Category: Debt Consolidation

One of the questions you may have when deciding whether to apply for a consolidation loan is, “How long does debt consolidation stay on my credit report?” The short answer…

If you have bad credit, the best way to boost your score is to pay down as much debt as possible. Making aggressive payments on your highest-interest card is an…

Once a debt is over seven years old, it isn’t considered “debt-erasure.” It’s still recoverable through legal means. For example, a debt collector may garnish your wages with court permission.…

If you’re considering a debt settlement program, you may be wondering if Freedom Debt Relief is right for you. Despite the company’s good reputation, it may still affect your credit…

Can a debt be written off? Yes. If you can pay your debt in full but you still owe money, your creditor may consider writing off the remaining balance. In…

The concept of “What is amount overdue?” applies to both unsecured and secured loans. However, the interest rate and penalty charge may vary from lender to lender. Therefore, it is…

When calculating your credit score, there are several important factors to consider. These include paying your bills on time, keeping your credit card balances low, and maintaining a low credit…

If you are facing debt collection, you have options. You can try a goodwill adjustment, dispute the debt, or pay off the debt in full. You can also try to…

One way to get a personal loan for $3,000 to pay off your credit card debt is to apply for a balance transfer. You can pay off your $3,000 credit…

Before you hire a credit repair company, read this article. It will explain how to dispute credit errors. Then, you’ll learn how to apply for a debt consolidation loan, secure…