“If I could only have one credit card …” | 6 Travel & Personal Finance YouTubers Share Their Picks


https://www.youtube.com/embed/ivO3cXPBFOU The idea of having one credit card is
When I was, hard to imagine for those of us and the points of mouse pastime so
asked this concern it took me a while to select a response part of its
due to the fact that every card has its strengths and weak points and part of what makes a vehicle
method so reliable is integrating cards to take full advantage of different classifications of
spend what'' s going on everybody its Ernest from Trip Astute. Today I'' m going If I might only have one card and, to share the credit card that I would pick more significantly what some of my preferred travel and individual finance creators on YouTube would select as their charge card of choice picking just one charge card is a tough choice it'' s like asking a watch collector to choose one watch in their collection in reality there is a concept in watch collecting called the one watch collection and you'' ll often hear watch lovers talk about which one they would keep and where for all celebrations having only one credit card may look like a.
ridiculous prime-minister those people in the points of miles pastime what has to do with. questions not everyone desires a wallet filled with credit cards or perhaps to keep in mind.
which cars go with specific types of spending in their everyday life so I postured.
this concern to several of my fellow youtubers in the travel and personal.
financing area to weigh in on their pick for a one card each individual will discuss.
their choice and why they picked their particular card after we speak with them.
I'' ll share my choice for the one card these are incredible developers who truly.
understand their things so if you sanctuary'' t inspected out their channels make sure to.
do so I'' ll include their channel details in the video description.
alright let'' s get begun what ' s up men my name is David creator. of sensible flies a YouTube channel that teaches you about credit cards and.
travel points so you could take a trip anywhere in the world nearly free.
If I had to pick simply one card, thank you so much for having me on earnest.
only one card it would need to be the vehicle that offered me a lot of elegant.
travel upgraded my airport experience and even offered my spouse and I a trip to.
South Africa for our 1 year anniversary with a sign of bonus offer I understand.
I'' m teasing this card however it will certainly need to be the Chase Sapphire.
Reserve card so this card I got just when it came out I got the hundred.
thousand points and a benefit with it my favorite aspects of this card is a.
3 points per dollar invested in restaurants and travel which is quite.
much all I invest my money on anyhow and I enjoy love the airport lounge.
access with top priority pass this totally changed my life in airports.
so I'' ve secured free sushi in lounges in Japan and probably my favorite airport.
lounge experience remained in London where my daughter got to enjoy movies all day in.
the London Heathrow Airport in their special motion picture space was just for.
kids chase altmer war points utilized through the chase fi scheduled website are.
worth 1.5 cents her point so I really utilized this last.
When I went to the Bahamas for one of my flights I put ten thousand chase, month.
all the benefit points which gave me $150 towards that flight and if you'' re tired.
of being stuck in the security line waiting hours Global Entry and TSA.
PreCheck permits you to cut that entire security line right to the front conserving.
you hours in the airport and it'' s since of all these incredible advantages
. which is why I'' m picking the Chase Sapphire Reserve card as my one card of.
option hi I'' m Ian le likewise understood as Miss be valuable.
that'' s my youtube channel and on my channel I like to post videos to assist.
youths browse individual financing um but in a simple way cuz I understand it was.
hard for me to find videos about individual financing that I believed were.
simple to understand which I thought you know we'' re published by a relatable.
host like someone who was young like me and even someone who resembled a woman.
like it was really hard to find ladies in individual finance so that'' s why I decided.
to just begin my own YouTube channel to assist discuss everything like credit.
cards and saving and investing and budgeting and it'' s now sort of difficult for. me to state one credit card that I would choose affect chrony has one due to the fact that I.
have 5 various cards however I'' m gon na discuss the four or five things that.
I like about the card that I use the most so that'' s the Chase Freedom credit. card not the Chase flexibility limitless card the routine regular Chase Freedom.
Card that came out initially and the reason that I like that card is since it has.
5% money back which'' s a really high money back portion which I truly like
. the categories Roth hey every quarter so every three months you get an e-mail.
showing you the categories for the next 90 days it'' s actually basic it just tells.
you you need to trigger this cashback if you wish to use it so you just have.
to click the button and it'' ll say the classifications like grocery stores or motion picture.
theaters or restaurants so I like to attempt to spend as much as the five thousand 5.
hundred dollars in the category but in some cases I don'' t for instance like'with. groceries I ' m not gon na spend a thousand five hundred dollars in 90 days I. generally just spend like 800 or 900 so often I'' ll take my cousins or my. moms and dads they do a huge grocery and I'' ll simply swipe my charge card.
and take their cash or have them cash up me or venmo me to help me get a little.
closer to the $1500 since if you hit the $1500 of spending because classification.
then you get $300 it has a money reward back each year so that'' s something that. I truly like and I try to sort of usage that as a reward for me to try to.
go after the amount in each classification however I'' m not gon na go like costs crazy.
like shopping spree and groceries since it'' s just to get the cash back. to me it doesn ' t make good sense so I much like offer to spend for other people ' s. things and have them Vendela me for example for like group supper and the.
categories dining establishments such that but another reason I really like is.
