https://www.youtube.com/embed/ivO3cXPBFOU The concept of having one charge card is
When I was, hard to envision for those of us and the points of mouse hobby so
asked this concern it took me a while to choose on a response part of its
since every card has its strengths and weak points and part of what makes a cars and truck
strategy so reliable is integrating cards to take full advantage of different classifications of
questions not everyone wants a wallet filled with credit cards and even to bear in mind.
which cars go with certain kinds of costs in their every day life so I postured.
this question to several of my fellow youtubers in the travel and individual.
finance space to weigh in on their pick for a one card each person will describe.
their pick and why they selected their specific card after we speak with them.
I'' ll share my choice for the one card these are amazing creators who actually.
know their stuff so if you haven'' t examined out their channels make certain to.
do so I'' ll include their channel information in the video description.
alright let'' s get begun what ' s up men my name is David founder. of sensible flies a YouTube channel that teaches you about charge card and.
travel points so you might travel anywhere in the world almost free.
If I had to choose just one card, thank you so much for having me on earnest.
only one card it would have to be the vehicle that gave me a lot of luxurious.
travel upgraded my airport experience and even provided my other half and I a trip to.
South Africa for our 1 year anniversary with an indication of benefit I know.
I'' m teasing this card but it will absolutely need to be the Chase Sapphire.
When it came out I got the hundred, Reserve card so this card I got simply.
thousand points and a perk with it my favorite features of this card is a.
3 points per dollar invested in restaurants and travel which is quite.
much all I invest my cash on anyway and I enjoy love the airport lounge.
access with concern pass this completely altered my life in airports.
I'' ve gotten free sushi in lounges in Japan and most likely my favorite airport.
lounge experience remained in London where my daughter got to see films all day in.
the London Heathrow Airport in their unique film space was just simply for.
kids chase altmer war points utilized through the chase fi booked portal are.
worth 1.5 cents her point so I really used this last.
month when I went to the Bahamas for among my flights I put 10 thousand chase.
all the reward points which offered me $150 towards that flight and if you'' re tired.
of being stuck in the security line waiting hours Global Entry and TSA.
PreCheck allows you to cut that entire security line right to the front saving.
you hours in the airport and it'' s due to the fact that of all these fantastic benefits
. which is why I'' m selecting the Chase Sapphire Reserve card as my one card of.
choice hi I'' m Ian le likewise called Miss be handy.
that'' s my youtube channel and on my channel I like to publish videos to assist.
youths navigate personal finance um but in a simple method cuz I know it was.
hard for me to find videos about individual financing that I believed were.
simple to comprehend and that I believed you know we'' re published by a relatable.
host like someone who was young like me and even somebody who resembled a woman.
like it was really hard to discover women in personal financing so that'' s why I chose.
to simply start my own YouTube channel to help discuss whatever like credit.
cards and investing and saving and budgeting and it'' s now kind of difficult for. me to state one credit card that I would pick affect chrony has one because I.
have five different cards however I'' m gon na discuss the four or 5 things that.
I enjoy about the card that I use the most so that'' s the Chase Freedom credit. card not the Chase flexibility endless card the routine regular Chase Freedom.
Card that came out initially and the reason I like that card is because it has.
5% cash back and that'' s a really high cash back percentage which I actually like
. the classifications Roth hello every quarter so every 3 months you get an email.
revealing you the classifications for the next 90 days it'' s truly easy it just informs.
you you require to activate this cashback if you desire to use it so you just have.
to click the button and it'' ll say the classifications like supermarket or motion picture.
theaters or restaurants so I like to try to invest up to the five thousand five.
hundred dollars in the classification but sometimes I don'' t for example like'with. groceries I ' m not gon na invest a thousand 5 hundred dollars in 90 days I. generally just invest like 800 or 900 so often I'' ll take my cousins or my. moms and dads they do a big grocery and I'' ll just swipe my charge card.
and take their cash or have them cash up me or venmo me to help me get a little.
closer to the $1500 due to the fact that if you struck the $1500 of costs in that category.
then you get $300 it has a money reward back each year so that'' s something that. I truly like and I try to type of use that as an incentive for me to attempt to.
chase after the amount in each classification but I'' m not gon na go like costs insane.
like shopping spree and groceries due to the fact that it'' s simply to get the money back. to me it doesn ' t make sense so I just like offer to spend for other individuals ' s. things and have them Vendela me for instance for like group dinner and the.
categories restaurants such that but another factor why I truly like is.
due to the fact that the APR is truly low for me a great deal of the other charge card I got when.
