Independent News & Media

One of the questions you may have when deciding whether to apply for a consolidation loan is, "How long does debt consolidation stay on...

If you have bad credit, the best way to boost your score is to pay down as much debt as possible. Making aggressive payments...

Once a debt is over seven years old, it isn't considered "debt-erasure." It's still recoverable through legal means. For example, a debt collector may...

If you're considering a debt settlement program, you may be wondering if Freedom Debt Relief is right for you. Despite the company's good reputation,...

Can a debt be written off? Yes. If you can pay your debt in full but you still owe money, your creditor may consider...

The concept of "What is amount overdue?" applies to both unsecured and secured loans. However, the interest rate and penalty charge may vary from...

When calculating your credit score, there are several important factors to consider. These include paying your bills on time, keeping your credit card balances...

If you are facing debt collection, you have options. You can try a goodwill adjustment, dispute the debt, or pay off the debt in...

One way to get a personal loan for $3,000 to pay off your credit card debt is to apply for a balance transfer. You...

Before you hire a credit repair company, read this article. It will explain how to dispute credit errors. Then, you'll learn how to apply...