When, because the APR is really low for me a lot of the other credit cards I got.
I was a lot more youthful like 19 20 years old we'' re like 20% or 19 % interest but this.
one was only seventeen point two 5 percent interest for me which I actually.
like and after that the last thing I'' ll state that I actually like is
when I looked for. the Chase Freedom Card they immediately authorized me for like over 10 thousand.
dollars I believe it was possibly twelve thousand five hundred or close to.
fifteen thousand however it was over ten thousand dollars for sure I remember.
that which'' s extremely uncommon for a charge card to offer you such a huge quantity of.
available credit when you'' re young and my credit had improved a little bit at.
that point so I was most likely near to a 7 hundred credit rating when I.
applied so yeah the point is if you have an excellent credit score this is a great.
Because you can get a huge credit limitation readily available to, credit card to a five-four.
Because, you which can actually assist enhance your credit score even more you understand.
it helps your the element of your credit history called utilization which I talked.
a lot about on my youtube channel um and it actually assists your financial obligation to credit.
Once I did that and got that credit card um it helped enhance my, ratio so that.
credit report laughs so yeah that'' s the card that I would have because I utilize it.
a lot that'' s all I have for you men take pleasure in the remainder of the video peace hello what'' s up everyone I'' m Dustin from. Wohlers wallet and my channel is all about credit cards charge card benefits.
and showing you how to use your points and miles to take a trip for less and if I.
could just have one credit card I would in fact go with the u.s.Bank.
altitude reserve and while the elevation reserve comes with a 4 hundred dollar.
yearly fee I travel enough that the $325 travel credit brings my reliable yearly.
charge to simply $75 and even though the lounge access isn'' t the best for a.
premium charge card I'' m a substantial fan of the Triple Point making rate on travel.
and when you make payments with a mobile wallet which'' s since we ' re simply. Seeing so many places accept mobile wallet payments not just in shops.
they'' re accepting it more in their apps too making it just so simple to make.
triple points simply by utilizing your phone plus the altitude reserve points or.
worth one point five cents per point so I'' m making four-and-a-half percent.
back on my travel which is a quite strong return plus the elevation reserve.
has great travel protection advantages which I feel are necessary for a travel.
charge card and the u.s.Bank elevation reserve offers a benefit to other cards.
just don'' t have which is genuine time mobile benefits which offer me more.
liberty to book my travel directly through an airline or hotel and then.
redeem my points at one point five cents per point there'' s no requirement to go through. a particular website to get that redemption rate and as an individual who primarily flies.
in coach this actually works out pretty nicely for me so yeah.
the elevation reserve is the one card I would keep if I might just keep one.
charge card hi thanks earnest for needing to be part.
of this cooperation I truly value it and as always safe journeys.
and take care everybody hello people it'' s a bastion I have a youtube. channel called ask CB along with writing on SME comm if you prefer reading it'' s a. day we are going to speak about what cart I would pick if I might just choose one.
card for me I believe the no-brainer answer is going to be the American.
Express hilts an aim card due to a great deal of.
different factors it'' s the finest no-brainer card out there right now for.
a lot of individuals yearly charges end up getting quite scary and here you'' re. paying 450 off the bats with that though you do get a 250 dollar Travel.
Incidental credit which is really easy to utilize of something like Southwest.
as Delta and then a 250 dollar Hilton Resort credit which works for a great deal of.
If you value the travel credits, their resorts this indicates that right off the bat.
as they are you'' re earning money $50 to get the card on top of that you get a.
complimentary week in the evening that works at the majority of their residential or commercial properties and you can utilize this at.
a lot of locations that are otherwise excessively pricey if you have actually a.
gamer too if you have other points that you can combine with this you can take.
aspirational and quite intriguing journeys that you otherwise wouldn'' t want. to invest cash on top of that this card has really strong multipliers for.
Hilton'' s so if you are'somebody who ' s a consultant if you do take a trip a lot then.
you'' re going to rack up those points quite rapidly making the next journey a.
lot simpler the last cherry on top of this is that you get Hilton Diamond.
status which is going to be their top tier status there'' s no other hotel card
. right now that offers you to speak to your status simply by having the card on the.
surface this might not sound that interesting however there'' s a
great deal of locations. where you ' re going to get updated to the most significant most expensive room on the.
property in addition to that you'' re going to get free breakfasts so it'' s a. win-win because it turns your normal trip to New York into one where you have.
the top 4 Suites to me I truly like this card due to the fact that you get dealt with like a.
