Best balance transfer credit card? Citi Rewards Platinum Credit Card review + Exclusive offer!

caption Today we'' re taking a look at a credit card that can help you get on top of your financial obligation, spending, and you pay no interest for a year all with a minimized annual charge We'' re discussing an unique offer for the Citi Rewards Platinum Credit Card Here are the features The 2 highlights currently offered with this card are the special rates of interest uses! You'' ll get 0% p.a. interest for 13 months on purchases with the card if you make an application for it with Finder After this, the rate reverts to 20.99% p.a. This card features a balance transfer rate deal This indicates you can move your balance from any other charge card, store cards or a personal loan and pay 0% interest for 13 months This offer is only readily available through Finder If you don'' t settle your debt within the 13 months, the rates of interest will go back to 21.74% p.a. You can move approximately 80% of your approved credit line For the very first year, you'' ll likewise get
to pay an affordable yearly charge of $49 After the first year, that will go back to $149 each year When you spend here and overseas on your card, you'' ll make City reward points 1 point per $1 spend There'' s also an optional Linked Diners Club card, where you can earn 2 points per $1.
on qualified transactions This card comes with complimentary insurances including travel, extended service warranty cover and more So what are the drawbacks and benefits.
of this card On the benefit, you can use this credit card to pay and spend down your financial obligations without sustaining any interest, as long as you make your payments Most credit card items wear'' t offer both.They generally use one or the other so this is a truly excellent benefit You can stabilize transfer individual loan financial obligation as well as charge card debt This is rather unusual due to the fact that a lot of charge card only enable you to balance transfer your charge card debt If you keep this card for over thirteen months, you can start earning points You can access complimentary insurances and you can utilize your Diners Club Card overseas without drawing in any overseas currency fees On the drawback, the revert rate for the purchase rate deal and the balance transfer deal are really quite high and naturally, there'' s no guarantee you will be authorized for the amount of financial obligation you wish to transfer over on the balance transfer offer So who will this credit card match? If you'' re gon na have the ability to pay off your balance transfer within the 13 months, that'' s terrific since you ' re
not. going to incur any interest It'' s also excellent for individuals who do pay off their charge card monthly And if you enjoy dining and traveling out and getting benefits for that this card will probably suit you down to a T It'' s not gon na fit you if you have a large financial obligation and you require a fair bit of time to repay it Equally if you'' re gon na carry your balance transfer from month to month, you'' re going to sustain some pretty high fees on the purchase rate It'' s also not gon na suit you if you bring your credit card balance month to month.
since the continuous purchase rate is rather high To be qualified for this card,.
you require to be over 18, you need to have an excellent credit rating, you need to earn over $35,000 a year, you need to be an irreversible homeowner or an australian citizen and you use through Finder To get this special offer, you'' ll requirement to use through Finder so click the link listed below and if you wish to compare the Citi card to other balance transfer credit cards we'' ve got a tool for that so click that link below as As found on YouTube – Creative Commons License.

Video Transcript:

You'' ll get 0% p.a. interest for 13 months on purchases with the card if you apply for it with Finder After this, the rate goes back to 20.99% p.a. Finder If you don'' t pay off your debt within the 13 months, the interest rate will revert to 21.74% p.a. If you'' re gon na be able to pay off your balance transfer within the 13 months, that'' s excellent because you ' re

License: Creative Commons