Below is the Video Transcript:
Again, if you know much better than I do, leave a comment listed below. For myself, I do have the Target Red Card, and I did an evaluation video on the functions of the Target Red Card. I do not have the.
Walmart credit card, and I do not prepare to get it. And the reason is, is that I already have 2.
Capital One charge card. The Quick Silver card and the.
Capital One BuyPower card. And because of that, Im only limited to 3.
Capital One charge card, and if I get one more, then I will not have the ability to.
I have been believing of applying for the Capital One Savor card, because I enjoy going to dining establishments. I still havent even decided whether Im going to do that.
all approximately let you understand that Capital One as a policy, has a limitation on the quantity.
of cards that you can have, and that is 3. And for my understanding too, if you have one of their company cards, that would not account for that three, so you can technically have.
three Capital One cards and a company card.
The other thing I do not like.
about this benefit program is that in shop purchases.
you will just earn 5% the first 12 months of having this card, and this is various with.
how it is with Target. Target constantly allows you to earn 5% back on all your purchases. So, what Im going to.
finish with this video is I will be sending it off to the home office of Walmart.
Now things have actually altered a bit. My guess is that the Walmart store card should be still fairly.
simple to get authorized for, while the Capital One Walmart master card may be harder. If you have actually already used.
for this credit card, either the shop card or the Master Card, simply leave a comment below whether you were able.
to get authorized or not. People want to have the ability to have a sense of what.
their chances would be like, if they were to apply.
for this credit card. Like I stated, Im guessing that the store card will probably be relatively.
simple to get authorized for, but the Capital One Master Card might be a little bit more difficult to get.
And you will earn 5% back.
on all in store purchases for the first 12 months.
of having this card. And then after that, if you have the Walmart Master Card, you will be making 2%.
back on dining and travel, and 1% on whatever else. One of the primary factors you may.
be seeing this video today is that you currently have.
the Walmart Credit Card, and you would like to know if.
youll be making 5% back on your store purchases, for the first 12 months if you are already a current card holder. And the answer to that is yes. I understand this is necessary.
to much of you today. I wished to clear that up before I discuss the.
other features and advantages, of having this charge card. Now, youre probably gon na be thinking whether this card makes sense for you, and we can start saying that this card does.
not have an annual fee, so thats a plus immediately. And also, much like with.
any Capital One charge card, there are no foreign.
transaction costs being charged. So, you can take this charge card overseas and not sustain a 2 or.
3% for a transaction charge.
– Do you have the Capital One charge card? Are you thinking about getting it? Well, its not being provided
(remarkable music) So, big changes are coming to Walmart. The Walmart credit card, and the Walmart Master Card will now be issued by Capital One bank. With all of this, theres going to be a lot of changes to the method this card works, and along with that there will be modifications to the reward program.
today handy in anyhow, I d value it if you
could strike the like button. It helps me a good deal, it tells YouTube that you
are watching something that you like, and if you like it a lot more than simply learning more about this offer today, please strike the Subscribe
button and bell notification and when I make brand-new videos, you will be informed. Okay, so the program is
gon na work like this. You will make 5% back on all
your purchases made online, except for groceries.
Now, with this whole.
change over with Walmart, my guess is that if you already have 3 Capital One personal accounts, and now with this shift.
you will have 4, I do not see why they.
would cancel your card. That would not make any sense. Why wouldnt they want an excellent consumer if you have a card in excellent standing, theyre gon na wish to keep that customer. Technically now I.
believe that it is possible for people to have four.
Capital One credit cards, for individual accounts, but if you already have two, take some mindful factor to consider whether you desire to.
include the Walmart charge card to your wallet. They may make an exemption, they might make a rule that.
it wont count for the three. As far as right now, since this card is so brand-new, right now as far as everyone understands you are limited still to.
three personal accounts.
And if you desire this to.
be a permanent function of the benefits program with this brand-new Capital.
One Walmart credit card, leave your sensations known in.
the remarks below this video, and I will make certain that they see it. One other thing you.
need to know about this is that Capital One and Walmart have indicated that the.
approval process for this card will probably be harder than.
it has remained in the past. And I did do a review video. The last video I did was the top 10 easiest installment plan.
cards to get authorized for, and I consisted of Walmart in this evaluation.
– Do you have the Capital One credit card? The Walmart credit card, and the Walmart Master Card will now be issued by Capital One bank. For myself, I do have the Target Red Card, and I did a review video on the features of the Target Red Card. Either the Walmart credit card, or the Target Red Card. The credit shifu likewise did a review on the new Walmart cards from Capital One.
So, making and redeeming these benefits is relatively simple, and you have different.
alternatives on how you can do it. Im revealing you right here. Using for the new.
Capital One Walmart credit card or Master Card is just as.
easy as it has actually been in the past. You have the choice of.
either checking out a store, applying there, or you can check out Walmart.com.
and apply online. I do have an evaluation post where I list the cons and pros.
of the Walmart charge card provided by Capital One. And if you are interested in applying, I will have the application link at the bottom of that short article. And you can find the link for this short article in the description below this video.
I similar to the ease of it. There is benefits.
to the Walmart Master Card, because you can earn 2%.
If you have the Target Master Card, which I do, I do not get anything for anything. And I dont understand this exactly but Im presuming I would pay.
a foreign deal cost, possibly I will not. With Capital One.
youre constantly paying no for deal fees, so thats one of the factors I like having the Capital One credit card. The credit shifu also did an evaluation on the brand-new Walmart cards from Capital One. I have not viewed it, and I do not. Only for the fact that I do not desire it to affect the review that I do, and that you dont see a.
carbon copy of the same evaluation. When you, you never ever know.
can be a little influenced by something you see.
The concern now becomes which is the better shop card to have. Either the Walmart credit card, or the Target Red Card. Which shop do you go shopping at the most, and if you go shopping similarly, then possibly both cards would.
be great for you to have. Usually speaking if.
you dont go there that much, and Im not a big Walmart buyer. Yes, I do go there, but I am more most likely to go shopping at Target, and I do like the fairly easy, straightforward reward program. And you do get that 5%.
discount rate on whatever. I like the fact that its.
just a straight discount rate off your purchases, even if I get something for 75% off, I get an extra 5%.
I will watch it after.
I submit this video, however it is another take.
on the brand-new Walmart card, and he is a popular.
YouTuber on credit cards. So, if youre looking.
for more information, you should have a look at the.
credit shifu in his evaluation on the brand-new Walmart charge card. Okay, also remember to leave a comment if you more than happy with the.
brand-new rewards program or not, or if you desire the 5% in shop reward rate for the new Capital One.
Walmart charge card to remain. Please leave a comment listed below if you do. So, if you found this video handy today, and you desire to see more of them, please hit that Like button and the Subscribe button as well with the bell alert. And whenever I submit a new video, you will be notified. Thank you so much, and have a good day.