American Express credit card applications rules April 2018


It'' s your woman Bella. Now, today I'' m going to talk about American
If you are someone who doesn'' t. like to fly, it would not make any sense to apply for a Delta credit card. Why earn Delta Sky Miles if you don'' t fly? 2nd topic; number of credit cards.

Video Transcript:

It'' s your lady Bella. Now, today I'' m going to talk about American
When it comes to their credit card, Express and the guidelines and guidelines that they have
applications. Before I enter into that, I just wanted to re-emphasize
that you should just obtain a charge card if it makes sense for you, your spending plan, and
your lifestyle. For example, if you are someone who doesn'' t. like to fly, it would not make any sense to obtain a Delta credit card. Why earn Delta Sky Miles if you don'' t fly? So just something to kind of remember. when you are wanting to get certain credit cards, or any charge card for that.
matter.Okay, so let'' s type of get back to the subject.
at hand. Now today I'' m going to focus on 3 key.
locations; bonus offers, number of credit cards, and the actual credit card application process,.
and there'' s 2 parts to that also so we'' ll enter into that in a few minutes. Bonus offers. Now the American Express bonus offers are an once.
in a lifetime offer, however if you'' re not acquainted with what perks are, let'' s speak about that. Now most charge card offer you a reward.
to request a credit card. For example, the American Express Platinum.
card, the individual variation, their existing offer is 60,000 subscription benefit points if.
you spend 5,000 dollars on the credit card within the very first 3 months of being authorized.
for the card.Now this is an excellent way to leap start your.
collecting of points and benefits that you can use at a future date, and for American.
Express it'' s excellent since now you ' re a new consumer, you'' re going to pay a yearly fee,
. so it'' s a win-win for everyone, but keep in mind, you can just make the bonus offers as soon as in.
a life time. That indicates if you make an application for that charge card,.
let'' s state the American Express Platinum individual card today, in 6 months you close the card.
since you'' re like I put on ' t really like the card.The annual fee'' s too expensive. I no longer need it or desire it and you close.
the account and then a year from now you recall and state, you understand I believe I really do.
want that Platinum card because it'' s actually something that I'can use and now
I ' m traveling. more so it makes good sense now for me. Now as long as your credit and income are.
where they require to be and you are authorized for the card, that'' s great, but you'won ' t. certify for any benefits that are connected with that card at that time.Now, that is really essential since if you.
request the bonus and a card offer isn'' t the optimum or among the higher'deals, you ' re. truly going to lose out on those additional indicate just doing your homework before applying.
for any cards, simply to see if the perk point deal is on the higher end. Now how can you do that? Google, Google, Google is your buddy. You actually can simply type in the search.
bar and state, what is the highest bonus point offer for card X, Y, Z, and you'' ll see a lot.
If the present deal in front of you is on the, of search results and then you can assess.
luxury or low end of the spectrum.Definitely something to take notice of as.
you begin to get credit cards. Second topic; number of charge card. Now every bank has their own different set.
of rules when it comes to this, however American Express, their rule is the optimum quantity.
of cards that you can have is 4, and after that in regards to charge cards, there truly isn'' t. a set rule per se, however rumor is that you can have among each credit card that they have.
available. Now this is really important since American.
Express has an excellent portfolio of credit cards but you can just have 4, so you should.
truly take notice of the cards that make one of the most sense for you and as far as the reward.
and points and benefits that each card offer and pick the ones that make the a lot of sense.
for you.Now the third subject we are going to enter into.
today is the real credit card application procedure. Now for American Express, they have a couple.
of rules that you need to truly now before you look for any cards with them. The guidelines are you can just look for two cards.
every 90 days. Now no matter how excellent your earnings and.
credit might be, if you do make an application for a third card within that 90 day period, it'' s going.
to be automatically denied. So, if you'' re entering into this pastime and.
want to actually get a great deal of cards, you need to rate yourself when it comes to American.
Express.Now the mix of applications is.
important due to the fact that if you get 2 credit cards in one day, there'' s an opportunity that the.
second application will be put on old for 5 days just to make certain that it'' s
not. a fraudulent application, but if you obtain one credit card and one credit card, or.
one individual credit card and one company credit card, both applications, as long as.
everything is right where it needs to be as far as your credit and earnings, both accounts.
can be authorized in the very same day and only will result in one difficult pull or inquiry on your.
credit report for those of you who are truly sensitive about number of questions; simply.
wished to let you know that.Okay, so that is my high level review of the.
standards and rules for American Express. Post if you have any remarks or questions.
them below and I'' ll speak to you guys soon. Bye. As discovered on YouTube – Creative Commons License.

License: Creative Commons