VIP when you'' re simply a pea thank you Ernest for having me on this video and.
hope you guys liked it see you guys next time hi everyone my name is Jason and I'' m
the. Travel Awards coach for those of you not acquainted with me you can check me out.
here on YouTube Facebook and Instagram in addition to Travel Awards coach comm.
really what I'' m all about is teaching individuals how to do absolutely amazing.
things with their points at miles things like organisation class flights first-rate.
flights really pricey hotel rooms and things that you simply usually couldn'' t. do as a typical person who is not extremely wealthy I share all sorts of.
pointers on my youtube in addition to through individual training programs I likewise talk.
about on my channel my experiences as a digital business owner where I'' m able to. work from anywhere on the world on my digital marketing firm and how I.
basically tied all of my company costs into methods to earn lots of.
travel points and miles which allow me to take a trip as well so I'' ve really. When Ernest asked me, intertwined an entire aspects of my life into travel benefits.
what card I would keep if I was only able to keep one I swear it'' s one of the. hardest questions anybody has actually ever asked me I'' m gon na do my best to keep this. short so I'' m gon na do a more comprehensive evaluation of why I selected this card on my.
If you desire to examine that out however as pointed out before I run a digital, channel.
marketing agency we do a lot of Facebook advertising I also invest a great deal of money.
on travel and not actually a lot on aircraft tickets but I do spend a lot of cash on.
Airbnb s and with the chase service Inc chose the card just has a $95 yearly.
cost however it has a huge big punch so I can spend as much as a hundred and fifty.
thousand dollars a year on Facebook advertising in addition to travel expenses.
and they have some other categories that are not quite as important to me such as.
web shipping cable television and phone services so if you could invest a hundred.
and fifty thousand dollars on these classifications annually that'' s 4 hundred.
and fifty thousand points by that alone after that you can continue to spend an.
endless amount of money and get one point per dollar invested so this card is a.
chase supreme benefits making card meaning that you make chase ultimate.
rewards which you can do a of various things with the best way to.
redeem their chase ultimate words are either moving to one of their.
hotel or airline company transfer partners in addition to utilizing the chase supreme reward.
system and with this card you would get one point 2 5 cents per mile this.
card likewise offers mobile phone security and a range of various purchase.
security rental car collision and journey cancellation so overall this card has a.
lots of different amazing features on it methods to make loads and lots of points and.
miles with only a $95 yearly fee and while it doesn'' t have each and every single.
feature out one a card by far this car would make the most points and miles for.
me if I only needed to choose one so men thanks again for enjoying and I can'' t. wait to see what everyone else would keep as their one card thank you people I.
truly needed to think through which card would be my go-to card if I could only.
have one for me it boiled down to either a flat rate money back card or automobile that.
earns valuable points and since we like to take a trip the car that really appears to.
fulfill our requirements more than any other card is a Chase Sapphire reserve the Sapphire.
Reserve does have a large yearly cost of $450 but you get a great deal of benefits some.
of which can really help to balance out the yearly cost the first is the $300 travel.
credit which I understand I'' ve discussed in a lot of other videos second the.
Sapphire Reserve does have great travel advantages like journey delay and lost.
luggage defense and main vehicle rental insurance the card also has note.
form deal fees and is commonly accepted given that it'' s a Visa card I ' ve. Had terrific experiences with goes after consumer service when disputing a charge.
it'' s providing me a lot of confidence and use the card whenever we take a trip third.
the card offers three points per dollar on travel and dining costs regardless.
of whether the charge remains in the US or abroad another benefit that I find really.
useful is the lounge axis this is a bit paradoxical considering that I used to think that lounge.
access was an extreme benefit for high-maintenance tourists however considering that.
getting lounge gain access to I discovered that we'' ve been able to save a lot of money in food.
and drink expenses at the airports because the lounges usually use free food and.
revitalize we'' ll often consume there rather than buying.
a meal at the airport the last element that I personally value is the concept that.
I'' m making points toward my journeys when I utilize my card I understand that may.
sound silly since I might also earn cash back and designated toward a travel.
budget plan however there is something satisfying about seeing points develop in your.
account and thinking of ways that you might use it for a future trip I understand.
it'' s not a concrete advantage but it'' s more of a psychological thing that I value.
when I think of points versus money back integrated all of this with a range.
of redemption choices and you have a vehicle that is a keeper in my wallet and for.
those of you that are interested in the Sapphire reserve but can'' t swallow the. Annual charge there is a Sapphire Preferred for only $95.00 a year which.
includes a substantial welcome deal in truth it'' s the card that I generally recommend.
for folks who are beginning in the Hobby what would be your one card if you.
might only have one credit card what do you believe of the selections in this.
video also let us know if you'' d like the format of this cooperation I'' d love to. do more of these given that I believe they'' re fun and a great way to find out about other.
channels thanks once again to everybody who assisted make this video possible make.
If, sure you examine out their channels and reveal your support by subscribing.
you'' re thinking about any of the cards featured I'' ll include our charge card.
offers connected listed below thank you all for enjoying and until next time travel safe.
and take a trip smartAs found on YouTube – Creative Commons License.

Originally posted 2020-06-30 18:19:03.