Credit Repair

634 Credit Score – Why I DON'T have a CREDIT CARD: This is my CREDIT SCORE (using CLEARSCORE)

634-credit-score-why-i-dont-have-a-credit-card-this-is-my-credit-score-using-clearscore

634 Credit Score – Review

In this video I share how I misused my credit card, I disclose my credit score and I share how I have been improving my credit score.

Check your credit score: https://www.clearscore.com/za/
How to improve your credit score: https://www.youtube.com/watch?v=znNDeNg0hhg&t=5s
Credit Averages article: https://businesstech.co.za/news/finance/436897/heres-how-much-money-the-average-person-in-south-africa-owes-on-their-credit-card/
Credit score tables: https://www.clearscore.com/za/learn/credit-score-and-report/what-is-a-good/bad-credit-score/

Love,
Budget Buddy

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8 Comments

  1. Kamogelo Makhele
    July 29, 2021 at 8:00 pm

    I'm also on good ground. I'm trying to pay off my credit card and also increasing my payments on my car to improve it.

  2. Olorato Mogwera
    July 29, 2021 at 8:00 pm

    Loved this!! I thought I was doing alright but now I see there’s pleeenty of room for improvement.

    Another factor that affected mine in the last month or so was multiple credit card applications or enquiries which ironically I got to improve my credit score.

  3. DebtFree Dad
    July 29, 2021 at 8:00 pm

    Lol, good you learned your lesson fast. Got a credit card in college and was crazy irresponsible with it. Lol over 700 here

  4. DebtFree Dad
    July 29, 2021 at 8:00 pm

    Lol, you look so sad in that thumbnail I clicked. Definitely happier in the video. Lol

  5. The Wealth Dr TV
    July 29, 2021 at 8:00 pm

    It is the hair for me😍

  6. Venture Kat
    July 29, 2021 at 8:00 pm

    I Knew it had gone down, but I didn't know your credit score had dropped by that much, tjo! Loved how you broke down the specific reasons your score had dropped, its 'small' things but they have a huge impact.

    P.S. Thanks for the shoutout!

  7. Tamika Mtegha
    July 29, 2021 at 8:00 pm

    Love this video! My credit score is in the "Good" range. Last year I took out a credit card with the lowest limit they would let me take (because I know myself) and I set up the payment for it to be paid in full at the end of every month. The credit card helped boost my score by about 20 points. This year I want to work on improving my score by keeping my utilization rate low.

  8. Yongama Giwu
    July 29, 2021 at 8:00 pm

    Great video!!!