I was a lot younger like 19 20 years old we'' re like 20% or 19 % interest however this.
one was only seventeen point 2 five percent interest for me which I truly.
like and then the last thing I'' ll say that I really like is
when I obtained. the Chase Freedom Card they instantly approved me for like over 10 thousand.
dollars I believe it was perhaps twelve thousand five hundred or close to.
fifteen thousand however it was over ten thousand dollars for sure I keep in mind.
that which'' s very uncommon for a charge card to provide you such a huge amount of.
available credit when you'' re young and my credit had enhanced a little bit at.
that point so I was probably near a 7 hundred credit rating when I.
used so yeah the point is if you have a great credit score this is an excellent.
Since you can get a huge credit limit available to, credit card to a five-four.
Because, you which can truly assist enhance your credit rating even more you know.
it helps your the element of your credit rating called utilization which I talked.
a lot about on my youtube channel um and it actually assists your financial obligation to credit.
ratio so that once I did that and got that credit card um it assisted enhance my.
credit report chuckles so yeah that'' s the card that I would have since I utilize it.
a lot that'' s all I have for you men delight in the remainder of the video peace hello what'' s up everyone I'' m Dustin from. Wohlers wallet and my channel is everything about charge card charge card benefits.
and revealing you how to use your points and miles to travel for less and if I.
could just have one charge card I would actually opt for the u.s.Bank.
elevation reserve and while the altitude reserve features a 4 hundred dollar.
yearly fee I take a trip enough that the $325 travel credit brings my reliable yearly.
cost to just $75 and although the lounge gain access to isn'' t the greatest for a.
premium credit card I'' m a big fan of the Triple Point earning rate on travel.
and when you pay with a mobile wallet which'' s because we ' re simply. Seeing so numerous locations accept mobile wallet payments not just in shops.
they'' re accepting it more in their apps as well making it just so easy to make.
triple points just by utilizing your phone plus the altitude reserve points or.
worth one point 5 cents per point so I'' m earning four-and-a-half percent.
back on my travel which is a quite strong return plus the elevation reserve.
has fantastic travel protection benefits which I feel are very important for a travel.
credit card and the u.s.Bank altitude reserve offers a benefit to other cards.
just put on'' t have which is actual time mobile rewards which offer me more.
freedom to schedule my travel directly through an airline company or hotel and after that.
redeem my points at one point five cents per point there'' s no need to go through. a particular portal to get that redemption rate and as a person who mostly flies.
in coach this in fact exercises quite perfectly for me so yeah.
If I could just keep one, the elevation reserve is the one card I would keep.
charge card hi thanks earnest for needing to be part.
of this collaboration I really appreciate it and as constantly safe travels.
and make sure everybody hello guys it'' s a bastion I have a youtube. channel called ask CB along with composing on SME comm if you choose reading it'' s a. day we are going to talk about what cart I would select if I could only pick one.
card for me I think the no-brainer answer is going to be the American.
Express hilts an aspire card due to a lot of.
various factors it'' s the finest no-brainer card out there right now for.
a lot of individuals annual fees end up getting quite scary and here you'' re. paying 450 off the bats with that though you do get a 250 dollar Travel.
incidental credit which is extremely easy to utilize of something like Southwest too.
as Delta and then a 250 dollar Hilton Resort credit which works for a great deal of.
their resorts this means that right off the bat if you value the travel credits.
as they are you'' re getting paid $50 to get the card on top of that you get a.
free week during the night that works at the majority of their homes and you can utilize this at.
If you have a.
player too if you have other points that you can combine with this you can take, a lot of places that are otherwise excessively costly.
pretty intriguing and aspirational journeys that you otherwise wouldn'' t want. to spend cash on top of that this card has very strong multipliers for.
Hilton'' s so if you are'somebody who ' s a consultant if you do take a trip a lot then.
you'' re going to acquire those points pretty rapidly making the next journey a.
lot easier the final cherry on top of this is that you get Hilton Diamond.
status which is going to be their leading tier status there'' s no other hotel card
. Now that provides you to talk to your status just by having the card on the.
surface this may not sound that intriguing however there'' s a
lot of places. where you ' re going to get upgraded to the biggest most costly room on the.
property in addition to that you'' re going to get totally free breakfasts so it'' s a. win-win due to the fact that it turns your regular trip to New York into one where you have.
the top four Suites to me I actually like this card due to the fact that you get treated like a.
