Best Credit Card for Travel & Overseas Spending

Which credit card is good for beginners? – Highest Rated?

๐ŸšŒ Revolut SG (20% Bus/MRT Cashback) https://hmsg.link/revolut
โ˜ฏ๏ธ YouTrip ($5 Bonus) https://bit.ly/sgyoutrip
๐Ÿ’ด Instarem Amaze https://www.instarem.com/invite/NhkWBH
– 4 MPD with Citi Rewards https://bit.ly/HM-CitiRewards
– 1.6% Cashback with Citi Cashback Plus https://bit.ly/HM-CBPlus
– Citi Cashback https://bit.ly/HM-CitiCB min spend S$800

๐Ÿฎ moomoo by Futu SG (Free Stock) https://bit.ly/sgmoomoo
๐Ÿฏ Tiger Brokers SG Code HONEYMONEY (Free stock): https://hmsg.link/sgtiger
๐Ÿง‘โ€๐Ÿซ uSMART Securities (worth $120) https://bit.ly/sgusmart
๐Ÿ‚ Webull Singapore (Free Stock) https://bit.ly/sgwebull
๐Ÿ“ POEMS Cash Plus: https://bit.ly/HoneyMoney-POEMS
๐Ÿ“— Seeking Alpha Premium ($40 Off) https://bit.ly/sgseekingalpha
๐Ÿ’ณ Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
๐Ÿค– Endowus RoboAdvisor (FREE $20) https://bit.ly/endowussg
๐Ÿฏ Tiger Brokers International Code HMONEYSG: https://bit.ly/ustigerbrokers
๐Ÿ“ˆ Interactive Brokers: https://bit.ly/hmsgibkr
๐Ÿฆ‰MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE GrabFood$) https://bit.ly/sgmoneyowl
โ˜ฃ๏ธ Syfe Trade & Wealth: Use code HONEYMONEY @ https://www.syfe.com/
๐Ÿš€ Hodlnaut Crypto Interest (Free $30): https://bit.ly/sghodlnaut
๐ŸŒก Celsius Crypto Interest (Free $50) CODE 1556248258 https://bit.ly/sgcelsius
๐Ÿ–ฅ Crypto.com Exchange & VISA (Free $25 CRO): https://bit.ly/cryptodc CODE: honeymoney
โ™Š๏ธ Gemini Crypto Exchange (Free $10): https://bit.ly/sggemini
๐Ÿฆ‹ FTX Crypto Exchange (5% Off Fees): https://bit.ly/sgftx
๐Ÿ…ฑ๏ธ FTX Blockfolio (Free Crypto): https://bit.ly/sgblockfolio
๐Ÿ“’ Ledger Crypto Hardware Wallet https://bit.ly/sgledger
๐Ÿ’จ Dash PET 1.5% interest: https://bit.ly/sgdash CODE DASH-RXQ45
๐ŸšŒ Revolut SG (20% Bus/MRT Cashback) https://bit.ly/revolutjun22
โ˜ฏ๏ธ YouTrip ($5 Bonus) https://bit.ly/sgyoutrip
๐Ÿ’ซ JiPay $10 Signup bonus: Code V8YV at https://jipay.onelink.me/Dasd/employerrefer
๐Ÿ’ฐ iPayMy https://bit.ly/sgipaymy
๐Ÿ’ณ CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment https://app.cardup.co/users/sign_up
โญ๏ธ CapitaStar App $5 https://bit.ly/sgcapitastar
๐Ÿฌ Lendlease Plus $5 referral code NsHQKY
โœˆ๏ธ SIA Kris+ App Code: C647172 https://bit.ly/sgkrisplus
๐Ÿ› Shopback $5 https://bit.ly/hmsgshopback
๐Ÿ’ด Instarem Amaze https://www.instarem.com/invite/NhkWBH

If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!

Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creatorโ€™s personal experience and results may vary from each individualโ€™s personal finance situation i.e. DYOR

๐Ÿ”ญ Telegram Group: https://t.me/HoneyMoneySG
๐Ÿ“ท Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg
๐Ÿ“ง Email (Business only): sghoneymoney@gmail.com
๐Ÿ’ต Patreon Tips: https://www.patreon.com/honeymoneysg
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Using normal Credit Cards overseas will incur ~3%
DBS Live Fresh 5% Cashback, after FCY fees, left with 2% Cashback, not optimal

Instarem Amaze https://www.instarem.com/invite/NhkWBH
– Small FX spread based Mastercard rate ~0.5%
– Additional 1% Cashback for FCY spend, 0.5% for Local SGD spend
– Still get Credit card rewards e.g. Miles or cashback
– Min $1500 Spend per quarter, min $10 transaction to earn cashback
– Cashback credited on 25th day after calendar quarter
– 4 MPD with Citi Rewards https://bit.ly/HM-CitiRewards
– 1.6% Cashback with Citi Cashback Plus https://bit.ly/HM-CBPlus
– Citi Cashback https://bit.ly/HM-CitiCB min spend S$800

Revolut https://bit.ly/revolutjun22
– Foreign currency remittance, suitable for Foreigners in Singapore returning home
– Overseas Cash withdrawal, first S$350 free
– Avoid usage during weekends, larger spread
– 20% Cashback on Public Transport till 30 Jun 2022

YouTrip https://bit.ly/sgyoutrip
– Foreign Currency wallet, can transfer in advance to hedge when rates are favourable e.g. JPY
– Overseas Cash withdrawal, $5 fee
– $5 Referral for sign up

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