . This plan helps new businesses build business credit by reporting the Nav monthly fee as an active trade line to all three major business credit bureaus:

Credit Bureau:

TransUnion® Credit Bureau | Trust in TransUnion®‎‎

Equifax | Credit Bureau | Check Your Credit Report & Credit …



Welcome to Shamika Saves: Have you ever wondered how to get access to 5 or 6 figures lines of business credit? Do you know how to properly file a dispute to the credit bureau? Who is Dun and Bradstreet? Why do you need them to get a federal grant?

Well your in the right place. On this channel Shamika Saves will educate you on everything from business line of credit, financial literacy, personal finance, and credit.

Also, Shamika Saves will also give out tip & tricks that will help scale your business to the level. Those tips included: How to register your business with the state? How to seal your criminal record? Where to get discounts on trips and cruises? and more.

If there are any questions or Topic you want us to talk about please tell us in the comments.

Thank you for visiting our channel. We appreciate the love and support.

ShamikaSaves is your one stop shop for information related to credit building products, credit repair and finance tips.

Thanks for watching the 656 Credit Score video!

Watch the 656 Credit Score video on Youtube



  1. Jay Sander
    July 25, 2021 at 8:42 pm

    Experian gives free fico 8 score. Pay $20 and get mortgage, bank card and auto fico score

  2. yallipop
    July 25, 2021 at 8:42 pm

    Liked and subscribed 🤎🤎😃

  3. elena smith
    July 25, 2021 at 8:42 pm

    A tragic fortuitous event caused me to max out my credit cards and that seriously impacted me financially… I was watching a video on YouTube about how to fix your bad credits and I stumbled upon this credit repair team (SolutionXhack and i made contact via email to Fixxhackxspy @ gmail . com ) in the comment section. At first, I was unsure but I was at a dead end and I needed a solution for my crisis and I figured things couldn't get any worse… So I decided to give it a shot and text the credit repairer and I'm glad I did because everything turned out great, my debt was fixed and I'm living a life without financial worry; which is literally the worst circumstance ever. Technology is advancing and solutions are rapidly being created to solve numerous problems and I'm glad credit repair happens to be one of them… I decided to share this, so people currently suffering from my previous predicament can get a solution……you can also contact SolutionXhack via text + 1 708986 1427
    . .

  4. Francis C Bethany
    July 25, 2021 at 8:42 pm

    I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 400's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help. After he finished working on my REPORT in just 7 days, my CREDIT SCORE increased to 810, all the negative items on my REPORT were deleted permanently and he added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! John McGovern is the best, for fast response…EMAIL:[]

  5. Kate Snow
    July 25, 2021 at 8:42 pm

    Hi , for two years I had $122,000 in debt, including $83,000 in credit card debt. My credit score was nothing to write home about. I managed to get most of my debt removed in bankruptcy and i was left with $7,000 car loan and $51,000 in student loans. Determined not to repeat my mistakes again I was recommended by a credit consultant to contact (SOLUTIONX) would help fix my credit score and clear my loans and also negatives and inquiries.. She referred me to her hacker friend she has met years ago who specializes in fixing credit score. I contacted him through { fixxhackxspy@ gmail ● com } the following day, it took him some time to get back to me, because he was fully book. after a while he responded and Helped me out, He started from raising my credit score to 899 after which he cleared my outstanding pending bills. I bounnced back quickly, I am currently on my feet and on my way to buying a house. Thanks so much
    SOLUTIONXHACK and text +1 7 0 8 9 8 6 1 4 2 7
    If you need help too and don’t forget to thank me later…

  6. Ced'rica Johnson
    July 25, 2021 at 8:42 pm

    How do we gain access to the real scores? Are the scores on myFICO accurate?

  7. mike miller
    July 25, 2021 at 8:42 pm

    Great job queen

  8. Mike O
    July 25, 2021 at 8:42 pm

    Great information

  9. iandi Boats
    July 25, 2021 at 8:42 pm

    I just applied for a mortgage refi and my FICO 8 score is 690 but my FICO 2 score is only 650. Pissed…!!🤬

  10. Denzell Mims
    July 25, 2021 at 8:42 pm

    How do we raise auto 5 ?

  11. Spirit Of Truth.
    July 25, 2021 at 8:42 pm

    Thank You, Queen.