VIP when you'' re simply a pea thank you Ernest for having me on this video and.
hope you men liked it see you people next time hi everyone my name is Jason and I'' m
the. Travel Awards coach for those of you not acquainted with me you can examine me out.
here on YouTube Facebook and Instagram along with Travel Awards coach comm.
actually what I'' m everything about is teaching people how to do definitely fantastic.
things with their points at miles things like company class flights superior.
flights truly pricey hotel rooms and things that you simply normally couldn'' t. do as a typical individual who is not extremely wealthy I share all sorts of.
suggestions on my youtube as well as through individual training programs I likewise talk.
about on my channel my experiences as a digital entrepreneur where I'' m able to. work from anywhere on the world on my digital marketing company and how I.
essentially connected all of my service spending into methods to make lots of.
travel points and miles which enable me to take a trip also so I'' ve truly. When Ernest asked me, intertwined an entire elements of my life into travel benefits.
what card I would keep if I was only able to keep one I swear it'' s among the. hardest questions anyone has ever asked me I'' m gon na do my finest to keep this. short so I'' m gon na do a more comprehensive review of why I picked this card on my.
channel if you wish to check that out but as discussed prior to I run a digital.
marketing agency we do a lot of Facebook advertising I also spend a great deal of money.
on travel and not really a lot on plane tickets but I do spend a great deal of money on.
Airbnb s and with the chase business Inc preferred the card just has a $95 annual.
cost however it has a substantial huge punch so I can invest as much as a hundred and fifty.
thousand dollars a year on Facebook marketing along with travel expenditures.
and they have some other classifications that are not rather as crucial to me such as.
web shipping cable and phone services so if you might spend a hundred.
and fifty thousand dollars on these categories annually that'' s four hundred.
and fifty thousand points by that alone after that you can continue to invest an.
unrestricted amount of money and get one point per dollar invested so this card is a.
chase ultimate rewards making card meaning that you make chase supreme.
rewards which you can do a of different things with the best method to.
redeem their chase supreme words are either moving to among their.
hotel or airline transfer partners in addition to using the chase ultimate reward.
system and with this card you would get one point 2 5 cents per mile this.
card likewise uses mobile phone security and a variety of different purchase.
defense rental automobile crash and journey cancellation so in general this card has a.
lots of different remarkable features on it methods to make lots and lots of points and.
miles with only a $95 yearly cost and while it doesn'' t have every single.
function out one a card by far this car would earn the most points and miles for.
me if I just needed to select one so men thanks once again for seeing and I can'' t. wait to see what everybody else would keep as their one card thank you people I.
truly needed to think through which card would be my go-to card if I might just.
have one for me it boiled down to either a flat rate cash back card or cars and truck that.
makes valuable points and since we like to take a trip the automobile that really seems to.
meet our needs more than any other card is a Chase Sapphire reserve the Sapphire.
Reserve does have a substantial annual cost of $450 but you get a great deal of benefits some.
of which can actually help to offset the annual fee the very first is the $300 travel.
credit which I know I'' ve spoke about in a great deal of other videos 2nd the.
Sapphire Reserve does have excellent travel benefits like trip hold-up and lost.
baggage security and primary car rental insurance coverage the card also has note.
kind transaction costs and is extensively accepted because it'' s a Visa card I ' ve. also had excellent experiences with chases after customer support when challenging a charge.
it'' s offering me a great deal of self-confidence and utilize the card whenever we take a trip third.
the card offers 3 points per dollar on travel and dining expenses regardless.
of whether the charge is in the US or abroad another benefit that I discover very.
beneficial is the lounge axis this is a bit ironic given that I used to believe that lounge.
gain access to was an extreme advantage for high-maintenance travelers but since.
getting lounge access I discovered that we'' ve had the ability to save a lot of cash in food.
and consume costs at the airports considering that the lounges generally offer totally free food and.
refresh we'' ll often eat there rather than purchasing.
a meal at the airport the last element that I personally worth is the idea that.
I'' m making points toward my travels when I use my card I understand that may.
sound silly since I might likewise make money back and assigned towards a travel.
budget however there is something pleasing about seeing points develop in your.
account and thinking of ways that you could use it for a future trip I understand.
it'' s not a concrete advantage but it'' s more of an emotional thing that I value.
when I think of points versus cash back combined all of this with a variety.
of redemption alternatives and you have a car that is a keeper in my wallet and for.
those of you that have an interest in the Sapphire reserve however can'' t swallow the. yearly cost there is a Sapphire Preferred for just $95.00 a year which also.
consists of a hefty welcome deal in reality it'' s the card that I typically advise.
for folks who are getting began in the Hobby what would be your one card if you.
could just have one credit card what do you think about the selections in this.
video also let us know if you'' d like the format of this partnership I'' d love to. do more of these since I think they'' re enjoyable and an excellent way to learn about other.
channels thanks again to everyone who helped make this video possible make.
If, sure you check out their channels and show your assistance by subscribing.
you'' re thinking about any of the cards featured I'' ll include our charge card.
offers linked below thank you all for viewing and up until next time travel safe.
and take a trip smartAs found on YouTube – Creative Commons License.
https://www.youtube.com/embed/ivO3cXPBFOU The concept of having one charge card is